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STATE OF IOWA
KIM REYNOLDS
GOVERNOR
April 30, 2026
The Honorable Paul Pate
Secretary of State of Iowa
State Capitol
Des Moines, Iowa 50319
Dear Mr. Secretary,
I hereby transmit:
House File 2485, an Act relating to motor vehicle dealers, including rights to certain
vehicles, records storage requirements, and remote sales of motor vehicles.
The above House File is hereby approved on this date.
Smcejely,
Kin^^ynfoldj
Govemor of lowi"
cc: Secretary of the Senate
Clerk of the House
STATE CAPITOL DES MOINES, IOWA 50319 515.281.5211 WWW.GOVERNOR.IOWA.GOV
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House File 2485
AN ACT
RELATING TO MOTOR VEHICLE DEALERSr INCLUDING RIGHTS TO CERTAIN
VEHICLES, RECORDS STORAGE REQUIREMENTS, AND REMOTE SALES OF
MOTOR VEHICLES.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
Section 1. Section 321.45, subsection 2, Code 2026, is
amended by adding the following new paragraph:
NEW PARAGRAPH, c. For purposes of this subsection, a motor
vehicle dealer licensed under chapter 322 shall be deemed to
have acquired and to possess the right, title, claim, and
interest in a vehicle if the vehicle's certificate of title is
issued or properly assigned to an entity with direct ownership
or control over the dealer.
Sec. 2. Section 321.63, Code 2026, is amended by adding the
following new subsection:
NEW SUBSECTION, 3. A dealer shall do all of the following:
a. Store all records at a place of business of the dealer
or at a place of business within the United States of an entity
that has direct ownership or control over the dealer.
b» Provide electronic records to the department within
twenty-four hours after receiving a request.
c. Provide physical records to the department within a
reasonable time considering postal delivery.
Sec. 3. Section 322.3, subsection 12, paragraphs a and c.
Code 2026, are amended to read as follows:
House File 2485, p. 2
a. The dealer or an entity with direct ownership or control
over the dealer shall possess, at the time of the sale, the
certificate of title to any motor vehicle offered for remote
sale by the dealer. The certificate of title may be in an
electronic format that is created, stored, or transferred only
through a secure electronic system approved by the department
and shall not be in a portable document format, a scanned copy,
evidenced by an electronic mail message, or in another format
created by the dealer.
c. The dealer shall not sign a proposed purchaoo agrcemGnt
until the dealer recQivoo an oxecutcd purchase agrGcmcnt from
the buyer, A signed purchase agreement must be delivered to
the dealer's place of business, as listed on the dealer's
license.
Sec. 4. Section 322.3, subsection 12, Code 2026, is amended
by adding the following new paragraphs:
NEW PARAGRAPH, f. The dealer shall disclose to a buyer all
of the following regarding the vehicle offered for sale:
(1) That the vehicle is not located in this state, if
applicable.
(2) That the certificate of title is in an electronic
format, if applicable.
(3) The estimated delivery date of the vehicle.
NEW PARAGRAPH, g. If requested, the dealer shall produce
proof, including in an electronic format, to the department
that the dealer has the certificate of title for a vehicle
offered for sale. The dealer shall also retain records showing
where a vehicle is stored, the status of the vehicle's title,
and documents relating to the remote sale of a vehicle. The
dealer shall store and provide records in accordance with
section 321.63, subsection 3.
NEW PARAGRAPH, h. Pursuant to section 554D,108 and
consistent with 49 C.F.R, pt. 580 and the federal Electronic
Signatures in Global and National Commerce Act, 15 U.S.C. §7001
et seq., an electronic signature captured and applied to an
image of a physical certificate of title that was originally
printed by a secure printing process as defined in 49 C.F.R.
§580.3, which complies with all applicable requirements under
49 C.F.R. pt. 580, shall be accepted for purposes of odometer
House File 2485, p. 3
disclosure. A dealer using an electronic signature on a
digital image of a physical title shall mark the original
title as ^Void" or "^surrendered" and submit an application
for certificate of title and registration electronically via
an authorized service provider pursuant to section 321.20,
subsection 2.
NEW PARAGRAPH, i, A remote sale of a motor vehicle is not
a door-to-door sale as defined in section 555A.1, and is not
subject to chapter 55^A.
PAT GRASSLEY
Speaker of
AMY SINCg^IR
President of the Senate
I hereby certify that this bill originated in the House and
is known as House Pile 2485, Ninety-first General Assembly.
Approved , 2026
ME^AN NELSON
Chie; ClerJ^of the House
Governor