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HB1274 • 2026
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Firearms
Enacted
This bill passed the Legislature and reached final enactment based on the latest official action.
- Sponsor
- Representative Matt Commons
- Last action
- 2026-03-03
- Official status
- Enrolled House Bill (H)
- Effective date
- Not listed
Plain English Breakdown
The exact effective date of Public Law 61 is not specified in the given official source material.
Law About Insurance and Gun-Free Zone Signs
This law stops insurance companies from requiring people to put up signs saying it is a gun-free area.
What This Bill Does
- Insurance companies cannot require someone to post or display a sign that says it is a gun-free zone.
Who It Names or Affects
- Insurance companies in Indiana
- People who have insurance or are considering getting insurance in Indiana
Terms To Know
- Insured
- A person or business that has an insurance policy.
- Prospective insured
- Someone who is thinking about getting an insurance policy but hasn't yet.
Limits and Unknowns
- The law does not address what happens if someone wants to put up a gun-free zone sign on their own.
- It only applies to requirements by insurance companies and does not cover other businesses or individuals directly.
Amendments
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: This amendment would add a requirement for insurance companies to provide information about gun-free zones in their policies.
- Adds a new section to the Indiana Code that requires insurance companies to include details about areas designated as gun-free zones in their insurance policies.
- The amendment does not specify what kind of information must be included or how it should be presented.
- It is unclear if this will affect all types of insurance policies or only specific ones.
Plain English: This amendment aims to modify the Indiana Code regarding insurance by adding new requirements for certain types of insurance policies.
- Adds new provisions requiring specific disclosures and protections in insurance contracts.
- The exact details of what these new provisions entail are not provided, making it unclear how they will affect current insurance practices.
Bill History
-
2026-03-03
House
Signed by the Governor
-
2026-03-03
House
Public Law 61
-
2026-02-27
Senate
Signed by the President Pro Tempore
-
2026-02-27
Senate
Signed by the President of the Senate
-
2026-02-25
Senate
Returned to the House without amendments
-
2026-02-25
House
Signed by the Speaker
-
2026-02-24
Senate
Third reading: passed; Roll Call 249: yeas 39, nays 9
-
2026-02-24
Senate
Senator Buck added as cosponsor
-
2026-02-19
Senate
Senator Tomes added as second sponsor
-
2026-02-17
Senate
Second reading: ordered engrossed
-
2026-02-12
Senate
Committee report: do pass, adopted
-
2026-02-02
Senate
First reading: referred to Committee on Insurance and Financial Institutions
-
2026-01-29
House
Referred to the Senate
-
2026-01-28
House
Third reading: passed; Roll Call 129: yeas 69, nays 25
-
2026-01-28
House
Senate sponsor: Senator Freeman
-
2026-01-22
House
Second reading: ordered engrossed
-
2026-01-20
House
Committee report: amend do pass, adopted
-
2026-01-12
House
Representative Carbaugh added as coauthor
-
2026-01-12
House
Representative Ireland removed as coauthor
-
2026-01-06
House
Authored by Representative Commons
-
2026-01-06
House
Coauthored by Representatives Bascom, Greene, Ireland
-
2026-01-06
House
First reading: referred to Committee on Insurance
Official Summary Text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Insurance mandated gun free zone notices.
Current Bill Text
Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Insurance mandated gun free zone notices.
Provides that an insurer may not require an insured or prospective insured to post or display a gun free zone notice.