TNC SERVICE-TRANSPORT OF GOODS

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104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
SB3952

Introduced 2/6/2026, by Sen. Erica Harriss

SYNOPSIS AS INTRODUCED:

625 ILCS 57/5
625 ILCS 57/10
625 ILCS 57/20
625 ILCS 57/25
625 ILCS 57/30
625 ILCS 57/31 new
625 ILCS 57/34 rep.

Amends the Transportation Network Providers Act. Applies the Act to
transportation network company services that provide the transportation of
goods, including goods from a retail store, warehouse, fulfillment center,
or restaurant. Changes the term "passenger" to "customer". Removes the
repeal date of the Act.
LRB104 18307 LNS 31747 b

A BILL FOR

SB3952
LRB104 18307 LNS 31747 b
1

AN ACT concerning transportation.

2

Be it enacted by the People of the State of Illinois,
3
represented in the General Assembly:

4

Section 5.
The Transportation Network Providers Act is
5
amended by changing Sections 5, 10, 20, 25, and 30 and by
6
adding Section 31 as follows:

7

(625 ILCS 57/5)
8

(Section scheduled to be repealed on September 1, 2028)
9

Sec. 5.
Definitions.
In this Act:

10

"Customer" means a person or entity that requests and
11
receives TNC services, whether as a passenger or as a
12
recipient of delivered goods.

13

"Transportation network company" or "TNC" means an entity
14
operating in this State that uses a digital network or
15
software application service to connect
customers

passengers

16
to transportation network company services provided by
17
transportation network company drivers. A TNC is not deemed to
18
own, control, operate, or manage the vehicles used by TNC
19
drivers, and is not a taxicab association or a for-hire
20
vehicle owner.
21

"Transportation network company driver" or "TNC driver"
22
means an individual who operates a motor vehicle that is:
23

(1) owned, leased, or otherwise authorized for use by

SB3952
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LRB104 18307 LNS 31747 b
1

the individual;
2

(2) not a taxicab or for-hire public passenger
3

vehicle; and
4

(3) used to provide transportation network company
5

services.
6

"Transportation network company services" or "TNC
7
services" means transportation of a
customer

passenger
between
8
points chosen by the
customer or transportation of goods from
9
a point designated by the customer or the TNC, including, but
10
not limited to, a retail store, warehouse, fulfillment center,
11
or restaurant, to a point chosen by the customer,

passenger
12
and
prearranged with a TNC driver
by the customer or the TNC

13
through the use of a TNC digital network or software
14
application.
TNC services include both passenger rideshare and
15
delivery services for consumer goods, including, but not
16
limited to, groceries, retail items, prepared food, and
17
packages.
TNC services shall begin when a TNC driver accepts a
18
request for transportation
or delivery of goods
received
19
through the TNC's digital network or software application
20
service, continue while the TNC driver transports the
customer
21
or goods

passenger
in the TNC driver's vehicle, and end when
22
the
customer

passenger
exits the TNC driver's vehicle
or the
23
goods are delivered at the point specified by the customer or
24
the TNC
. TNC service is not a taxicab, for-hire vehicle, or
25
street hail service.
TNC services do not include freight
26
transportation, commercial trucking, or services provided by

SB3952
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LRB104 18307 LNS 31747 b
1
employees of the entity rather than independent contractors.

2
(Source: Reenacted by P.A. 101-660, eff. 4-2-21; revised
3
6-27-25.)

4

(625 ILCS 57/10)
5

(Section scheduled to be repealed on September 1, 2028)
6

Sec. 10.
Insurance.
7

(a) Transportation network companies and participating TNC
8
drivers shall comply with the automobile liability insurance
9
requirements of this Section as required.
10

(b) The following automobile liability insurance
11
requirements shall apply from the moment a participating TNC
12
driver logs on to the transportation network company's digital
13
network or software application until the TNC driver accepts a
14
request to transport a
customer or goods

passenger
, and from
15
the moment the TNC driver completes the transaction on the
16
digital network or software application or the ride
or
17
delivery
is complete, whichever is later, until the TNC driver
18
either accepts another ride request on the digital network or
19
software application or logs off the digital network or
20
software application:
21

