Plain English Breakdown
The bill title includes ALS, but the official summary text only lists disability and end-stage renal disease; therefore, claims about ALS were removed.
Medicare Supplement Insurance for Younger People with Disability or Kidney Disease
This bill amends Georgia law to require insurers to offer Medicare supplement policies to people under age 65 who qualify due to disability or end-stage renal disease, and it limits the premiums they can charge.
What This Bill Does
- Amends Chapter 43 of Title 33 in the Official Code of Georgia Annotated regarding Medicare supplement insurance rules.
- Requires insurers to issue and renew policies for individuals under age 65 who are eligible by federal law due to disability or end-stage renal disease.
- Establishes open enrollment periods so these specific groups can buy coverage at set times.
- Prohibits insurers from charging higher premium rates for these younger individuals than the rates charged to people aged 65.
Who It Names or Affects
- People under age 65 in Georgia who qualify for Medicare due to disability or end-stage renal disease.
- Insurance companies selling Medicare supplement policies in Georgia.
Terms To Know
- Medicare Supplement Insurance
- Extra insurance plans that help pay costs not covered by standard Medicare, such as copayments and deductibles.
- End Stage Renal Disease (ESRD)
- A condition where the kidneys have failed permanently and require dialysis or a transplant to survive.
Limits and Unknowns
- The official metadata does not list an effective date for this law.
- Although the bill passed both chambers, the final recorded action shows it was 'Tabled' by the Senate on March 31, 2026.