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STATE OF IOWA
KIM REYNOLDS
GOVERNOR
May 15,2026
The Honorable Paul Pate
Secretary of State of Iowa
State Capitol
Des Moines, Iowa 50319
Dear Mr. Secretary,
I hereby transmit:
House File 2633, an Act relating to living organ donors and life insurance, disability
insurance, and long-term care insurance.
The above House File is hereby approved on this date.
Sincerely
^nSBlfeynolds
Governor of Iowa
cc: Secretary of the Senate
Clerk of the House
STATE CAPITOL DES MOINES, IOWA 50319 515.281.5211 WWW.GOVERNOR.IOWA.GOV
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House File 2633
AN ACT
RELATING TO LIVING ORGAN DONORS AND LIFE INSURANCE, DISABILITY
INSURANCE, AND LONG-TERM CARE INSURANCE.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
Section 1. NEW SECTION. 511.41 Living organ donors.
1. As used in this section, unless the context otherwise
requires:
a, ^Covered person^ means a policyholder, subscriber,
enrollee, or other individual participating in a policy.
b. ^Insurer" means a company qualified and licensed by the
insurance division to transact the business of insurance in
this state by certificate issued pursuant to chapter 508, 514,
514A, 514B, or 514E.
c. ^Living organ donor" means an individual who is not
deceased and who has donated all or part of an organ.
d, '^Policy" means a life insurance policy, disability
insurance policy, or long-term care insurance policy.
2. An insurer shall not, based solely on an individual's
status as a living organ donor, do any of the following:
a. Decline or limit coverage under a policy for a covered
person that is a living organ donor.
b. As a condition of continued coverage under a policy,
preclude a covered person from becoming a living organ donor.
c. Discriminate against a covered person or individual in
the offering, issuance, cancellation, coverage amount, price.
House Pile 2633, p. 2
or any other condition of a policy on the sole basis that the
covered person or individual is a living organ donor.
3. The commissioner of insurance may adopt rules pursuant to
chapter 17A to administer this section.
PAT GRASSLE^
Speaker of ^he House
AMY SINC^iAIR
President of the Senate
I hereby certify that this bill originated in the House and
is known as House Pile 2633, Ninety-first General Assembly.
ApprovedjMfcr2026
MEGHN NELSON
KIM RE\gQLDS
Governor