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HB1419 • 2025

Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide

Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Franklin, Lehman
Last action
2026-02-25
Official status
House Second Readers
Effective date
Not listed

Plain English Breakdown

The bill status is listed as passed by the legislature, but no effective date or governor's signature information is included in the source material.

HB1419: Rules for Timely Car Repair Claims

This bill changes Georgia laws to require insurance companies to process extra repair estimates quickly and fairly after a car accident.

What This Bill Does

  • Amends state laws about unfair trade practices and motor vehicle repairs.
  • Requires timely processing of supplemental estimates for vehicle repairs under liability policies.
  • Defines what counts as an unfair claims settlement practice regarding these repairs.
  • Mandates that insurers provide written explanations when handling these claims.
  • Provides specific definitions and rules for insurance companies to follow.
  • Repeals older laws that conflict with the new requirements.

Who It Names or Affects

  • Motor vehicle liability insurance policies in Georgia.
  • Drivers involved in accidents who need repairs covered by these policies.

Limits and Unknowns

  • The source text does not state the specific number of days insurers have to process claims.
  • No effective date is provided, so it is unknown when this law starts.
  • Exact penalties for breaking these rules are not listed in the summary.

Bill History

  1. 2026-02-25 Georgia General Assembly

    House Second Readers

Official Summary Text

Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide