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SB0116 • 2026

Protection of Specified Persons Against the Fraudulent and Exploitative Conveyance of Property Interests

Protection of Specified Persons Against the Fraudulent and Exploitative Conveyance of Property Interests

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Jones
Last action
2026-03-13
Official status
Senate - Died in Judiciary
Effective date
2026-07-01

Plain English Breakdown

The bill's status is that it died in the Judiciary committee and thus does not have a legal effect.

Protection Against Fraudulent Property Transfers for Vulnerable Adults

This bill aims to protect vulnerable adults from fraudulent property transfers by requiring deeds and instruments to be witnessed and adding a cooling-off period before recording them.

What This Bill Does

  • Adds the clerk of the court to the list of people who must report abuse, neglect, or exploitation of vulnerable adults.
  • Requires that any deed or instrument transferring real estate from a specified adult (65 years old or older) be witnessed by two independent witnesses.
  • Establishes a 72-hour cooling-off period before such deeds can be recorded with the clerk's office.
  • Allows a trusted person to object in writing to the recording of these deeds, triggering another 72-hour cooling-off period for investigation.
  • Requires not-for-profit legal aid organizations to investigate potential fraud or exploitation if an objection is made.
  • Ensures that no deed can be recorded until it's confirmed that there was no fraudulent activity.

Who It Names or Affects

  • Vulnerable adults aged 65 and older, as well as those defined as vulnerable under Florida law.
  • Clerks of the court who will manage the recording process and cooling-off periods.
  • Not-for-profit legal aid organizations that must investigate potential fraud or exploitation.

Terms To Know

Specified adult
A person aged 65 years or older, or a vulnerable adult as defined by Florida law.
Trusted person
An individual over the age of 18 who is identified and recorded with the clerk to be contacted about property transfers involving specified adults.

Limits and Unknowns

  • The bill did not pass both chambers of the Florida Legislature, so it has no legal effect as of now.
  • It does not specify what happens if a deed or instrument is found to have been obtained through fraud or exploitation after investigation.
  • There are no details on how the costs associated with these investigations will be covered.

Bill History

  1. 2026-03-13 Senate

    • Died in Judiciary

  2. 2026-01-13 Senate

    • Introduced

  3. 2025-10-21 Senate

    • Referred to Judiciary; Appropriations Committee on Criminal and Civil Justice; Rules

  4. 2025-10-07 Senate

    • Filed

Official Summary Text

Protection of Specified Persons Against the Fraudulent and Exploitative Conveyance of Property Interests; Revising the list of persons who must report abuse, neglect, or exploitation of vulnerable adults to include the clerk of the court; requiring that any deed or instrument purporting to convey real property or an interest therein be executed in the presence of a specified number of independent witnesses; authorizing a specified adult to file with the clerk the contact information of a trusted person; requiring the clerk to refer an objection to a not-for-profit legal aid organization to investigate whether the deed or instrument was obtained through fraudulent or exploitative means, etc.

Current Bill Text

Read the full stored bill text
Florida Senate
-
2026

SB 116

By
Senator Jones

34-00170-26 2026116__
1 A bill to be entitled
2 An act relating to the protection of specified persons
3 against the fraudulent and exploitative conveyance of
4 property interests; amending s. 415.1034, F.S.;
5 revising the list of persons who must report abuse,
6 neglect, or exploitation of vulnerable adults to
7 include the clerk of the court; creating s. 415.1104,
8 F.S.; defining terms; requiring that any deed or
9 instrument purporting to convey real property or an
10 interest therein be executed in the presence of a
11 specified number of independent witnesses; prohibiting
12 the recording of such deeds or instruments with the
13 clerk until after a specified cooling-off period has
14 elapsed; authorizing a specified adult to file with
15 the clerk the contact information of a trusted person;
16 requiring the clerk to contact the trusted person
17 before the cooling-off period elapses; authorizing the
18 trusted person to object in writing to the deed or
19 instrument being recorded; providing that an objection
20 from a trusted person triggers another specified
21 cooling-off period; requiring the clerk to refer an
22 objection to a not-for-profit legal aid organization
23 to investigate whether the deed or instrument was
24 obtained through fraudulent or exploitative means;
25 authorizing the not-for-profit legal aid organization
26 to request additional time to investigate the matter;
27 prohibiting the clerk from recording the deed or
28 instrument until after the not-for-profit legal aid
29 organization has concluded the deed or instrument was
30 not obtained through fraudulent or exploitative means;
31 requiring the clerk to record the deed or instrument
32 if no fraud or exploitation of a vulnerable adult is
33 suspected; requiring a clerk or not-for-profit legal
34 aid organization that suspects a deed or instrument
35 was obtained through fraudulent or exploitative means
36 to refer the matter to the state attorney for further
37 investigation and prosecution; requiring the clerks,
38 by a specified date, to provide in their offices
39 certain materials written in plain language;
40 reenacting s. 415.1105(2), F.S., relating to training
41 programs, to incorporate the amendment made to s.
42 415.1034, F.S., in a reference thereto; providing an
43 effective date.
44
45 Be It Enacted by the Legislature of the State of Florida:
46
47 Section 1. Paragraph (a) of subsection (1) of section
48 415.1034, Florida Statutes, is amended to read:
49 415.1034 Mandatory reporting of abuse, neglect, or
50 exploitation of vulnerable adults; mandatory reports of death.—
51 (1) MANDATORY REPORTING.—
52 (a)
A

