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HB4592 • 2026
ACCEPTANCE OF CASH PAYMENTS
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.
ACCEPTANCE OF CASH PAYMENTS
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: Illinois General Assembly - Full Text of HB4592 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience.
Plain English: Illinois General Assembly - Full Text of HB4592 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience.
Sent to the Governor
Added as Alternate Co-Sponsor Sen. Li Arellano, Jr.
Third Reading - Passed; 058-000-000
Passed Both Houses
Added as Alternate Co-Sponsor Sen. David Koehler
Added as Alternate Co-Sponsor Sen. Mark L. Walker
Second Reading
Placed on Calendar Order of 3rd Reading May 18, 2026
Do Pass Commerce ; 006-000-000
Placed on Calendar Order of 2nd Reading May 5, 2026
Added as Alternate Chief Co-Sponsor Sen. Jason Plummer
Added as Alternate Chief Co-Sponsor Sen. Doris Turner
Assigned to Commerce
Arrive in Senate
Placed on Calendar Order of First Reading
Chief Senate Sponsor Sen. Christopher Belt
First Reading
Referred to Assignments
Third Reading - Short Debate - Passed 102-000-000
Added Chief Co-Sponsor Rep. Carol Ammons
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Placed on Calendar 2nd Reading - Short Debate
House Committee Amendment No. 1 Adopted in Economic Opportunity & Equity Committee ; by Voice Vote
House Committee Amendment No. 2 Adopted in Economic Opportunity & Equity Committee ; by Voice Vote
Do Pass as Amended / Short Debate Economic Opportunity & Equity Committee ; 007-000-000
House Committee Amendment No. 2 Rules Refers to Economic Opportunity & Equity Committee
House Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield
House Committee Amendment No. 2 Referred to Rules Committee
House Committee Amendment No. 1 Rules Refers to Economic Opportunity & Equity Committee
House Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
House Committee Amendment No. 1 Referred to Rules Committee
Assigned to Economic Opportunity & Equity Committee
First Reading
Referred to Rules Committee
Filed with the Clerk by Rep. Rita Mayfield
ACCEPTANCE OF CASH PAYMENTS
Illinois General Assembly - Full Text of HB4592 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience. In no way should it be considered accurate as to the translation of any content herein. Visitors of the Illinois General Assembly website are encouraged to use other translation services available on the internet. The English language version is always the official and authoritative version of this website. NOTE: To return to the original English language version, select the "Show Original" button on the Google Translate™ menu bar at the top of the window. 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Full Text of HB4592 Home Legislation Full Text HB4592 - 104th General Assembly Bill Status Full Text Votes Witness Slips Select Menu Bill Status Full Text Votes Witness Slips Printer Friendly Version Introduced Engrossed Enrolled House Amendment 001 House Amendment 002 Printer Friendly Version Introduced Engrossed Enrolled House Amendment 001 House Amendment 002 Open PDF HB4592 Enrolled LRB104 18320 SPS 31760 b 1 AN ACT concerning business. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 1. Short title. This Act may be cited as the Retail 5 Cash Payment Act. 6 Section 5. Definitions. As used in this Act: 7 "Cash" means the coin and paper money of the United 8 States. 9 "Fuel station" means a retail establishment at which motor 10 vehicles are refueled. 11 "Grocery store" means a retail establishment where 55% or 12 more of its sales consist of nonprescription medicines, 13 uncooked foods, beverages, confections, and condiments used 14 for or intended to be used for human consumption off-premises. 15 "Person" means an individual, natural person, public or 16 private corporation, unincorporated association, or other 17 entity. 18 "Pharmacy" has the meaning set forth in subsection (a) of 19 Section 3 of the Pharmacy Practice Act. 20 "Prepaid card" means any secured instrument that uses an 21 account identification number that is not connected with a 22 personal financial account to access deposited cash to 23 purchase goods, services, or anything else of value. HB4592 Enrolled - 2 - LRB104 18320 SPS 31760 b 1 "Restaurant" means any business that is primarily engaged 2 in the sale of ready-to-eat food for immediate consumption 3 that comprises at least 51% of the total sales, excluding the 4 sale of liquor. "Restaurant" does not include a temporary 5 vendor at a market or festival, a business operating from a 6 vehicle or other mobile space, or a street vendor. 