Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.
SB2972 • 2026
BOATS-INSURANCE REQUIRED
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.
BOATS-INSURANCE REQUIRED
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: Illinois General Assembly - Full Text of SB2972 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience.
Plain English: Illinois General Assembly - Full Text of SB2972 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience.
Sent to the Governor
Third Reading - Short Debate - Passed 080-022-003
Passed Both Houses
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Do Pass / Short Debate Transportation: Vehicles & Safety ; 010-000-000
Placed on Calendar 2nd Reading - Short Debate
Committee Deadline Extended-Rule 9(b) May 15, 2026
Assigned to Transportation: Vehicles & Safety
Third Reading - Passed; 049-006-000
Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
Arrived in House
Chief House Sponsor Rep. Anthony DeLuca
First Reading
Referred to Rules Committee
Second Reading
Placed on Calendar Order of 3rd Reading March 25, 2026
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
Do Pass as Amended Transportation ; 016-001-001
Placed on Calendar Order of 2nd Reading March 12, 2026
Senate Committee Amendment No. 1 Postponed - Transportation
Senate Committee Amendment No. 2 Adopted
Senate Committee Amendment No. 3 Adopted
Senate Committee Amendment No. 3 Assignments Refers to Transportation
Senate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison
Senate Committee Amendment No. 3 Referred to Assignments
Senate Committee Amendment No. 2 Assignments Refers to Transportation
Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison
Senate Committee Amendment No. 2 Referred to Assignments
Postponed - Transportation
Senate Committee Amendment No. 1 Assignments Refers to Transportation
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
Senate Committee Amendment No. 1 Referred to Assignments
Assigned to Transportation
Filed with Secretary by Sen. Julie A. Morrison
First Reading
Referred to Assignments
BOATS-INSURANCE REQUIRED
Illinois General Assembly - Full Text of SB2972 Select Language × The Illinois General Assembly offers the Google Translate™ service for visitor convenience. In no way should it be considered accurate as to the translation of any content herein. Visitors of the Illinois General Assembly website are encouraged to use other translation services available on the internet. The English language version is always the official and authoritative version of this website. NOTE: To return to the original English language version, select the "Show Original" button on the Google Translate™ menu bar at the top of the window. Choose Language English Afrikaans Albanian Arabic Armenian Azerbaijani Basque Bengali Bosnian Catalan Croatian Czech Danish Dutch Esperanto Estonian Filipino Finnish French Galician Georgian German Greek Gujarati Haitian Creole Hausa Hawaiian Hebrew Hindi Hungarian Icelandic Indonesian Interlingua Interlingue Inuktitut Irish Italian Japanese Javanese Kannada Khmer Korean Latin Latvian Lithuanian Luxembourgish Macedonian Malagasy Malayalam Maltese Maori Marathi Myanmar Nepali Norwegian Odia Pashto Punjabi Romanian Russian Samoan Sango Sanskrit Sardinian Sindhi Sinhala Slovak Slovenian Somali Southern Sotho Spanish Sundanese Swahili Swedish Tamil Telugu Thai Tigrinya Tonga Turkish Ukrainian Urdu Vietnamese Welsh Xhosa Yiddish Yoruba Zulu Powered by Translate Close Illinois General Assembly Top Navigation Bar Translate Learn Select General Assembly Search the 104th General Assembly Enter search terms for legislation, members, committees, or schedules. ILGA.GOV LEGISLATION & LAWS Bills & Resolutions Public Acts Illinois Compiled Statutes Illinois Constitution Search Legislation Glossary Guide Reports & Inquiry Legislative Reports Special Reports FTP Site Legislator Lookup Capitol Complex Phone Numbers Rules & Regulations Illinois Register Administrative Rules Senate Members Schedules Committees Request for Remote Testimony Journals Transcripts Rules Audio/Video FOIA Information Senate Employment Opportunities Media Guidelines House Members Schedules Committees Submit testimony for House Committees Journals Transcripts Rules Audio/Video FOIA Information House Employment Opportunities Log In Mobile Top Bar Search the 104th General Assembly Enter keywords to search the Illinois General Assembly website. Full Text of SB2972 Home Legislation Full Text SB2972 - 104th General Assembly Bill Status Full Text Votes Witness Slips Select Menu Bill Status Full Text Votes Witness Slips Printer Friendly Version Introduced Engrossed Enrolled Senate Amendment 001 Senate Amendment 002 Senate Amendment 003 Printer Friendly Version Introduced Engrossed Enrolled Senate Amendment 001 Senate Amendment 002 Senate Amendment 003 Open PDF SB2972 Enrolled LRB104 16617 LNS 30018 b 1 AN ACT concerning transportation. