Back to Iowa

HF4 • 2026

A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
BODEN
Last action
2025-01-29
Official status
Subcommittee recommends passage.
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

What This Bill Does

  • A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-01-29 Iowa Legislature

    Subcommittee recommends passage.

  2. 2025-01-27 Iowa Legislature

    Subcommittee Meeting: 01/28/2025 7:30AM House Lounge.

  3. 2025-01-22 Iowa Legislature

    Subcommittee: Wills, J., Barker and Wilson. H.J. 115 .

  4. 2025-01-14 Iowa Legislature

    Introduced, referred to Commerce. H.J. 39 .

Official Summary Text

A bill for an act relating to health benefit plans, claims for reimbursement, and explanation of benefits.

Current Bill Text

Read the full stored bill text
House

File

4

-

Introduced

HOUSE

FILE

4

BY

BODEN

A

BILL

FOR

An

Act

relating

to

health

benefit

plans,

claims

for

1

reimbursement,

and

explanation

of

benefits.

2

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

3

TLSB

1536YH

(2)

91

nls/ko

H.F.

4

Section

1.

NEW

SECTION

.

147.165

Health

benefit

plans

——

1

claims.

2

1.

As

used

in

this

section,

unless

the

context

otherwise

3

requires:

4

a.

“Covered

person”

means

the

same

as

defined

in

section

5

514J.102.

6

b.

“Health

benefit

plan”

means

a

policy,

contract,

7

certificate,

or

agreement

offered

or

issued

by

a

health

carrier

8

to

provide,

deliver,

arrange

for,

pay

for,

or

reimburse

any

of

9

the

costs

of

health

care

services.

10

c.

“Health

care

professional”

means

a

physician

or

other

11

health

care

practitioner

licensed,

accredited,

registered,

or

12

certified

to

perform

specified

health

care

services

consistent

13

with

state

law.

14

d.

“Health

care

services”

means

the

same

as

defined

in

15

section

514J.102.

16

e.

“Personal

representative”

means

the

same

as

described

in

17

45

C.F.R.

§164.502(g).

18

2.

A

health

care

professional

who

provides

health

19

care

services

to

a

covered

person

shall

submit

a

claim

for

20

reimbursement

to

the

primary

health

benefit

plan

designated

21

by

the

covered

person

or

the

covered

person’s

personal

22

representative

prior

to

submitting

a

claim

for

reimbursement

to

23

any

other

health

benefit

plan

designated

by

the

covered

person

24

or

the

covered

person’s

personal

representative.

25

Sec.

2.

NEW

SECTION

.

514A.16

Explanation

of

benefits

——

26

secondary

health

benefit

plans.

27

1.

As

used

in

this

section,

unless

the

context

otherwise

28

requires:

29

a.

“Covered

person”

means

the

same

as

defined

in

section

30

514J.102.

31

b.

“Explanation

of

benefits”

means

a

statement

provided

to

a

32

covered

person

by

the

covered

person’s

health

benefit

plan

that

33

explains

the

costs

that

the

health

benefit

plan

will

cover

for

34

the

health

care

services

received

by

the

covered

person.

35

-1-

LSB

1536YH

(2)

91

nls/ko

1/

2

H.F.

4

c.

“Health

benefit

plan”

means

a

policy,

contract,

1

certificate,

or

agreement

offered

or

issued

by

a

health

carrier

2

to

provide,

deliver,

arrange

for,

pay

for,

or

reimburse

any

of

3

the

costs

of

health

care

services.

4

d.

“Health

care

services”

means

the

same

as

defined

in

5

section

514J.102.

6

e.

“Personal

representative”

means

the

same

as

described

in

7

45

C.F.R.

§164.502(g).

8

2.

If

a

covered

person,

a

covered

person’s

personal

9

representative,

or

a

covered

person’s

secondary

health

benefit

10

plan

request

a

copy

of

an

explanation

of

benefits

from

a

11

covered

person’s

primary

health

benefit

plan,

the

primary

12

health

benefit

plan

shall

provide

a

copy

of

the

explanation

of

13

benefits

no

later

than

thirty

calendar

days

from

the

date

of

14

the

request.

15

EXPLANATION

16

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

17

the

explanation’s

substance

by

the

members

of

the

general

assembly.

18

This

bill

relates

to

health

benefit

plans,

claims

for

19

reimbursement,

and

explanation

of

benefits

(EOB).

20

Under

the

bill,

a

health

care

professional

who

provides

21

health

care

services

to

a

covered

person

(person)

shall

22

submit

a

claim

for

reimbursement

(claim)

to

the

primary

23

health

benefit

plan

(plan)

designated

by

the

person

or

their

24

personal

representative

(representative)

prior

to

submitting

25

a

claim

to

any

other

plan

designated

by

the

person

or

their

26

representative.

If

the

person,

person’s

representative,

or

27

person’s

secondary

plan

requests

a

copy

of

an

EOB

from

a

28

person’s

primary

plan,

the

primary

plan

shall

provide

a

copy

29

of

the

EOB

no

later

than

30

calendar

days

from

the

date

of

the

30

request.

31

-2-

LSB

1536YH

(2)

91

nls/ko

2/

2