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HB4149 • 2026

GAMING-USE OF CREDIT CARDS

GAMING-USE OF CREDIT CARDS

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Curtis J. Tarver, II
Last action
2026-04-09
Official status
Third Reading - Short Debate - Passed 100-001-000
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

GAMING-USE OF CREDIT CARDS

GAMING-USE OF CREDIT CARDS

What This Bill Does

  • GAMING-USE OF CREDIT CARDS

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-04-09 Illinois General Assembly

    Third Reading - Short Debate - Passed 100-001-000

  2. 2026-04-09 Illinois General Assembly

    Motion Filed to Reconsider Vote Rep. Robert "Bob" Rita

  3. 2026-04-09 Illinois General Assembly

    Added Chief Co-Sponsor Rep. Abdelnasser Rashid

  4. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Tom Weber

  5. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Brad Stephens

  6. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Patrick Windhorst

  7. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Jackie Haas

  8. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Jennifer Sanalitro

  9. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Chris Miller

  10. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Ryan Spain

  11. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Jason R. Bunting

  12. 2026-04-09 Illinois General Assembly

    Added Co-Sponsor Rep. Margaret A. DeLaRosa

  13. 2026-04-08 Illinois General Assembly

    Second Reading - Short Debate

  14. 2026-04-08 Illinois General Assembly

    Placed on Calendar Order of 3rd Reading - Short Debate

  15. 2026-04-06 Illinois General Assembly

    Added Co-Sponsor Rep. Theresa Mah

  16. 2026-04-06 Illinois General Assembly

    Added Co-Sponsor Rep. Barbara Hernandez

  17. 2026-03-26 Illinois General Assembly

    Placed on Calendar 2nd Reading - Short Debate

  18. 2026-03-25 Illinois General Assembly

    Do Pass / Short Debate Gaming Committee ; 016-000-000

  19. 2026-03-24 Illinois General Assembly

    Added Co-Sponsor Rep. Eva-Dina Delgado

  20. 2026-03-24 Illinois General Assembly

    Added Co-Sponsor Rep. Katie Stuart

  21. 2026-03-24 Illinois General Assembly

    Added Co-Sponsor Rep. Dagmara Avelar

  22. 2026-03-24 Illinois General Assembly

    Added Co-Sponsor Rep. Kevin John Olickal

  23. 2026-02-11 Illinois General Assembly

    Assigned to Gaming Committee

  24. 2025-10-24 Illinois General Assembly

    Added Co-Sponsor Rep. Martha Deuter

  25. 2025-10-15 Illinois General Assembly

    First Reading

  26. 2025-10-15 Illinois General Assembly

    Referred to Rules Committee

  27. 2025-10-09 Illinois General Assembly

    Filed with the Clerk by Rep. Curtis J. Tarver, II

Official Summary Text

GAMING-USE OF CREDIT CARDS

Current Bill Text

Read the full stored bill text
Illinois General Assembly - Full Text of HB4149

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Full Text of HB4149

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HB4149 - 104th General Assembly

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HB4149 Engrossed
LRB104 15669 LNS 28841 b
1

AN ACT concerning gaming.

2

Be it enacted by the People of the State of Illinois,
3
represented in the General Assembly:

4

Section 5.
The Illinois Lottery Law is amended by changing
5
Section 14 as follows:

6

(20 ILCS 1605/14)

(from Ch. 120, par. 1164)
7

Sec. 14.
No person shall sell a ticket or share at a price
8
greater than that fixed by rule or regulation of the
9
Department. No person other than a licensed lottery sales
10
agent or distributor shall sell or resell lottery tickets or
11
shares. No person shall charge a fee to redeem a winning ticket
12
or share.
No person shall sell a lottery ticket or share on a
13
credit basis.

14

Any person convicted of violating this Section shall be
15
guilty of a Class B misdemeanor; provided, that if any offense
16
under this Section is a subsequent offense, the offender shall
17
be guilty of a Class 4 felony.
18
(Source: P.A. 97-464, eff. 10-15-11.)

19

Section 10.
The Illinois Gambling Act is amended by
20
changing Section 11 as follows:

21

(230 ILCS 10/11)

(from Ch. 120, par. 2411)

HB4149 Engrossed
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LRB104 15669 LNS 28841 b
1

Sec. 11.
Conduct of gambling.
Gambling may be conducted by
2
licensed owners or licensed managers on behalf of the State
3
aboard riverboats. Gambling may be conducted by organization
4
gaming licensees at organization gaming facilities. Gambling
5
authorized under this Section is subject to the following
6
standards:

7

(1) A licensee may conduct riverboat gambling
8

authorized under this Act regardless of whether it
9

conducts excursion cruises. A licensee may permit the
10

continuous ingress and egress of patrons on a riverboat
11

not used for excursion cruises for the purpose of
12

gambling. Excursion cruises shall not exceed 4 hours for a
13

round trip. However, the Board may grant express approval
14

for an extended cruise on a case-by-case basis.
15

(1.5) An owners licensee may conduct gambling
16

operations authorized under this Act 24 hours a day.

