Plain English Breakdown
The official summary mentions exceptions and a right to appeal but does not detail how these work or what the exceptions cover.
Insurance Consumer Protections if Federal Law Changes
This bill sets rules for health insurance in Georgia that only start working if the federal Patient Protection and Affordable Care Act is repealed.
What This Bill Does
- Requires preventive services to be included at no additional cost to the insured.
- Includes dependents in coverage up to age 26.
- Prohibits health benefit policies issued in Georgia from imposing annual or lifetime limits on coverage amounts.
- Provides for exceptions to these rules.
- Establishes a right to appeal decisions.
Who It Names or Affects
- People with health insurance policies issued in Georgia
- Insurance companies issuing policies in Georgia
Terms To Know
- Patient Protection and Affordable Care Act
- The federal law that must be repealed before the new rules start.
- Preventive services
- Medical care included in coverage at no extra cost to the insured, as defined by this bill.
Limits and Unknowns
- The new rules only apply if a specific federal law is repealed first.
- The text mentions exceptions to the limits but does not list what they are in the summary provided.
- The effective date of the bill has not been set.