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SB0284 • 2026

Assessment of Property Owned and Used by Small Businesses

Assessment of Property Owned and Used by Small Businesses

Small Business Taxes
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Bernard
Last action
2026-03-13
Official status
Senate - Died in Finance and Tax
Effective date
On the eff

Plain English Breakdown

Checked against official source text during the last sync.

Assessment of Property Owned and Used by Small Businesses

This bill sets rules for assessing commercial property owned and used by small businesses, limiting annual value changes and requiring reassessments under certain conditions.

What This Bill Does

  • Defines 'small business' as per existing state law.
  • Sets the initial assessment date for qualifying properties to January 1 of the year following qualification.
  • Limits the yearly increase in property assessment to either three percent or the change in a specific consumer price index, whichever is lower.
  • Requires reassessment at just value if the assessed value exceeds this value.
  • Reassesses property at just value after changes in ownership or control that affect small business status.

Who It Names or Affects

  • Small businesses owning and using commercial properties in Florida.

Terms To Know

Just Value
The fair market value of the property as determined by a professional appraiser or assessor.
Consumer Price Index (CPI)
A measure that examines the weighted average of prices of a basket of consumer goods and services, providing insights into inflation.

Limits and Unknowns

  • The bill's effectiveness depends on constitutional amendments being approved in future elections.
  • Details about enforcement mechanisms are not fully specified in the provided text.

Bill History

  1. 2026-03-13 Senate

    • Died in Finance and Tax

  2. 2026-01-13 Senate

    • Introduced

  3. 2025-11-17 Senate

    • Referred to Finance and Tax; Appropriations; Rules

  4. 2025-10-23 Senate

    • Filed

Official Summary Text

Assessment of Property Owned and Used by Small Businesses; Providing that real property owned and used for commercial purposes by small businesses will be assessed at just value after a certain date; prohibiting the annual change in assessed value from exceeding a specified amount; requiring that the assessed value of the property be lowered to the just value of the property under certain circumstances; providing that a change in ownership or control of the property will cause the property to be assessed at just value, etc.

Current Bill Text

Read the full stored bill text
Florida Senate
-
2026

SB 284

By
Senator Bernard

24-00666-26 2026284__
1 A bill to be entitled
2 An act relating to the assessment of property owned
3 and used by small businesses; creating s. 193.1553,
4 F.S.; defining the term “small business”; providing
5 that real property owned and used for commercial
6 purposes by small businesses will be assessed at just
7 value after a certain date; prohibiting the annual
8 change in assessed value from exceeding a specified
9 amount; requiring that the assessed value of the
10 property be lowered to the just value of the property
11 under certain circumstances; providing that a change
12 in ownership or control of the property will cause the
13 property to be assessed at just value; requiring and
14 authorizing the Department of Revenue to adopt rules;
15 providing criminal and civil penalties; providing a
16 contingent effective date.
17
18 Be It Enacted by the Legislature of the State of Florida:
19
20 Section 1. Section 193.1553, Florida Statutes, is created
21 to read:
22
193.1553 Assessment of
p
roperty owned and used by small

23
businesses
.—

24
(1)

As used in this section, the term “small business” has

25
the same meaning as in s. 288.703.

26
(2)

R
eal property owned and used for commercial purposes by

27
a small business
will
be assessed at just value as of January 1

28
of the year following the year in which the property first

29
qualifies

as property owned and used by a qualifying small

30
business
. Thereafter, the annual change in assessed value may

31
not exceed the
lesser
of:

32
(a)

Three percent of the assessment for the prior year; or

33
(b)

The percent change in the Consumer Price Index for All

34
Urban Consumers, U.S. City Average, all items 1967=100, or a

35
successor index, for the preceding calendar year as initially

36
reported by the United States Department of Labor, Bureau of

37
Labor Statistics.

38
(3)

If the assessed value of the property as calculated

39
under subsection (2) exceeds the just value, the assessed value

40
of the property
must
be lowered to the just value of the

41
property.

42
(4)

A change in ownership or control
of the property
, as

43
provided in s. 193.1554
(5)
, which results in the property no

44
longer qualifying as owned and used by a small business,
will

45
cause the property to be assessed at just value as of January 1

46
of the following year.

47
(5)

The
department
shall prescribe by rule the application

48
and certification process for
receiving an assessment limitation

49
under this section. The department
may
also adopt rules for

50
procedures for audit
ing

small businesses receiving the

51
assessment limitation
and revocation of improperly granted

52
assessment limitations.

53
(
6
)

A person
who knowingly files false information to

54
obtain or retain the limitation provided by this section commits

55
a misdemeanor of the first degree, punishable as provided in s.

56
775.082 or s. 775.083, and is subject to payment of back taxes,

57
penalties, and interest as provided by general law.

58 Section 2. This act shall take effect on the effective date
59 of the amendment to the State Constitution proposed by SJR 282
60 or a similar joint resolution having substantially the same
61 specific intent and purpose, if such amendment is approved at
62 the next general election or at an earlier special election
63 specifically authorized by law for that purpose.