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HB1098 • 2026
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Education
Labor
Enacted
This bill passed the Legislature and reached final enactment based on the latest official action.
- Sponsor
- Representative Matt Commons
- Last action
- 2026-03-03
- Official status
- Enrolled House Bill (H)
- Effective date
- Not listed
Plain English Breakdown
The official source material does not provide specific details about student eligibility and benefit application under worker's compensation laws.
Work Based Learning Liability Law
This law changes Indiana's insurance rules for work-based learning programs, removing old federal act references and ensuring fair criteria are used in coverage decisions.
What This Bill Does
- Requires intermediaries and employers to enter into agreements about their roles in work-based learning programs.
- Removes provisions related to the federal School to Work Opportunities Act from Indiana's worker's compensation laws.
- Ensures that insurance companies make underwriting decisions based on objective risk criteria without considering the student's age.
Who It Names or Affects
- Students participating in work-based learning programs
- Employers who have students working for them as part of these programs
- Insurance companies providing coverage to employers involved in such programs
Terms To Know
- Work based learning program
- A program where students gain work experience while still in school.
- Intermediary
- An organization that connects employers with schools to provide work-based learning opportunities for students.
Limits and Unknowns
- The law does not specify all the details of how student benefits under worker's compensation laws will be applied.
- It is unclear what specific limitations apply to student eligibility for worker's compensation benefits.
Amendments
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: This amendment adds a new section to the Indiana Code related to work-based learning programs.
- Adds a new section to the Indiana Code that establishes guidelines for work-based learning programs.
- The provided text does not specify details about what exactly these guidelines will include or how they will be implemented.
Plain English: This amendment adds new rules about work-based learning programs in Indiana's insurance laws.
- Adds a new section to the Indiana Code that talks about work-based learning programs.
- The official text does not provide details on what exactly these work-based learning programs will include or how they will be implemented, making it hard to explain specific changes.
- It is unclear which part of the insurance laws this new section will be added to and how it relates to existing provisions.
Plain English: This amendment aims to modify the Indiana Code regarding insurance, but does not provide specific details about what changes it intends to make.
- The exact nature of the change is unclear from the provided text.
- The official amendment text does not specify any concrete changes or updates to the Indiana Code concerning insurance.
Bill History
-
2026-03-03
House
Signed by the Governor
-
2026-03-03
House
Public Law 51
-
2026-02-27
Senate
Signed by the President of the Senate
-
2026-02-26
Senate
Signed by the President Pro Tempore
-
2026-02-25
House
House concurred with Senate amendments; Roll Call 361: yeas 79, nays 0
-
2026-02-25
House
Signed by the Speaker
-
2026-02-24
House
Motion to concur filed
-
2026-02-20
Senate
Returned to the House with amendments
-
2026-02-19
Senate
Third reading: passed; Roll Call 200: yeas 44, nays 1
-
2026-02-16
Senate
Second reading: ordered engrossed
-
2026-02-16
Senate
Senator Raatz added as second sponsor
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2026-02-16
Senate
Senator Randolph added as cosponsor
-
2026-02-12
Senate
Committee report: amend do pass, adopted
-
2026-02-02
Senate
First reading: referred to Committee on Insurance and Financial Institutions
-
2026-01-29
House
Referred to the Senate
-
2026-01-28
House
Third reading: passed; Roll Call 146: yeas 89, nays 0
-
2026-01-28
House
Senate sponsor: Senator Rogers
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2026-01-22
House
Second reading: ordered engrossed
-
2026-01-20
House
Committee report: amend do pass, adopted
-
2026-01-12
House
Representatives Behning, Teshka, Burton added as coauthors
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2026-01-05
House
Authored by Representative Commons
-
2026-01-05
House
First reading: referred to Committee on Insurance
Official Summary Text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Work based learning liability.
Current Bill Text
Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Work based learning liability.
Requires an intermediary and an employer to enter into an agreement that sets forth the duties and responsibilities of the intermediary and the employer when participating in a work based learning program. Repeals provisions relating to the federal School to Work Opportunities Act under the worker's compensation and worker's occupational diseases compensation laws. Provides that, subject to certain limitations, a student who performs services for an employer as part of a work based learning program is entitled to benefits under the worker's compensation and worker's occupational diseases compensation laws. Provides that any underwriting decision made by an insurer or rating factor applied to a participant must be based on objective risk based criteria that are applied uniformly and without regard to the age of the student to be covered under the policy.