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HB1262 • 2025

Insurance; increase amount of monetary penalties authorized to impose for certain violations of the Georgia Insurance Code

Insurance; increase amount of monetary penalties authorized to impose for certain violations of the Georgia Insurance Code

Healthcare
Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Lumsden, Eddie
Last action
2026-03-03
Official status
Senate Read and Referred
Effective date
Not listed

Plain English Breakdown

The effective date is mentioned in the summary but no specific calendar date is provided in the available text.

HB1262: Increasing Insurance Penalties in Georgia

This bill increases the maximum fines that the Commissioner of Insurance can charge for breaking specific rules about mental health parity, surprise billing, and prepaid legal services plans.

What This Bill Does

  • Increases the amount of monetary penalties allowed under the Georgia Insurance Code.
  • Applies higher fines to violations regarding mental health parity laws.
  • Raises penalty limits for issues involving surprise medical bills.
  • Updates enforcement rules for prepaid legal services plans.

Who It Names or Affects

  • The Commissioner of Insurance in Georgia
  • Insurance companies and providers operating under the state code
  • Entities offering prepaid legal services

Limits and Unknowns

  • The bill text does not list the exact dollar amounts for the new penalties.
  • Details on how these changes apply to past violations are not specified.

Bill History

  1. 2026-03-03 Georgia General Assembly

    Senate Read and Referred

Official Summary Text

Insurance; increase amount of monetary penalties authorized to impose for certain violations of the Georgia Insurance Code