KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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HB1412 • 2026

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Healthcare
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Representative Sue Errington
Last action
2026-01-08
Official status
Introduced House Bill (H)
Effective date
Not listed

Plain English Breakdown

The official source material does not specify that cognitive rehabilitation services are explicitly included in the required coverage.

Indiana Bill HB1412: Insurance Coverage for Brain Injury Treatment

HB1412 requires health insurance policies and HMOs to cover medically necessary treatments for people with acquired brain injuries.

What This Bill Does

  • Requires health insurance companies to pay for medical treatment that is needed after a person gets an acquired brain injury.
  • Applies this requirement to both accident and sickness insurance policies as well as health maintenance organizations (HMOs).

Who It Names or Affects

  • People with acquired brain injuries who need medical treatment.
  • Health insurance companies and HMOs that provide health care plans in Indiana.

Terms To Know

Acquired Brain Injury
An injury to the brain caused by an accident or other event, not a condition someone is born with.
Health Maintenance Organization (HMO)
A type of health insurance plan that provides coverage through a network of doctors and hospitals.

Limits and Unknowns

  • The bill does not specify which individuals are eligible for the treatment coverage.
  • It is unclear what specific cognitive rehabilitation services will be covered under this requirement.

Bill History

  1. 2026-01-08 House

    Authored by Representative Errington

  2. 2026-01-08 House

    Coauthored by Representative Campbell

  3. 2026-01-08 House

    First reading: referred to Committee on Insurance

Official Summary Text

A BILL FOR AN ACT to amend the Indiana Code concerning insurance.
Coverage for cognitive rehabilitation services.

Current Bill Text

Read the full stored bill text 
A BILL FOR AN ACT to amend the Indiana Code concerning insurance.

Coverage for cognitive rehabilitation services.

Requires a policy of accident and sickness insurance and a health maintenance organization to provide coverage for medically necessary acquired brain injury treatment provided to certain individuals.