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HB1274 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Firearms
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Representative Matt Commons
Last action
2026-03-03
Official status
Enrolled House Bill (H)
Effective date
Not listed

Plain English Breakdown

The exact effective date of Public Law 61 is not specified in the given official source material.

Law About Insurance and Gun-Free Zone Signs

This law stops insurance companies from requiring people to put up signs saying it is a gun-free area.

What This Bill Does

  • Insurance companies cannot require someone to post or display a sign that says it is a gun-free zone.

Who It Names or Affects

  • Insurance companies in Indiana
  • People who have insurance or are considering getting insurance in Indiana

Terms To Know

Insured
A person or business that has an insurance policy.
Prospective insured
Someone who is thinking about getting an insurance policy but hasn't yet.

Limits and Unknowns

  • The law does not address what happens if someone wants to put up a gun-free zone sign on their own.
  • It only applies to requirements by insurance companies and does not cover other businesses or individuals directly.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

HB1274.01.INTR.AMH01

Committee Introduced House Bill (H) • Representative Martin Carbaugh

Filed

Plain English: This amendment would add a requirement for insurance companies to provide information about gun-free zones in their policies.

  • Adds a new section to the Indiana Code that requires insurance companies to include details about areas designated as gun-free zones in their insurance policies.
  • The amendment does not specify what kind of information must be included or how it should be presented.
  • It is unclear if this will affect all types of insurance policies or only specific ones.
HB1274.03.COMS.AMS001

Filed House Bill (H) • Senator Andrea Hunley

Failed

Plain English: This amendment aims to modify the Indiana Code regarding insurance by adding new requirements for certain types of insurance policies.

  • Adds new provisions requiring specific disclosures and protections in insurance contracts.
  • The exact details of what these new provisions entail are not provided, making it unclear how they will affect current insurance practices.

Bill History

  1. 2026-03-03 House

    Signed by the Governor

  2. 2026-03-03 House

    Public Law 61

  3. 2026-02-27 Senate

    Signed by the President Pro Tempore

  4. 2026-02-27 Senate

    Signed by the President of the Senate

  5. 2026-02-25 Senate

    Returned to the House without amendments

  6. 2026-02-25 House

    Signed by the Speaker

  7. 2026-02-24 Senate

    Third reading: passed; Roll Call 249: yeas 39, nays 9

  8. 2026-02-24 Senate

    Senator Buck added as cosponsor

  9. 2026-02-19 Senate

    Senator Tomes added as second sponsor

  10. 2026-02-17 Senate

    Second reading: ordered engrossed

  11. 2026-02-12 Senate

    Committee report: do pass, adopted

  12. 2026-02-02 Senate

    First reading: referred to Committee on Insurance and Financial Institutions

  13. 2026-01-29 House

    Referred to the Senate

  14. 2026-01-28 House

    Third reading: passed; Roll Call 129: yeas 69, nays 25

  15. 2026-01-28 House

    Senate sponsor: Senator Freeman

  16. 2026-01-22 House

    Second reading: ordered engrossed

  17. 2026-01-20 House

    Committee report: amend do pass, adopted

  18. 2026-01-12 House

    Representative Carbaugh added as coauthor

  19. 2026-01-12 House

    Representative Ireland removed as coauthor

  20. 2026-01-06 House

    Authored by Representative Commons

  21. 2026-01-06 House

    Coauthored by Representatives Bascom, Greene, Ireland

  22. 2026-01-06 House

    First reading: referred to Committee on Insurance

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Insurance mandated gun free zone notices.

Current Bill Text

Read the full stored bill text
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Insurance mandated gun free zone notices.

Provides that an insurer may not require an insured or prospective insured to post or display a gun free zone notice.