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HB405 • 2025

Insurance; require licensed adjusters to be licensed contractors

Insurance; require licensed adjusters to be licensed contractors

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Frye, Spencer
Last action
2025-02-13
Official status
House Second Readers
Effective date
Not listed

Plain English Breakdown

The effective date is unknown based on the provided metadata.

HB405: Requiring Insurance Adjusters to Hold Contractor Licenses

This bill changes Georgia law so that people who work as licensed insurance adjusters must also hold a valid contractor license.

What This Bill Does

  • Requires all licensed insurance adjusters in the state to be licensed contractors.
  • Limits an adjuster's ability to work based on the specific type of contractor license they hold.
  • Allows people who are already licensed contractors to become licensed insurance adjusters.
  • Gives authority for officials to create rules and regulations about these new requirements.
  • Removes any existing laws that conflict with this new requirement.

Who It Names or Affects

  • People currently working as licensed insurance adjusters in Georgia.
  • Licensed contractors who want to work as insurance adjusters.
  • State agencies responsible for licensing agents and adjusters.

Limits and Unknowns

  • The bill text does not list specific dates when these new rules will start.
  • It is unclear exactly which types of contractor licenses qualify an adjuster to handle certain claims until officials write the final rules.

Bill History

  1. 2025-02-13 Georgia General Assembly

    House Second Readers

Official Summary Text

Insurance; require licensed adjusters to be licensed contractors