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HF640 • 2026

A bill for an act concerning self-storage facilities, including acceptances and defaults of rental agreements. (Formerly HSB 184 .) Effective date: 07/01/2026.

A bill for an act concerning self-storage facilities, including acceptances and defaults of rental agreements. (Formerly HSB 184 .) Effective date: 07/01/2026.

Housing
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
COMMITTEE ON COMMERCE
Last action
2026-05-15
Official status
Signed by Governor . H.J. 05/15 .
Effective date
Not listed

Plain English Breakdown

The official source material did not provide specific details on consequences beyond limiting access when a customer uses a unit for residential purposes without breaking other rules.

Self-Storage Facility Rules

This law changes rules for self-storage facilities, including how rental agreements are accepted and what happens when someone doesn't follow the agreement.

What This Bill Does

  • It says that people can't use a storage space as their home. If they do, they break the rules and lose some access to their space until they fix it.
  • If someone takes over a storage unit but doesn't sign a written contract within 30 days, they agree to the terms of the written agreement anyway.
  • When an occupant breaks the rules for reasons other than not paying rent, or if the facility owner decides not to renew their rental agreement, the owner must give them a notice to remove items in 15 days.
  • If someone doesn't pay rent and this is allowed by their contract, the storage facility can stop letting them access their space until they pay up.
  • After giving a warning for non-payment of rent or other defaults, if items are still left in the unit, the facility owner can put a lien on those items.

Who It Names or Affects

  • Self-storage facilities and their customers

Terms To Know

default
When someone doesn't follow the rules of a rental agreement, like not paying rent or using the space for something it's not meant for.
lien
A legal claim on property to secure payment of a debt. If you don't pay your storage fees, the facility can put a lien on your items as security until you do.

Limits and Unknowns

  • The law only applies to self-storage facilities in Iowa.
  • It does not specify what happens if someone uses their storage space for residential purposes but doesn't break any other rules.
  • Details about how the facility must notify customers of defaults are limited.

Bill History

  1. 2026-05-15 Iowa Legislature

    Signed by Governor . H.J. 05/15 .

  2. 2026-05-06 Iowa Legislature

    Reported correctly enrolled, signed by Speaker and President, and sent to Governor. H.J. 05/06 .

  3. 2026-04-22 Iowa Legislature

    Message from Senate. H.J. 976 .

  4. 2026-04-22 Iowa Legislature

    Immediate message. S.J. 869 .

  5. 2026-04-22 Iowa Legislature

    Passed Senate , yeas 42, nays 2. S.J. 867 .

  6. 2026-04-22 Iowa Legislature

    Senate concurred with S-5167 . S.J. 867 .

  7. 2026-04-08 Iowa Legislature

    Message from House, with amendment S-5167 . S.J. 749 .

  8. 2026-04-07 Iowa Legislature

    Immediate message. H.J. 835 .

  9. 2026-04-07 Iowa Legislature

    Passed House , yeas 92, nays 0. H.J. 834 .

  10. 2026-04-07 Iowa Legislature

    House concurred in Senate amendment H-1261 as House amended. H.J. 834 .

  11. 2026-04-07 Iowa Legislature

    Amendment H-1292 to Senate amendment H-1261 adopted. H.J. 834 .

  12. 2025-05-07 Iowa Legislature

    Amendment H-1292 filed. H.J. 1093 .

  13. 2025-04-21 Iowa Legislature

    Senate amendment H-1261 filed. H.J. 1012 .

  14. 2025-04-21 Iowa Legislature

    Message from Senate. H.J. 995 .

  15. 2025-04-21 Iowa Legislature

    Immediate message. S.J. 839 .

  16. 2025-04-21 Iowa Legislature

    Passed Senate , yeas 45, nays 0. S.J. 838 .

  17. 2025-04-21 Iowa Legislature

    Amendment S-3089 adopted. S.J. 838 .

  18. 2025-04-21 Iowa Legislature

    Substituted for SF 471 . S.J. 838 .

