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HB1103 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Labor
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Representative Robb Greene
Last action
2026-01-13
Official status
Introduced House Bill (H)
Effective date
Not listed

Plain English Breakdown

The official source material does not specify all the conditions or limitations for when insurance plans must cover behavior analysis services at the specified rate. Therefore, additional details were omitted to ensure accuracy based on available information.

Insurance Coverage for Behavior Analysis Services

This bill requires state employee health plans and private accident and sickness insurance policies to cover applied behavior analysis services at a rate of not less than 110% of the Medicaid reimbursement rate.

What This Bill Does

  • Requires state employee health plans to reimburse providers for behavior analysis services at a rate of not less than 110% of the Medicaid reimbursement rate under certain circumstances.
  • Requires private accident and sickness insurance policies to cover behavior analysis services at a rate of not less than 110% of the Medicaid reimbursement rate under certain circumstances.
  • Requires health maintenance organization contracts to reimburse providers for behavior analysis services at a rate of not less than 110% of the Medicaid reimbursement rate under certain circumstances.

Who It Names or Affects

  • People with state employee health plans
  • Individuals covered by private accident and sickness insurance policies
  • Enrollees in health maintenance organizations (HMOs)

Terms To Know

Behavior Analysis Services
Services provided to help individuals change behaviors through understanding and modifying their environment.
Medicaid Reimbursement Rate
The amount of money Medicaid pays for specific services, which this bill uses as a baseline for insurance coverage rates.

Limits and Unknowns

  • It is not clear when the effective date will be set.
  • The bill does not specify all the circumstances under which these requirements apply.

Bill History

  1. 2026-01-13 House

    Representative Cash added as coauthor

  2. 2026-01-05 House

    Authored by Representative Greene

  3. 2026-01-05 House

    First reading: referred to Committee on Insurance

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Applied behavior analysis coverage.

Current Bill Text

Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Applied behavior analysis coverage.

Requires a state employee health plan to reimburse the provider of behavior analysis services that provides behavior analysis services to a covered individual at a rate of not less than 110% of the Medicaid reimbursement rate for behavior analysis services under certain circumstances. Requires a policy of accident and sickness insurance to reimburse the provider of behavior analysis services that provides behavior analysis services to an insured at a rate of not less than 110% of the Medicaid reimbursement rate for behavior analysis services under certain circumstances. Requires a health maintenance organization contract to reimburse the provider of behavior analysis services that provides behavior analysis services to an enrollee at a rate of not less than 110% of the Medicaid reimbursement rate for behavior analysis services under certain circumstances.