(1) Automobile liability insurance shall be in the
22

amount of at least $50,000 for death and personal injury
23

per person, $100,000 for death and personal injury per
24

incident, and $25,000 for property damage.
25

(2) Contingent automobile liability insurance in the

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LRB104 18307 LNS 31747 b
1

amounts required in paragraph (1) of this subsection (b)
2

shall be maintained by a transportation network company
3

and provide coverage in the event a participating TNC
4

driver's own automobile liability policy excludes coverage
5

according to its policy terms or does not provide at least
6

the limits of coverage required in paragraph (1) of this
7

subsection (b).
8

(c) The following automobile liability insurance
9
requirements shall apply from the moment a TNC driver accepts
10
a ride
or delivery
request on the transportation network
11
company's digital network or software application until the
12
TNC driver completes the transaction on the digital network or
13
software application or until the ride
or delivery
is
14
complete, whichever is later:
15

(1) Automobile liability insurance shall be primary
16

and in the amount of $1,000,000 for death, personal
17

injury, and property damage. The requirements for the
18

coverage required by this paragraph (1) may be satisfied
19

by any of the following:
20

(A) automobile liability insurance maintained by a
21

participating TNC driver;
22

(B) automobile liability company insurance
23

maintained by a transportation network company; or
24

(C) any combination of subparagraphs (A) and (B).
25

(2) Insurance coverage provided under this subsection
26

(c) shall also provide for uninsured motorist coverage and

SB3952
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LRB104 18307 LNS 31747 b
1

underinsured motorist coverage in the amount of $50,000
2

from the moment a
customer

passenger
enters the vehicle of
3

a participating TNC driver
, the TNC driver receives the
4

goods requested by the customer at the designated pickup
5

point, or the TNC driver begins en route to the designated
6

pickup point after accepting the request
until the
7

customer

passenger
exits the vehicle
or the delivery is
8

completed
.
9

(3) The insurer, in the case of insurance coverage
10

provided under this subsection (c), shall have the duty to
11

defend and indemnify the insured.
12

(4) Coverage under an automobile liability insurance
13

policy required under this subsection (c) shall not be
14

dependent on a personal automobile insurance policy first
15

denying a claim nor shall a personal automobile insurance
16

policy be required to first deny a claim.
17

(d) In every instance when automobile liability insurance
18
maintained by a participating TNC driver to fulfill the
19
insurance obligations of this Section has lapsed or ceased to
20
exist, the transportation network company shall provide the
21
coverage required by this Section beginning with the first
22
dollar of a claim.
23

(e) This Section shall not limit the liability of a
24
transportation network company arising out of an automobile
25
crash involving a participating TNC driver in any action for
26
damages against a transportation network company for an amount

SB3952
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LRB104 18307 LNS 31747 b
1
above the required insurance coverage.
2

(f) The transportation network company shall disclose in
3
writing to TNC drivers, as part of its agreement with those TNC
4
drivers, the following:
5

(1) the insurance coverage and limits of liability
6

that the transportation network company provides while the
7

TNC driver uses a vehicle in connection with a
8

transportation network company's digital network or
9

software application; and
10

(2) that the TNC driver's own insurance policy may not
11

provide coverage while the TNC driver uses a vehicle in
12

connection with a transportation network company digital
13

network depending on its terms.
14

(g) An insurance policy required by this Section may be
15
placed with an admitted Illinois insurer, or with an
16
authorized surplus line insurer under Section 445 of the
17
Illinois Insurance Code; and is not subject to any restriction
18
or limitation on the issuance of a policy contained in Section
19
445a of the Illinois Insurance Code.
20

(h) Any insurance policy required by this Section shall
21
satisfy the financial responsibility requirement for a motor
22
vehicle under Sections 7-203 and 7-601 of the Illinois Vehicle
23
Code.
24

(i) If a transportation network company's insurer makes a
25
payment for a claim covered under comprehensive coverage or
26
collision coverage, the transportation network company shall

SB3952
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LRB104 18307 LNS 31747 b
1
cause its insurer to issue the payment directly to the
2
business repairing the vehicle, or jointly to the owner of the
3
vehicle and the primary lienholder on the covered vehicle.
4
(Source: P.A. 101-660, eff. 4-2-21; 102-982, eff. 7-1-23
.)

5

(625 ILCS 57/20)
6

(Section scheduled to be repealed on September 1, 2028)
7

Sec. 20.
Non-discrimination.
8

(a) The TNC shall adopt and notify TNC drivers of a policy
9
of non-discrimination on the basis of destination, race,
10
color, national origin, religious belief or affiliation, sex,
11
disability, age, sexual orientation, or gender identity with
12
respect to
customers

passengers
and potential
customers

13
passengers
.
14

(b) TNC drivers shall comply with all applicable laws
15
regarding non-discrimination against
customers

passengers
or
16
potential
customers

passengers
on the basis of destination,
17
race, color, national origin, religious belief or affiliation,
18
sex, disability, age, sexual orientation, or gender identity.
19

