HF318 • 2026

A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations. (Formerly HSB 100 .)

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: COMMITTEE ON COMMERCE
Last action: 2025-03-12
Official status: Subcommittee recommends passage.
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations. (Formerly HSB 100 .)

A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations.

What This Bill Does

A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations.
(Formerly HSB 100 .)

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2025-03-12 Iowa Legislature
Subcommittee recommends passage.
2025-03-11 Iowa Legislature
Subcommittee Meeting: 03/12/2025 1:30PM Senate Lounge.
2025-03-05 Iowa Legislature
Subcommittee: Driscoll, Petersen, and Warme. S.J. 421 .
2025-02-27 Iowa Legislature
Fiscal note .
2025-02-24 Iowa Legislature
Read first time, referred to Commerce. S.J. 337 .
2025-02-24 Iowa Legislature
Message from House. S.J. 337 .
2025-02-20 Iowa Legislature
Immediate message. H.J. 401 .
2025-02-20 Iowa Legislature
Passed House , yeas 92, nays 0. H.J. 396 .
2025-02-20 Iowa Legislature
Amendment H-1016 adopted. H.J. 396 .
2025-02-19 Iowa Legislature
Fiscal note .
2025-02-19 Iowa Legislature
Amendment H-1016 filed. H.J. 372 .
2025-02-10 Iowa Legislature
Introduced, placed on calendar. H.J. 279 .

Official Summary Text

A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations. (Formerly HSB 100 .)

Current Bill Text

Read the full stored bill text

House

File

318

-

Reprinted

HOUSE

FILE

318

BY

COMMITTEE

ON

COMMERCE

(SUCCESSOR

TO

HSB

100)

(As

Amended

and

Passed

by

the

House

February

20,

2025

)

A

BILL

FOR

An

Act

relating

to

cost-sharing

requirements

for

supplemental

1

and

diagnostic

breast

examinations.

2

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

3

HF

318

(2)

91

nls/ko/md

H.F.

318

Section

1.

Section

514C.4A,

subsection

1,

Code

2025,

is

1

amended

by

adding

the

following

new

paragraph:

2

NEW

PARAGRAPH

.

0c.

“Cost-sharing”

means

any

coverage

limit,

3

copayment,

coinsurance,

deductible,

or

other

out-of-pocket

cost

4

obligation

imposed

by

a

policy,

contract,

or

plan

providing

for

5

third-party

payment

or

prepayment

of

health

or

medical

expenses

6

on

a

covered

person.

7

Sec.

2.

Section

514C.4A,

subsection

2,

Code

2025,

is

amended

8

by

adding

the

following

new

paragraph:

9

NEW

PARAGRAPH

.

c.

(1)

Cost-sharing

requirements

imposed

10

for

coverage

required

under

this

section

shall

not

be

less

11

favorable

than

cost-sharing

requirements

imposed

by

a

health

12

carrier

for

screening

mammograms.

13

(2)

If

a

covered

person’s

policy,

contract,

or

plan

14

providing

for

third-party

payment

or

prepayment

of

health

or

15

medical

expenses

qualifies

as

a

high-deductible

health

plan

16

under

section

223

of

the

Internal

Revenue

Code,

subparagraph

17

(1)

shall

apply

only

after

the

covered

person

satisfies

18

the

covered

person’s

minimum

deductible,

except

for

items

19

or

services

determined

to

be

preventive

care

under

section

20

223(2)(2)(C)

of

the

Internal

Revenue

Code.

21

Sec.

3.

APPLICABILITY.

This

Act

applies

to

third-party

22

payment

provider

contracts,

policies,

or

plans

delivered,

23

issued

for

delivery,

continued,

or

renewed

in

this

state

on

or

24

after

January

1,

2026.

25

-1-

HF

318

(2)

91

nls/ko/md

1/

1