KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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HB1050 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning trade regulation.

A BILL FOR AN ACT to amend the Indiana Code concerning trade regulation.

Healthcare
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Representative Vanessa Summers
Last action
2025-12-05
Official status
Introduced House Bill (H)
Effective date
Not listed

Plain English Breakdown

The bill summary and digest do not provide specific details about how existing liens or judgments will be affected, leaving this as an open question.

Prohibition on Lien for Medical Debt

This law prevents health care debts from being used as a lien on someone's main home in Indiana.

What This Bill Does

  • It states that health care debts cannot be turned into liens against people’s principal residences.
  • In court cases about recovering health care debt, the person's main house cannot be taken or sold because of this debt.

Who It Names or Affects

  • People who have health care debts in Indiana
  • Courts that deal with cases about recovering health care debt

Terms To Know

lien
A legal claim on a property to secure the payment of a debt or charge.
judgment
The official decision made by a court in a lawsuit.

Limits and Unknowns

  • It does not cover other types of debts, only health care debts.
  • It is unclear how this will affect existing liens or judgments for medical debt before the law was passed.

Bill History

  1. 2025-12-05 House

    Authored by Representative Summers

  2. 2025-12-05 House

    First reading: referred to Committee on Judiciary

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning trade regulation.
Prohibition on lien for medical debt.

Current Bill Text

Read the full stored bill text 
A BILL FOR AN ACT to amend the Indiana Code concerning trade regulation.

Prohibition on lien for medical debt.

Provides that: (1) any amount of health care debt owed or alleged to be owed by a consumer; or (2) in an action against a consumer in which a judgment has been entered, any amount of the judgment that represents health care debt determined to be owed by the consumer; does not constitute a lien against the consumer's principal residence. Provides that in any action filed, in a court of competent jurisdiction in Indiana, for the recovery of health care debt owed or alleged to be owed by a consumer, the principal residence of the consumer is not liable to judgment or attachment or to be sold on execution against the consumer.