Back to Indiana

HB1261 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Representative Matt Lehman
Last action
2026-01-05
Official status
Introduced House Bill (H)
Effective date
Not listed

Plain English Breakdown

The official source material does not provide details on specific actions required or the aim of ensuring fairness and transparency.

Insurance Rules for Aerial Photos

This bill changes Indiana's insurance laws by requiring insurers to follow specific steps if they decide not to renew property insurance based on aerial images.

What This Bill Does

  • It sets new rules about using aerial photographs in the decision-making process of insurance companies when deciding whether or not to renew a policy.
  • Insurance companies must take certain actions if they decide not to renew a property insurance policy based on aerial images.

Who It Names or Affects

  • Property insurance providers in Indiana
  • People who have property insurance in Indiana

Terms To Know

Named insured
The person or organization specifically mentioned and protected by an insurance policy.
Aerial images
Photos taken from the air, usually by drones or airplanes.

Limits and Unknowns

  • It does not specify what actions insurers must take when using aerial photos.
  • The bill has passed both chambers of the Indiana legislature but its final status is pending executive action.

Bill History

  1. 2026-01-05 House

    Authored by Representative Lehman

  2. 2026-01-05 House

    First reading: referred to Committee on Insurance

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Use of aerial photography.

Current Bill Text

Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Use of aerial photography.

Requires an insurer that provides property insurance coverage to a named insured to take certain actions when the insurer uses aerial images to aid in its determination to not renew property insurance coverage for a named insured.