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HB5079 - 104th General Assembly

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104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
HB5079

Introduced 2/10/2026, by Rep. Kimberly Du Buclet

SYNOPSIS AS INTRODUCED:

20 ILCS 1205/6
765 ILCS 160/1-95 new
765 ILCS 605/37 new

Amends the Common Interest Community Association Act and the
Condominium Property Act. Authorizes the Department of Financial and
Professional Regulation to investigate, make findings, or make
recommendations for enforcement on behalf of unit owners of common
interest community and condominium associations whose rights have been
violated by the owners' governing board under Illinois law or under the
board's governing documents. Amends the Financial Institutions Act.
Authorizes the Department to administer and enforce these provisions on
behalf of unit owners and adopt rules to implement the Act. Effective July
1, 2027.
LRB104 18589 JRC 32032 b

A BILL FOR

HB5079
LRB104 18589 JRC 32032 b
1

AN ACT concerning civil law.

2

Be it enacted by the People of the State of Illinois,
3
represented in the General Assembly:

4

Section 5.
The Financial Institutions Act is amended by
5
changing Section 6 as follows:

6

(20 ILCS 1205/6)
7

Sec. 6.
General powers and duties.
In addition to the
8
powers and duties provided by law and imposed elsewhere in
9
this Act, the Division has the following powers and duties:
10

(1) To administer and enforce the Consumer Installment
11

Loan Act and its implementing rules.
12

(2) To administer and enforce the Currency Exchange
13

Act and its implementing rules.
14

(3) To administer and enforce the Debt Management
15

Service Act and its implementing rules.
16

(4) To administer and enforce the Debt Settlement
17

Consumer Protection Act and its implementing rules.
18

(5) To administer and enforce the Illinois Development
19

Credit Corporation Act and its implementing rules.
20

(6) To administer and enforce the Payday Loan Reform
21

Act and its implementing rules.
22

(7) To administer and enforce the Safety Deposit
23

License Act and its implementing rules.

HB5079
- 2 -
LRB104 18589 JRC 32032 b
1

(8) To administer and enforce the Sales Finance Agency
2

Act and its implementing rules.
3

(9) To administer and enforce the Title Insurance Act
4

and its implementing rules.
5

(10) To administer and enforce the Transmitters of
6

Money Act and its implementing rules.
7

(11) To administer and enforce the Predatory Loan
8

Prevention Act and its implementing rules.
9

(12) To administer and enforce the Motor Vehicle
10

Retail Installment Sales Act and its implementing rules.
11

(13) To administer and enforce the Retail Installment
12

Sales Act and its implementing rules.
13

(14) To administer and enforce the Illinois Credit
14

Union Act and its implementing rules.
15

(15) To administer and enforce the Collection Agency
16

Act and its implementing rules.
17

(16) To administer and enforce the Consumer Legal
18

Funding Act and its implementing rules.
19

(17) To administer and enforce this Act and any other
20

Act administered by the Director or Division.
21

(18) To authorize and administer examinations to
22

ascertain the qualifications of applicants and licensees
23

for which the examination is held.
24

(19) To conduct hearings in proceedings to revoke,
25

suspend, refuse to renew, or take other disciplinary
26

action regarding licenses, charters, certifications,

HB5079
- 3 -
LRB104 18589 JRC 32032 b
1

registrations, or authorities of persons as authorized in
2

any Act administered by the Division.
3

(20) To administer and enforce the Common Interest
4

Community Association Act and the Condominium Property Act
5

on behalf of unit owners.

6

Whenever the Division is authorized or required by law to
7
consider some aspect of criminal history record information
8
for the purpose of carrying out its statutory powers and
9
responsibilities, then, upon request and payment of fees in
10
conformance with the requirements of Section 2605-400 of the
11
Illinois State Police Law, the Illinois State Police is
12
authorized to furnish, pursuant to positive identification,
13
the information contained in State files that is necessary to
14
fulfill the request.
15
(Source: P.A. 102-538, eff. 8-20-21; 102-813, eff. 5-13-22;
16
102-975, eff. 1-1-23; 103-154, eff. 6-30-23; 103-1014, eff.
17
8-9-24.)

18

Section 10.
The Common Interest Community Association Act
19
is amended by adding Section 1-95 as follows:

20

(765 ILCS 160/1-95 new)
21

Sec. 1-95.
State oversight authority.
The Department of
22
Financial and Professional Regulation is authorized to
23
investigate, make findings, or make recommendations for
24
enforcement on behalf of unit owners of common interest

HB5079
- 4 -
LRB104 18589 JRC 32032 b
1
community associations whose rights have been violated by the
2
owners' governing board under Illinois law or under the
3
board's governing documents. The Department of Financial and
4
Professional Regulation may adopt rules to implement this
5
Section.

6

Section 15.
The Condominium Property Act is amended by
7
adding Section 37 as follows:

8

(765 ILCS 605/37 new)
9

Sec. 37.
State oversight authority.
The Department of
10
Financial and Professional Regulation is authorized to
11
investigate, make findings, or make recommendations for
12
enforcement on behalf of unit owners of condominiums whose
13
rights have been violated by the owners' governing board under
14
Illinois law or under the board's governing documents. The
15
Department of Financial and Professional Regulation may adopt
16
rules to implement this Section.

17

Section 99.
Effective date.
This Act takes effect July 1,
18
2027.

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