Read the full stored bill text
House
File
2193
-
Introduced
HOUSE
FILE
2193
BY
BERGAN
and
YOUNG
A
BILL
FOR
An
Act
relating
to
living
organ
donors
and
life
insurance,
1
disability
insurance,
and
long-term
care
insurance.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
TLSB
5385YH
(3)
91
nls/ko
H.F.
2193
Section
1.
NEW
SECTION
.
511.41
Living
organ
donors.
1
1.
As
used
in
this
section,
unless
the
context
otherwise
2
requires:
3
a.
“Covered
person”
means
a
policyholder,
subscriber,
4
enrollee,
or
other
individual
participating
in
a
policy.
5
b.
“Insurer”
means
a
person
to
whom
the
commissioner
of
6
insurance
has
issued
a
limited
lines
life
insurance,
disability
7
insurance,
or
long-term
care
insurance
producer
license.
8
c.
“Living
organ
donor”
means
an
individual
who
is
not
9
deceased
and
who
has
donated
all
or
part
of
an
organ.
10
d.
“Policy”
means
a
life
insurance
policy,
disability
11
insurance
policy,
or
long-term
care
insurance
policy.
12
2.
An
insurer
shall
not,
based
solely
on
an
individual’s
13
status
as
a
living
organ
donor,
do
any
of
the
following:
14
a.
Decline
or
limit
coverage
under
a
policy
for
a
covered
15
person
that
is
a
living
organ
donor.
16
b.
As
a
condition
of
continued
coverage
under
a
policy,
17
preclude
a
covered
person
from
becoming
a
living
organ
donor.
18
c.
Discriminate
against
a
covered
person
or
individual
in
19
the
offering,
issuance,
cancellation,
coverage
amount,
price,
20
or
any
other
condition
of
a
policy
on
the
sole
basis
that
the
21
covered
person
or
individual
is
a
living
organ
donor.
22
3.
The
commissioner
of
insurance
shall
adopt
rules
pursuant
23
to
chapter
17A
to
administer
this
section.
24
EXPLANATION
25
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
26
the
explanation’s
substance
by
the
members
of
the
general
assembly.
27
This
bill
relates
to
insurance
requirements
applicable
to
28
living
organ
donors.
29
The
bill
defines
“policy”
as
a
life
insurance
policy,
30
disability
insurance
policy,
or
long-term
care
insurance
31
policy.
A
“living
organ
donor”
(donor)
is
defined
as
an
32
individual
who
is
not
deceased
and
who
has
donated
all
or
part
33
of
an
organ.
34
Under
the
bill,
based
solely
on
an
individual’s
status
as
35
-1-
LSB
5385YH
(3)
91
nls/ko
1/
2
H.F.
2193
a
donor,
an
insurer
shall
not:
(1)
decline
or
limit
coverage
1
under
a
policy
for
a
covered
person
that
is
a
donor;
(2)
as
2
a
condition
of
continued
coverage
under
a
policy,
preclude
3
a
covered
person
from
becoming
a
living
organ
donor;
or
(3)
4
discriminate
against
a
covered
person
or
individual
in
the
5
offering,
issuance,
cancellation,
coverage
amount,
price,
or
6
any
other
condition
of
a
policy
on
the
sole
basis
that
the
7
covered
person
or
individual
is
a
donor.
8
The
commissioner
of
insurance
shall
adopt
rules
to
9
administer
the
bill.
10
-2-
LSB
5385YH
(3)
91
nls/ko
2/
2