7 "Retail mercantile establishment" means a fuel station, 8 grocery store, pharmacy, or restaurant. 9 "Self-service checkout" means an interactive electronic 10 terminal that facilitates an action or displays a piece of 11 information and allows a consumer to pay for goods and 12 services. 13 Section 10. Prohibition on Refusing Cash Payments. 14 (a) A retail mercantile establishment selling or offering 15 to sell goods or services to the public that employs an 16 individual to accept in-person payments at a physical location 17 shall not: 18 (1) refuse to accept cash as a form of payment for 19 sales of less than $500 made at the physical location; or 20 (2) post a sign on the premises stating that cash 21 payment is not accepted. 22 (b) The provisions of subsection (a) shall not apply to: 23 (1) retail sales that take place at a self-service 24 checkout; 25 (2) retail sales that occur between 10 p.m. and 6 HB4592 Enrolled - 3 - LRB104 18320 SPS 31760 b 1 a.m.; 2 (3) retail mercantile establishments that are unable 3 to accept cash because of a sales system failure that 4 temporarily prevents the processing of cash payments or a 5 temporary insufficiency in cash on hand needed to provide 6 change; 7 (4) retail mercantile establishments that sell 8 consumer goods exclusively through a membership model; 9 (5) retail mercantile establishments that (i) accept 10 prepaid cards as payment for goods and services and (ii) 11 provide a mechanism to convert cash to the prepaid card 12 either at the point of sale, self-service checkout, or 13 similar method within the retail mercantile establishment; 14 or 15 (6) retail sales that are made through the telephone, 16 Internet, mobile application, or other similar means but 17 are completed in person at the seller's location or 18 off-premises. 19 (c) Notwithstanding paragraph (1) of subsection (b), a 20 retail mercantile establishment subject to subsection (a) 21 shall be deemed to comply with this Section if no fewer than 22 one point of sale at that physical location accepts cash. 23 (d) Nothing in this Section requires a person to accept 24 any bills larger than $20 as payment for goods or services. 25 (e) No person shall limit, regulate, condition, or 26 prohibit the ability of any retail mercantile establishment to HB4592 Enrolled - 4 - LRB104 18320 SPS 31760 b 1 provide discounts, promotions, or incentives to consumers in 2 connection with the purchase of goods or services. 3 Section 15. Violations. 4 (a) A violation of this Act shall be a petty offense and 5 may be fined as follows: 6 (1) for a first violation, a fine not to exceed $50; 7 (2) for a second violation within a 12-month period, a 8 fine not to exceed $100; 9 (3) for a third violation within a 12-month period, 10 and any additional violation within a 12-month period, a 11 fine not to exceed $500. 12 No person shall be fined more than $5,000 in a calendar 13 year for violations of this Section. 14 (b) A violation of this Act shall be prosecuted by the 15 State's Attorney of the county in which the violation occurred 16 as a petty offense. 17 Section 20. Notice to cure. Before a fine may be imposed 18 under this Act, the State's Attorney of the county in which the 19 violation occurred shall provide the retail mercantile 20 establishment with written notice of the violation. The retail 21 mercantile establishment shall have 30 days after the date of 22 the notice to cure the violation. If the violation is cured 23 within the 30-day period, no fine shall be imposed for that 24 violation. HB4592 Enrolled - 5 - LRB104 18320 SPS 31760 b 1 Section 25. Home rule. The regulation of accepting cash is 2 an exclusive power and function of the State, and a home rule 3 unit may not regulate the acceptance of cash. This Section is a 4 denial and limitation of home rule powers under subsection (h) 5 of Section 6 of Article VII of the Illinois Constitution. 6 Section 99. Effective date. This Act takes effect January 7 1, 2028. Footer Disclaimer This site is maintained for the Illinois General Assembly by the Legislative Information System, 705 Stratton Building, Springfield, Illinois 62706. Contact ILGA Webmaster ILGA.gov uses cookies to ensure you get the best experience on our website. By continuing to browse ILGA.gov you consent to our use of cookies. 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