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104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
SB3186

Introduced 2/2/2026, by Sen. Omar Aquino

SYNOPSIS AS INTRODUCED:

815 ILCS 505/2N

from Ch. 121 1/2, par. 262N

Amends the Consumer Fraud and Deceptive Business Practices Act.
Removes the requirement for an interpreter who assists a consumer in
conducting a transaction or negotiation to sign a required form. Removes
the requirement that a separate form be used if the consumer selects the
retailer or an employee of the retailer as the consumer's interpreter.
Makes conforming changes.
LRB104 17895 SPS 31331 b

A BILL FOR

SB3186
LRB104 17895 SPS 31331 b
1

AN ACT concerning business.

2

Be it enacted by the People of the State of Illinois,
3
represented in the General Assembly:

4

Section 5.
The Consumer Fraud and Deceptive Business
5
Practices Act is amended by changing Section 2N as follows:

6

(815 ILCS 505/2N)

(from Ch. 121 1/2, par. 262N)
7

Sec. 2N.
Non-English language transaction.
8

(a) If (i) a person conducts, in a language other than
9
English, a retail transaction or negotiations related to a
10
retail transaction resulting in a written contract and (ii)
11
the consumer
selects

used
an interpreter other than the
12
retailer or an employee of the retailer in conducting the
13
transaction or negotiations
or selects the retailer or an
14
employee of the retailer as the consumer's interpreter in
15
conducting the transaction or negotiations
, the retailer must
16
have the consumer
and the interpreter
sign the following
form

17
forms
:

18

I, (name of consumer),
select

used
(name of
19

interpreter) to act as my interpreter during this retail
20

transaction or these negotiations.
I understand I may
21

voluntarily choose to use the retailer or employee of the
22

retailer as my interpreter for conducting the transaction
23

or negotiations or may select a third-party interpreter.

SB3186
- 2 -
LRB104 17895 SPS 31331 b
1

The obligations of the contract or other written agreement
2

will be

were
explained to me in my native language by the
3

interpreter
to facilitate understanding of

. I understand

4

the contract or other written agreement.

5

(signature of consumer)

6

(relationship of interpreter to consumer)

7

I, (name of interpreter), acted as interpreter during
8

this retail transaction or these negotiations. The
9

obligations of the contract or other written agreement
10

were explained to (name of consumer) in the consumer's
11

native language. I understand the contract or other
12

written agreement.

13

(signature of interpreter)

14

(relationship of interpreter to consumer)
15

(b)
(Blank).

If (i) a person conducts, in a language other
16
than English, a retail transaction or negotiations related to
17
a retail transaction resulting in a written contract and (ii)
18
the retailer or an employee of the retailer acted as the
19
consumer's interpreter in conducting the transaction or
20
negotiations, the retailer must have the consumer sign the
21
following form in the consumer's native language (except as
22
provided in subsection (c)):

23

This retail transaction or these negotiations were
24

conducted in (language), which is my native language. I
25

voluntarily choose to have the retailer act as my
26

interpreter during the negotiations. The obligations of

SB3186
- 3 -
LRB104 17895 SPS 31331 b
1

the contract or other written agreement were explained to
2

me in my native language. I understand the contract or
3

other written agreement.

4

(signature of consumer)

(signature of retailer)
5

(c) If a language that cannot be written is used in the
6
retail transaction or in negotiations related to a retail
7
transaction, then the form set forth in subsection
(a)

(b)

8
shall be in the English language.
9

(d) If a person used forms substantially similar to the
10
forms prescribed in
subsection (a)

subsections (a) and (b)
in
11
the regular course of business before January 1, 2002, the
12
person may continue to use those forms instead of the forms
13
prescribed in
subsection (a)

subsections (a) and (b)
.
14

(e) The terms of this Section do not apply to transactions
15
made pursuant to a credit card issued to the buyer, whether
16
such card is issued by the seller or by a third party.
17
(Source: P.A. 92-478, eff. 8-23-01.)

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