Plain English Breakdown
The exact details of how employers will manage changes in agency status are not fully specified.
Insurance Help for Disabled Public Safety Workers
This law allows disabled public safety workers to keep their group health insurance at the same cost as when they were employed, with specific deadlines and conditions.
What This Bill Does
- It lets disabled public safety employees get group health insurance from their employer if they become disabled on or after January 1, 2020.
- Disabled workers must pay the same amount for insurance that they would have paid while still employed.
- Workers need to ask their employer in writing before June 1, 2026, or within 90 days of getting disability benefits, whichever is later.
- If a public safety agency closes down, merges, or otherwise ceases to exist, the employer must keep providing health insurance coverage.
- Surviving spouses and dependents of workers who died on duty can get the same group health insurance at the same cost.
Who It Names or Affects
- Disabled public safety employees
- Public safety employers
- Spouses and dependents of deceased public safety employees
Terms To Know
- Class 1 or Class 2 impairment benefit
- A type of disability payment for public safety workers who are unable to work due to injury or illness.
- Local unit public employer
- The government agency that employs public safety workers, such as a city or county police department.
Limits and Unknowns
- It does not specify what happens if the disabled worker does not ask for insurance coverage by the deadline.
- Details about how employers will manage changes in agency status are not provided.