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Boat Registration and Safety Act is amended 5 by adding Section 5-24 as follows: 6 (625 ILCS 45/5-24 new) 7 Sec. 5-24. Mandatory liability insurance. 8 (a) It is unlawful for the owner of a motorboat of more 9 than 50 horsepower, a motorboat over 21 feet long, or a 10 personal watercraft to operate or allow the operation of the 11 motorboat or personal watercraft unless it is covered by a 12 liability insurance policy that has been issued by an 13 insurance company licensed in this State. The insurance policy 14 shall be issued in amounts no less than the minimum amounts set 15 for bodily injury or death and for destruction of property 16 under Section 7-203 of the Illinois Vehicle Code, and shall be 17 issued in accordance with the requirements of Sections 143a 18 and 143a-2 of the Illinois Insurance Code. No insurer other 19 than an insurer authorized to do business in this State shall 20 issue a policy pursuant to this Section. Nothing herein shall 21 deprive an insurer of any policy defense available at common 22 law. 23 (b) Proof of insurance as required by this Section shall SB2972 Enrolled - 2 - LRB104 16617 LNS 30018 b 1 be produced and displayed by the owner or operator of the 2 motorboat or personal watercraft upon request to any law 3 enforcement officer or to any person who has suffered or 4 claims to have suffered either personal injury or property 5 damage as a result of the operation of the motorboat or 6 personal watercraft by the owner or operator. 7 (c) Except as provided in subsection (d), any operator of 8 a motorboat or personal watercraft subject to registration and 9 numbering under this Act who is convicted of violating 10 subsection (a) is guilty of a petty offense and shall be 11 required to pay a fine in excess of $500, but not more than 12 $1,000. However, no person charged with violating this Section 13 shall be convicted if such person produces in court 14 satisfactory evidence that at the time of the arrest the 15 motorboat or personal watercraft was covered by a liability 16 insurance policy in accordance with subsection (a). The chief 17 judge of each circuit may designate an officer of the court to 18 review the documentation demonstrating that at the time of 19 arrest the motorboat or personal watercraft was covered by a 20 liability insurance policy in accordance with subsection (a). 21 (d) A person who (i) has not previously been convicted of 22 or received a disposition of court supervision for violating 23 subsection (a) and (ii) produces at his or her court 24 appearance satisfactory evidence that the motorboat or 25 personal watercraft is covered, as of the date of the court 26 appearance, by a liability insurance policy in accordance with SB2972 Enrolled - 3 - LRB104 16617 LNS 30018 b 1 Section 7-601 of the Illinois Vehicle Code shall, for a 2 violation of this Section, pay a fine of $100 and receive a 3 disposition of court supervision. The person must, on the date 4 that the period of court supervision is scheduled to 5 terminate, produce satisfactory evidence that the motorboat or 6 personal watercraft was covered by the required liability 7 insurance policy during the entire period of court 8 supervision. 9 An officer of the court designated under subsection (c) 10 may also review liability insurance documentation under this 11 subsection to determine if the motorboat or personal 12 watercraft is, as of the date of the court appearance, covered 13 by a liability insurance policy in accordance with Section 14 7-601 of the Illinois Vehicle Code. The officer of the court 15 shall also determine, on the date the period of court 16 supervision is scheduled to terminate, whether the motorboat 17 or personal watercraft was covered by the required policy 18 during the entire period of court supervision. Footer Disclaimer This site is maintained for the Illinois General Assembly by the Legislative Information System, 705 Stratton Building, Springfield, Illinois 62706. Contact ILGA Webmaster ILGA.gov uses cookies to ensure you get the best experience on our website. By continuing to browse ILGA.gov you consent to our use of cookies. Read About Cookies ILGA.GOV 2026 ILGA.gov | All Rights Reserved | ADA | Disclaimers | Learn This site is maintained for the Illinois General Assembly by the Legislative Information System, 705 Stratton Building, Springfield, Illinois 62706. Contact ILGA Webmaster ILGA.gov uses cookies to ensure you get the best experience on our website. By continuing to browse ILGA.gov you consent to our use of cookies. Read About Cookies ILGA.GOV 2026 ILGA.gov | All Rights Reserved | ADA | Disclaimers | Learn