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HF2048 • 2026

A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
GEARHART
Last action
2026-01-14
Official status
Introduced, referred to Economic Growth and Technology. H.J. 77 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

What This Bill Does

  • A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-01-14 Iowa Legislature

    Introduced, referred to Economic Growth and Technology. H.J. 77 .

Official Summary Text

A bill for an act relating to personal data processing practices for companies, and making civil penalties applicable.

Current Bill Text

Read the full stored bill text
House

File

2048

-

Introduced

HOUSE

FILE

2048

BY

GEARHART

A

BILL

FOR

An

Act

relating

to

personal

data

processing

practices

for

1

companies,

and

making

civil

penalties

applicable.

2

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

3

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Section

1.

NEW

SECTION

.

715F.1

Definitions.

1

1.

“Automated

decision

making”

means

a

process

that

uses

2

personal

data

to

make

decisions,

including

but

not

limited

to

3

profiling,

risk

scoring,

and

determining

eligibility,

without

4

human

involvement.

5

2.

“Company”

means

a

person

conducting

business

in

this

6

state

that

processes

the

personal

data

of

five

thousand

or

more

7

individuals

who

reside

in

this

state

in

a

single

calendar

year.

8

3.

“Personal

data”

means

any

information

that

is

linked

9

or

reasonably

linkable

to

an

identified

or

identifiable

10

individual.

“Personal

data”

does

not

include

de-identified

or

11

aggregate

data

or

publicly

available

information.

12

4.

“Process”

means

the

act

of

performing

an

operation

on

13

personal

data,

including

collecting,

storing,

using,

analyzing,

14

disclosing,

or

deleting

personal

data.

15

Sec.

2.

NEW

SECTION

.

715F.2

Company

requirements.

16

1.

A

company

shall

do

all

of

the

following:

17

a.

Disclose

all

of

the

following

to

an

individual

in

a

clear

18

and

conspicuous

manner

prior

to

processing

the

individual’s

19

personal

data:

20

(1)

The

purposes

for

which

the

company

intends

to

use

21

the

individual’s

personal

data,

including

but

not

limited

to

22

whether

the

personal

data

will

be

used

for

automated

decision

23

making

or

artificial

intelligence

training.

The

purposes

shall

24

include

a

plain

language

description

of

how

the

personal

data

25

will

be

used.

26

(2)

The

types

of

personal

data

the

company

intends

to

27

process.

28

(3)

The

types

of

persons

with

whom

the

company

intends

to

29

share

or

sell

personal

data.

30

(4)

Whether

the

individual

will

be

compensated

for

31

providing

personal

data,

and

in

what

form

such

compensation

32

will

come.

33

b.

(1)

Obtain

consent

from

an

individual

to

allow

the

34

company

to

process

the

individual’s

personal

data

prior

to

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processing

the

individual’s

personal

data.

1

(2)

A

company

shall

obtain

consent

from

an

individual

2

by

offering

the

individual

a

clear

means

to

affirmatively

3

provide

the

consent.

The

company

shall

not

use

deceptive

or

4

manipulative

means

to

obtain

an

individual’s

consent.

5

c.

Collect

only

the

personal

data

reasonably

necessary

to

6

achieve

the

purposes

disclosed

under

paragraph

“a”

.

7

d.

Allow

an

individual

to

revoke

consent

to

allow

the

8

company

to

process

the

individual’s

data

in

a

manner

that

is

no

9

more

burdensome

than

the

manner

used

to

obtain

the

individual’s

10

consent.

11

e.

Cease

all

processing

of

the

individual’s

personal

data

12

within

thirty

calendar

days

of

receiving

notice

that

the

13

individual

has

revoked

consent

to

allow

the

company

to

process

14

the

individual’s

personal

data.

15

f.

Implement

and

maintain

administrative,

technical,

and

16

physical

practices

that

ensure

the

security

of

personal

data

17

the

company

processes.

The

practices

shall

be

appropriate

for

18

the

company

given

the

volume,

nature,

and

sensitivity

of

the

19

personal

data

the

company

processes.

20

2.

A

company

shall

not

do

any

of

the

following:

21

a.

Process

personal

data

in

a

manner

the

individual

to

whom

22

the

personal

data

pertains

has

not

consented.

23

b.

Deny

or

downgrade

an

individual’s

service

solely

because

24

the

individual

exercised

a

right

granted

under

section

715F.3.

25

Sec.

3.

NEW

SECTION

.

715F.3

Personal

data

processing

——

26

individual

rights.

27

A

resident

of

this

state

shall

have

all

of

the

following

28

rights:

29

1.

To

obtain

confirmation

from

a

company

of

whether

the

30

company

is

processing

the

individual’s

personal

data.

31

2.

To

obtain

a

detailed

summary

of

the

personal

data

32

processed

by

a

company.

33

3.

To

request

that

a

company

correct

inaccurate

personal

34

data

pertaining

to

the

individual

and

processed

by

the

company.

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4.

Subject

to

other

data

retention

requirements,

to

1

request

that

a

company

delete

personal

data

pertaining

to

the

2

individual

and

processed

by

the

company.

3

5.

To

revoke,

at

any

time,

consent

the

individual

gave

to

a

4

company

to

process

the

individual’s

personal

data.

5

Sec.

4.

NEW

SECTION

.

