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HB1098 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Education Labor
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Representative Matt Commons
Last action
2026-03-03
Official status
Enrolled House Bill (H)
Effective date
Not listed

Plain English Breakdown

The official source material does not provide specific details about student eligibility and benefit application under worker's compensation laws.

Work Based Learning Liability Law

This law changes Indiana's insurance rules for work-based learning programs, removing old federal act references and ensuring fair criteria are used in coverage decisions.

What This Bill Does

  • Requires intermediaries and employers to enter into agreements about their roles in work-based learning programs.
  • Removes provisions related to the federal School to Work Opportunities Act from Indiana's worker's compensation laws.
  • Ensures that insurance companies make underwriting decisions based on objective risk criteria without considering the student's age.

Who It Names or Affects

  • Students participating in work-based learning programs
  • Employers who have students working for them as part of these programs
  • Insurance companies providing coverage to employers involved in such programs

Terms To Know

Work based learning program
A program where students gain work experience while still in school.
Intermediary
An organization that connects employers with schools to provide work-based learning opportunities for students.

Limits and Unknowns

  • The law does not specify all the details of how student benefits under worker's compensation laws will be applied.
  • It is unclear what specific limitations apply to student eligibility for worker's compensation benefits.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

HB1098.02.COMH.AMS03

Committee House Bill (S) • Representative Matt Commons

Filed

Plain English: This amendment adds a new section to the Indiana Code related to work-based learning programs.

  • Adds a new section to the Indiana Code that establishes guidelines for work-based learning programs.
  • The provided text does not specify details about what exactly these guidelines will include or how they will be implemented.
HB1098.01.INTR.AMH01

Committee Introduced House Bill (H) • Representative Matt Commons

Filed

Plain English: This amendment adds new rules about work-based learning programs in Indiana's insurance laws.

  • Adds a new section to the Indiana Code that talks about work-based learning programs.
  • The official text does not provide details on what exactly these work-based learning programs will include or how they will be implemented, making it hard to explain specific changes.
  • It is unclear which part of the insurance laws this new section will be added to and how it relates to existing provisions.
HB1098.03.COMS.AMS001

Filed House Bill (H) • Senator Rodney Pol

Failed

Plain English: This amendment aims to modify the Indiana Code regarding insurance, but does not provide specific details about what changes it intends to make.

  • The exact nature of the change is unclear from the provided text.
  • The official amendment text does not specify any concrete changes or updates to the Indiana Code concerning insurance.

Bill History

  1. 2026-03-03 House

    Signed by the Governor

  2. 2026-03-03 House

    Public Law 51

  3. 2026-02-27 Senate

    Signed by the President of the Senate

  4. 2026-02-26 Senate

    Signed by the President Pro Tempore

  5. 2026-02-25 House

    House concurred with Senate amendments; Roll Call 361: yeas 79, nays 0

  6. 2026-02-25 House

    Signed by the Speaker

  7. 2026-02-24 House

    Motion to concur filed

  8. 2026-02-20 Senate

    Returned to the House with amendments

  9. 2026-02-19 Senate

    Third reading: passed; Roll Call 200: yeas 44, nays 1

  10. 2026-02-16 Senate

    Second reading: ordered engrossed

  11. 2026-02-16 Senate

    Senator Raatz added as second sponsor

  12. 2026-02-16 Senate

    Senator Randolph added as cosponsor

  13. 2026-02-12 Senate

    Committee report: amend do pass, adopted

  14. 2026-02-02 Senate

    First reading: referred to Committee on Insurance and Financial Institutions

  15. 2026-01-29 House

    Referred to the Senate

  16. 2026-01-28 House

    Third reading: passed; Roll Call 146: yeas 89, nays 0

  17. 2026-01-28 House

    Senate sponsor: Senator Rogers

  18. 2026-01-22 House

    Second reading: ordered engrossed

  19. 2026-01-20 House

    Committee report: amend do pass, adopted

  20. 2026-01-12 House

    Representatives Behning, Teshka, Burton added as coauthors

  21. 2026-01-05 House

    Authored by Representative Commons

  22. 2026-01-05 House

    First reading: referred to Committee on Insurance

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Work based learning liability.

Current Bill Text

Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Work based learning liability.

Requires an intermediary and an employer to enter into an agreement that sets forth the duties and responsibilities of the intermediary and the employer when participating in a work based learning program. Repeals provisions relating to the federal School to Work Opportunities Act under the worker's compensation and worker's occupational diseases compensation laws. Provides that, subject to certain limitations, a student who performs services for an employer as part of a work based learning program is entitled to benefits under the worker's compensation and worker's occupational diseases compensation laws. Provides that any underwriting decision made by an insurer or rating factor applied to a participant must be based on objective risk based criteria that are applied uniformly and without regard to the age of the student to be covered under the policy.