Plain English Breakdown
The official source confirms the bill amends Chapters 6 and 34 of Title 33, but does not provide the full text of those chapters or specific definitions for terms like OEM.
HB1117: Rules for Car Repair Claims and Insurance
This bill sets new rules for how insurance companies handle car repair claims, including the selection of repair facilities, payment procedures, required disclosures, original equipment manufacturer standards, supplemental estimates, timely processing, written explanations, definitions, private legal actions, and rulemaking.
What This Bill Does
- Provides for unfair claims settlement practices under motor vehicle liability insurance policies.
- Establishes rules for the selection of a repair facility by policyholders.
- Sets requirements for payment for repairs.
- Requires certain disclosures and notifications from insurers.
- Mandates adherence to original equipment manufacturer (OEM) repair procedures.
- Creates provisions for supplemental estimates when additional damage is found.
- Ensures timely claims processing by insurance companies.
- Requires written explanations regarding claim decisions or processes.
- Provides definitions of key terms used in the law.
- Allows private causes of action (lawsuits) related to these violations.
- Authorizes rules and regulations to implement the bill's requirements.
Who It Names or Affects
- Motor vehicle liability insurance policyholders
- Insurance companies writing motor vehicle policies in Georgia
Limits and Unknowns
- The official text provided does not state the specific date this law will take effect.
- Specific details on fines, penalties, or exact timelines for processing are not listed in the summary.