715F.4

Enforcement

——

penalties.

6

1.

The

attorney

general

shall

have

the

authority

to

7

investigate

violations

and

enforce

this

chapter.

8

2.

A

violation

of

this

chapter

shall

constitute

an

unlawful

9

practice

under

section

714.16.

10

3.

A

resident

of

this

state

may

bring

a

private

action

11

against

a

company

for

injunctive

relief,

civil

penalties,

and

12

actual

damages

caused

by

any

of

the

following:

13

a.

An

unauthorized

entity

obtaining

the

resident’s

personal

14

data

due

to

the

company’s

failure

to

implement

or

maintain

15

sufficient

administrative,

technical,

and

physical

practices

to

16

ensure

the

security

of

personal

data

the

company

processes.

17

b.

A

violation

of

this

chapter

the

company

committed

that

18

resulted

in

actual

damages

to

the

resident.

19

4.

A

violation

of

this

chapter

shall

be

punishable

by

a

20

civil

penalty

of

up

to

seven

thousand

five

hundred

dollars

per

21

violation

per

affected

resident

of

this

state.

22

5.

Civil

penalties

awarded

to

the

state

under

this

chapter

23

shall

be

deposited

into

the

general

fund

of

the

state.

24

Sec.

5.

NEW

SECTION

.

715F.5

Exemptions.

25

This

chapter

shall

not

apply

to

any

of

the

following:

26

1.

Personal

data

processed

in

the

course

of

obtaining,

27

issuing,

or

executing

a

valid

warrant

or

subpoena.

28

2.

Personal

data

processed

solely

for

national

security

or

29

law

enforcement

purposes.

30

3.

Personal

data

that

has

been

de-identified

or

made

31

anonymous

so

that

the

data

can

no

longer

be

reasonably

linked

32

to

an

individual.

33

Sec.

6.

Section

714.16,

subsection

2,

Code

2026,

is

amended

34

by

adding

the

following

new

paragraph:

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NEW

PARAGRAPH

.

t.

It

is

an

unlawful

practice

for

a

company

1

to

violate

chapter

715F.

2

EXPLANATION

3

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

4

the

explanation’s

substance

by

the

members

of

the

general

assembly.

5

This

bill

relates

to

personal

data

(data)

processing

6

practices

for

companies.

7

The

bill

defines

“automated

decision

making”

as

a

process

8

that

uses

data

to

make

decisions,

including

but

not

limited

to

9

profiling,

risk

scoring,

and

determining

eligibility,

without

10

human

involvement.

11

The

bill

defines

“company”

as

a

person

conducting

business

12

in

this

state

that

processes

the

data

of

5,000

or

more

13

individuals

who

reside

in

this

state

in

a

single

calendar

year.

14

The

bill

defines

“personal

data”

as

any

information

that

is

15

linked

or

reasonably

linkable

to

an

identified

or

identifiable

16

individual.

“Personal

data”

does

not

include

de-identified

or

17

aggregate

data

or

publicly

available

information.

18

The

bill

defines

“process”

as

the

act

of

performing

an

19

operation

on

data,

including

collecting,

storing,

using,

20

analyzing,

disclosing,

or

deleting

data.

21

The

bill

details

several

disclosures

a

company

must

make

22

and

acts

the

company

must

perform.

The

bill

also

prohibits

a

23

company

from

processing

data

in

a

manner

that

the

individual

24

to

whom

the

personal

data

pertains

has

not

consented,

and

25

prohibits

a

company

from

denying

or

downgrading

an

individual’s

26

service

solely

because

the

individual

exercised

a

right

granted

27

under

the

bill.

28

The

bill

details

several

rights

that

each

resident

of

this

29

state

shall

have

relating

to

data.

30

The

bill

authorizes

the

attorney

general

to

investigate

31

violations

and

enforce

the

bill.

A

violation

of

the

bill

32

shall

constitute

an

unlawful

practice

under

Code

section

33

714.16

(consumer

frauds).

A

resident

of

this

state

is

allowed

34

to

bring

a

private

action

against

a

company

for

injunctive

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relief,

civil

penalties,

and

actual

damages

caused

by

an

1

unauthorized

entity

obtaining

the

resident’s

personal

data

due

2

to

the

company’s

failure

to

implement

or

maintain

sufficient

3

administrative,

technical,

and

physical

practices

to

ensure

4

the

security

of

personal

data

the

company

processes,

or

for

a

5

violation

of

the

bill

the

company

committed

that

resulted

in

6

actual

damages

to

the

resident.

A

violation

of

the

bill

is

7

punishable

by

a

civil

penalty

of

up

to

$7,500

per

violation

8

per

affected

resident

of

this

state.

Penalties

awarded

to

the

9

state

shall

be

deposited

into

the

general

fund

of

the

state.

10

The

bill

exempts

personal

data

processed

in

the

course

of

11

obtaining,

issuing,

or

executing

a

valid

warrant

or

subpoena;

12

personal

data

processed

solely

for

national

security

or

13

law

enforcement

purposes;

and

personal

data

that

has

been

14

de-identified

or

made

anonymous

so

that

the

data

can

no

15

longer

be

reasonably

linked

to

an

individual

from

the

bill’s

16

provisions.

17

The

bill

makes

a

conforming

change

to

Code

section

714.16.

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