(c) TNC drivers shall comply with all applicable laws
20
relating to accommodation of service animals.
21

(d) A TNC shall not impose additional charges for
22
providing services to persons with physical disabilities
23
because of those disabilities.
24

(e) A TNC shall provide
customers

passengers
an
25
opportunity to indicate whether they require a wheelchair

SB3952
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LRB104 18307 LNS 31747 b
1
accessible vehicle. If a TNC cannot arrange
2
wheelchair-accessible TNC service in any instance, it shall
3
direct the
customer

passenger
to an alternate provider of
4
wheelchair-accessible service, if available.
5

(f) If a unit of local government has requirements for
6
licensed chauffeurs not to discriminate in providing service
7
in under-served areas, TNC drivers participating in TNC
8
services within that unit of local government shall be subject
9
to the same non-discrimination requirements for providing
10
service in under-served areas.
11
(Source: Reenacted by P.A. 101-660, eff. 4-2-21
.)

12

(625 ILCS 57/25)
13

(Section scheduled to be repealed on September 1, 2028)
14

Sec. 25.
Safety.
15

(a) The TNC shall implement a zero tolerance policy on the
16
use of drugs or alcohol while a TNC driver is providing TNC
17
services or is logged into the TNC's digital network but is not
18
providing TNC services.
19

(b) The TNC shall provide notice of the zero tolerance
20
policy on its website, as well as procedures to report a
21
complaint about a driver with whom a
customer

passenger
was
22
matched and whom the
customer

passenger
reasonably suspects
23
was under the influence of drugs or alcohol during the course
24
of the trip.
25

(c) Upon receipt of a
customer's

passenger's
complaint

SB3952
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LRB104 18307 LNS 31747 b
1
alleging a violation of the zero tolerance policy, the TNC
2
shall immediately suspend the TNC driver's access to the TNC's
3
digital platform, and shall conduct an investigation into the
4
reported incident. The suspension shall last the duration of
5
the investigation.
6

(d) The TNC shall require that any motor vehicle that a TNC
7
driver will use to provide TNC services meets vehicle safety
8
and emissions requirements for a private motor vehicle in this
9
State.
10

(e) TNCs or TNC drivers are not common carriers, contract
11
carriers or motor carriers, as defined by applicable State
12
law, nor do they provide taxicab or for-hire vehicle service.
13
This subsection (e) is inoperative on and after January 1,
14
2024.
15
(Source: P.A. 103-527, eff. 8-11-23.)

16

(625 ILCS 57/30)
17

(Section scheduled to be repealed on September 1, 2028)
18

Sec. 30.
Operational.
19

(a) A TNC may charge a fare for the services provided to
20
customers

passengers
; provided that, if a fare is charged, the
21
TNC shall disclose to
customers

passengers
the fare
22
calculation method on its website or within the software
23
application service.
24

(b) The TNC shall provide
customers

passengers
with the
25
applicable rates being charged and the option to receive an

SB3952
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LRB104 18307 LNS 31747 b
1
estimated fare before the
customer

passenger
enters the TNC
2
driver's vehicle
or the delivery is requested
.
3

(c) The TNC's software application or website shall
4
display a picture of the TNC driver, and the license plate
5
number of the motor vehicle utilized for providing the TNC
6
service before the
customer

passenger
enters the TNC driver's
7
vehicle.
8

(d) Within a reasonable period of time following the
9
completion of a trip, a TNC shall transmit an electronic
10
receipt to the
customer

passenger
that lists:
11

(1) the origin and destination of the trip;
12

(2) the total time and distance of the trip; and
13

(3) an itemization of the total fare paid, if any.
14

(e) Dispatches for TNC services shall be made only to
15
eligible TNC drivers under Section 15 of this Act who are
16
properly licensed under State law and local ordinances
17
addressing these drivers if applicable.
18

(f) A taxicab may accept a request for transportation
19
received through a TNC's digital network or software
20
application service, and may charge a fare for those services
21
that is similar to those charged by a TNC.
22
(Source: Reenacted by P.A. 101-660, eff. 4-2-21
.)

23

(625 ILCS 57/31 new)
24

Sec. 31.
Applicability.
The changes made by this
25
amendatory Act of the 104th General Assembly apply to all TNC

SB3952
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LRB104 18307 LNS 31747 b
1
services, including delivery, upon the effective date of this
2
amendatory Act of the 104th General Assembly.

3

(625 ILCS 57/34 rep.)
4

Section 10.
The Transportation Network Providers Act is
5
amended by repealing Section 34.

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