Home Inspectors

Florida Senate
-
2026

SB 360

By
Senator Martin

33-00203B-26 2026360__
1 A bill to be entitled
2 An act relating to home inspectors; amending s.
3 468.8313, F.S.; revising elements of the required
4 course of study for home inspectors; amending s.
5 468.8314, F.S.; conforming a provision to changes made
6 by the act; amending s. 468.8316, F.S.; revising
7 continuing education requirements for home inspectors;
8 amending s. 468.8321, F.S.; revising home inspector
9 disclosure requirements; amending s. 468.8322, F.S.;
10 requiring home inspectors to maintain an errors and
11 omissions insurance policy in a specified amount;
12 revising the required amount of general liability
13 insurance coverage home inspectors must maintain;
14 providing an effective date.
15
16 Be It Enacted by the Legislature of the State of Florida:
17
18 Section 1. Subsection (2) of section 468.8313, Florida
19 Statutes, is amended to read:
20 468.8313 Examinations.—
21 (2) An applicant may practice in this state as a home
22 inspector if he or she passes the required examination, is of
23 good moral character, and completes a course of study of at
24 least
150

120
hours that covers all of the following components
25 of a home: structure, electrical system, HVAC system, roof
26 covering, plumbing system, interior components, exterior
27 components, and site conditions that affect the structure.
The

28
course of study must also cover state insurance inspections,

29
wind mitigation, four-point inspections, and roof

30
certifications. A minimum of 8 hours must cover the basics of

31
the Florida Building Code and a minimum of 8 hours must cover

32
report writing, including a practical component.

33 Section 2. Subsection (3) of section 468.8314, Florida
34 Statutes, is amended to read:
35 468.8314 Licensure.—
36 (3) The department shall certify as qualified for a license
37 by endorsement an applicant who is of good moral character as
38 determined in s. 468.8313, who maintains
an
insurance
policies

39
policy
as required by s. 468.8322, and who:
40 (a) Holds a valid license to practice home inspection
41 services in another state or territory of the United States,
42 whose educational requirements are substantially equivalent to
43 those required by this part; and has passed a national,
44 regional, state, or territorial licensing examination that is
45 substantially equivalent to the examination required by this
46 part; or
47 (b) Has held a valid license to practice home inspection
48 services issued by another state or territory of the United
49 States for at least 10 years before the date of application.
50 Such application must be made either when the license in another
51 state or territory is active or within 2 years after such
52 license was last active.
53 Section 3. Subsection (1) of section 468.8316, Florida
54 Statutes, is amended to read:
55 468.8316 Continuing education.—
56 (1) The department may not renew a license until the
57 licensee submits proof satisfactory to the department that
58 during the
3

2
years before application for renewal the licensee
59 completed at least
20

14
hours of continuing education. Of the
60
20

14
hours, at least
4

2
hours must be in hurricane mitigation
61 training that includes hurricane mitigation techniques and
62 compliance with the uniform mitigation verification inspection
63 form developed under s. 627.711(2)
and at least 2 hours must be

64
in Florida Building Code requirements
. The department shall
65 adopt rules establishing criteria for approving continuing
66 education providers and courses.
67 Section 4. Section 468.8321, Florida Statutes, is amended
68 to read:
69 468.8321 Disclosures.—
Before

Prior to
contracting for or
70 commencing a home inspection, a home inspector shall provide to
71 the consumer a copy of his or her license
or license number
to
72 practice home inspection services in this state and a written
73 disclosure that contains the scope and any exclusions of the
74 home inspection.
75 Section 5. Section 468.8322, Florida Statutes, is amended
76 to read:
77 468.8322 Insurance.—A home inspector shall maintain a
78 commercial general liability insurance policy
and an errors and

79
omissions insurance policy
in an amount of not less than
80
$500,000 per policy

$300,000
.
81 Section 6. This act shall take effect July 1, 2026.