Any
person, including, but not limited to,
a

any
:
53 1. Physician, osteopathic physician, medical examiner,
54 chiropractic physician, nurse, paramedic, emergency medical
55 technician, or hospital personnel engaged in the admission,
56 examination, care, or treatment of vulnerable adults;
57 2. Health professional or mental health professional other
58 than one listed in subparagraph 1.;
59 3. Practitioner who relies solely on spiritual means for
60 healing;
61 4. Nursing home staff; assisted living facility staff;
62 adult day care center staff; adult family-care home staff;
63 social worker; or other professional adult care, residential, or
64 institutional staff;
65 5. State, county, or municipal criminal justice employee or
66 law enforcement officer;
67 6. Employee of the Department of Business and Professional
68 Regulation conducting inspections of public lodging
69 establishments under s. 509.032;
70 7. Florida advocacy council or Disability Rights Florida
71 member or a representative of the State Long-Term Care Ombudsman
72 Program;
73 8. Bank, savings and loan, or credit union officer,
74 trustee, or employee;
or

75 9. Dealer, investment adviser, or associated person under
76 chapter 517
; or

77
10. Clerk of the court
,
78
79 who knows, or has reasonable cause to suspect, that a vulnerable
80 adult has been or is being abused, neglected, or exploited must
81 immediately report such knowledge or suspicion to the central
82 abuse hotline.
83 Section 2. Section 415.1104, Florida Statutes, is created
84 to read:
85
415.1104

Title fraud prevention for specified adults
.—

86
(1) As used in this section, the term:

87
(a) “Clerk” means any of the clerks of the circuit courts

88
of this state.

89
(b) “Independent witness” means a natural person who

90
physically witnesses the signing of a deed or other instrument

91
purporting to convey real property or an interest therein, and

92
who:

93
1. Is 18 years of age or older;

94
2. Is of sound mind;

95
3. Is not a party to the conveyance; and

96
4. Has no financial interest in the conveyance.

97
(c) “Not-for-profit legal aid organization” means a not

98
for-profit organization operated in this state which provides as

99
its primary purpose civil legal services without charge to

100
eligible clients in its judicial circuit.

101
(d) “Specified adult” means a natural person 65 years of

102
age or older, or a vulnerable adult as defined in s. 415.102.

103
(e) “Trusted person” means a natural person 18 years of age

104
or older whom the specified adult has expressly identified and

105
recorded with the clerk as a person who may be contacted about

106
any deed or other instrument purporting to convey real property

107
or an interest therein.

108
(2) Any deed or instrument purporting to convey real

109
property or an interest therein from a specified adult must be

110
executed in the presence of two independent witnesses.

111
(3) Any deed or instrument described in subsection (2)

112
which is presented to the clerk may not be recorded until after

113
a 72-hour cooling-off period has elapsed.

114
(4)(a) A specified adult may file with the clerk the name,

115
address, telephone number, and e-mail address of a trusted

116
person.

117
(b) The clerk shall contact the trusted person before the

118
72-hour cooling-off period elapses.

119
(c) The trusted person may object to the deed or instrument

120
described in subsection (2) being recorded. An objection made by

121
the trusted person must be in writing.

122
(d) An objection from the trusted person triggers another

123
72-hour cooling-off period, during which time the clerk shall

124
refer the matter to a not-for-profit legal aid organization to

125
investigate whether the deed or instrument described in

126
subsection (2) was obtained through fraudulent or exploitative

127
means.

128
(e) The not-for-profit legal aid organization may request

129
additional time to investigate the matter. The clerk may not

130
record the deed or instrument described in subsection (2) until

131
the not-for-profit legal aid organization makes a finding that

132
the deed or instrument was not obtained through fraudulent or

133
exploitative means.

134
(5) If, after the cooling-off periods described in

135
subsections (3) and (4) have elapsed and there is no suspicion

136
that the deed or instrument has been obtained through fraudulent

137
or exploitative means, the clerk must record the deed or

138
instrument described in subsection (2).

139
(6) Notwithstanding the cooling-off periods described in

140
subsections (3) and (4), if the clerk or the not-for-profit

141
legal aid organization suspects the deed or instrument described

142
in subsection (2) was obtained through fraudulent or

143
exploitative means, it must refer the matter to the state

144
attorney for further investigation and prosecution.

145
(7) By October 1, 2027, the clerks shall provide materials

146
in their respective offices which contain information written in

147
plain language on the risks of conveying real property or an

148
interest therein to another person, with an emphasis on

149
protecting specified adults against fraud and exploitation.

150 Section 3. For the purpose of incorporating the amendment
151 made by this act to section 415.1034, Florida Statutes, in a
152 reference thereto, subsection (2) of section 415.1105, Florida
153 Statutes, is reenacted to read:
154 415.1105 Training programs.—
155 (2) Within available resources, the department shall
156 cooperate with other appropriate agencies in developing and
157 providing preservice and inservice training programs for those
158 persons specified in s. 415.1034(1)(a).
159 Section 4. This act shall take effect July 1, 2026.