17

(2) (Blank).

18

(3) Minimum and maximum wagers on games shall be set
19

by the licensee.

20

(4) Agents of the Board and the Illinois State Police
21

may board and inspect any riverboat, enter and inspect any
22

portion of a casino, or enter and inspect any portion of an
23

organization gaming facility at any time for the purpose
24

of determining whether this Act is being complied with.
25

Every riverboat, if under way and being hailed by a law
26

enforcement officer or agent of the Board, must stop

HB4149 Engrossed
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LRB104 15669 LNS 28841 b
1

immediately and lay to.

2

(5) Employees of the Board shall have the right to be
3

present on the riverboat or in the casino or on adjacent
4

facilities under the control of the licensee and at the
5

organization gaming facility under the control of the
6

organization gaming licensee.

7

(6) Gambling equipment and supplies customarily used
8

in conducting gambling must be purchased or leased only
9

from suppliers licensed for such purpose under this Act.
10

The Board may approve the transfer, sale, or lease of
11

gambling equipment and supplies by a licensed owner from
12

or to an affiliate of the licensed owner as long as the
13

gambling equipment and supplies were initially acquired
14

from a supplier licensed in Illinois.
15

(6.5) An automated teller machine (ATM) located within
16

a casino shall not be able to perform cash advances on
17

credit cards.

18

(7) Persons licensed under this Act shall permit no
19

form of wagering on gambling games except as permitted by
20

this Act.
21

(7.5) A person shall not use a credit card to
22

participate in a gambling game.

23

(8) Wagers may be received only from a person present
24

on a licensed riverboat, in a casino, or at an
25

organization gaming facility. No person present on a
26

licensed riverboat, in a casino, or at an organization

HB4149 Engrossed
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LRB104 15669 LNS 28841 b
1

gaming facility shall place or attempt to place a wager on
2

behalf of another person who is not present on the
3

riverboat, in a casino, or at the organization gaming
4

facility.

5

(9) Wagering, including gaming authorized under
6

Section 7.7, shall not be conducted with money or other
7

negotiable currency.

8

(10) A person under age 21 shall not be permitted on an
9

area of a riverboat or casino where gambling is being
10

conducted or at an organization gaming facility where
11

gambling is being conducted, except for a person at least
12

18 years of age who is an employee of the riverboat or
13

casino gambling operation or gaming operation. No employee
14

under age 21 shall perform any function involved in
15

gambling by the patrons. No person under age 21 shall be
16

permitted to make a wager under this Act, and any winnings
17

that are a result of a wager by a person under age 21,
18

whether or not paid by a licensee, shall be treated as
19

winnings for the privilege tax purposes, confiscated, and
20

forfeited to the State and deposited into the Education
21

Assistance Fund.

22

(11) Gambling excursion cruises are permitted only
23

when the waterway for which the riverboat is licensed is
24

navigable, as determined by the Board in consultation with
25

the U.S. Army Corps of Engineers. This paragraph (11) does
26

not limit the ability of a licensee to conduct gambling

HB4149 Engrossed
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LRB104 15669 LNS 28841 b
1

authorized under this Act when gambling excursion cruises
2

are not permitted.

3

(12) All tickets, chips, or electronic cards used to
4

make wagers must be purchased (i) from a licensed owner or
5

manager, in the case of a riverboat, either aboard a
6

riverboat or at an onshore facility which has been
7

approved by the Board and which is located where the
8

riverboat docks, (ii) in the case of a casino, from a
9

licensed owner at the casino, or (iii) from an
10

organization gaming licensee at the organization gaming
11

facility. The tickets, chips, or electronic cards may be
12

purchased by means of an agreement under which the owner
13

or manager extends credit to the patron. Such tickets,
14

chips, or electronic cards may be used while aboard the
15

riverboat, in the casino, or at the organization gaming
16

facility only for the purpose of making wagers on gambling
17

games.

18

(13) Notwithstanding any other Section of this Act, in
19

addition to the other licenses authorized under this Act,
20

the Board may issue special event licenses allowing
21

persons who are not otherwise licensed to conduct
22

riverboat gambling to conduct such gambling on a specified
23

date or series of dates. Riverboat gambling under such a
24

license may take place on a riverboat not normally used
25

for riverboat gambling. The Board shall establish
26

standards, fees and fines for, and limitations upon, such

HB4149 Engrossed
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LRB104 15669 LNS 28841 b
1

licenses, which may differ from the standards, fees, fines
2

and limitations otherwise applicable under this Act. All
3

such fees shall be deposited into the State Gaming Fund.
4

All such fines shall be deposited into the Education
5

Assistance Fund, created by Public Act 86-0018, of the
6

State of Illinois.

7

(14) In addition to the above, gambling must be
8

conducted in accordance with all rules adopted by the
9

Board.
10
(Source: P.A. 101-31, eff. 6-28-19; 102-538, eff. 8-20-21.)

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