  19. 2025-04-09 Iowa Legislature

    Amendment S-3089 filed. S.J. 756 .

  20. 2025-04-03 Iowa Legislature

    Placed on calendar under unfinished business. S.J. 689 .

  21. 2025-03-24 Iowa Legislature

    Explanation of vote. H.J. 789 .

  22. 2025-03-19 Iowa Legislature

    Explanation of vote. H.J. 751 .

  23. 2025-03-18 Iowa Legislature

    Read first time, attached to SF 471 . S.J. 554 .

  24. 2025-03-18 Iowa Legislature

    Message from House. S.J. 554 .

  25. 2025-03-17 Iowa Legislature

    Immediate message. H.J. 675 .

  26. 2025-03-17 Iowa Legislature

    Passed House , yeas 96, nays 0. H.J. 665 .

  27. 2025-02-28 Iowa Legislature

    Introduced, placed on calendar. H.J. 472 .

Official Summary Text

A bill for an act concerning self-storage facilities, including acceptances and defaults of rental agreements. (Formerly HSB 184 .) Effective date: 07/01/2026.

Current Bill Text

Read the full stored bill text
STATE OF IOWA
KIM REYNOLDS
GOVERNOR
May 15,2026
The Honorable Paul Pate
Secretary of State of Iowa
State Capitol
Des Moines, Iowa 50319
Dear Mr. Secretary,
I hereby transmit:
House File 640, an Act concerning self-storage facilities, including acceptances and
defaults of rental agreements.
The above House File is hereby approved on this date.
Kim Reynold^«-^
Governor of Iowa
cc: Secretary of the Senate
Clerk of the House
STATE CAPITOL DES MOINES, IOWA 50319 515.281.5211 WWW.GOVERNOR.IOWA.GOV
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House File 640
AN ACT
CONCERNING SELF-STORAGE FACILITIES, INCLUDING ACCEPTANCES AND
DEFAULTS OF RENTAL AGREEMENTS.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
Section 1. Section 578A.3, subsection 2, Code 2025, is
amended to read as follows:
2. An occupant shall not use a leased space for residential
purposes. An occupant who uses a leased space for residential
purposes is immediately in default and the operator may limit
the occupant's access to the leased space to the hours which
the office is open at the self-service storage facility and
proceed in accordance with this chapter.
Sec. 2. Section 578A.6, Code 2025, is amended to read as
follows :
578A.6 Right Rental agreement — right to deny access due to
default .
1. A rental agreement may be a written or oral agreement.
If a written rental agreement is presented to a potential
occupant by an operator and if the potential occupant takes
possession of a leased space, or if an existing occupant
retains possession of the leased space, a failure by the
occupant to execute and deliver the written rental agreement
to the operator within thirty days from the initial or renewed
date of occupancy constitutes acceptance of the terms of the
written rental agreement.
House File 640, p. 2
2. If the occupant is in default for a reason other than
nonpayment of rent, or if the operator does not renew the
occupant's rental agreement , the operator shall hav e deliver to
the occupant a written notice or an electronic mail notice, if
consented to by the parties in accordance with section 578A.5,
subsection 5, to remove personal property from the leased
space within fifteen days. During the fifteen-day period, the
operator has the right to place reasonable restrictions on the
occupant's use of the leased space, including the right to deny
or limit the occupant occupant's access to the leased space to
the hours which the office is open at the self-service storage
facility if such right is set forth in the rental agreement.
3. If the occupant is in default for nonpayment of rent, the
operator may deny the occupant access to the leased space at
the self-service storage facility if such right is set forth
in the rental agreement.
4. Any personal property remaining is subject to lien
as provided in section 578A.5 and in accordance with section
578A.7.
fe /f _ .. _ PAT GRASSLEY ll AMY SINCLAIR
Speaker of the House President of the Senate
I hereby certify that this bill originated in the House and
is known as House File 640, Ninety-first General Assembly.
Approved 2026
MEGHAN NELSON
Chief llerk o^the House
KIm'rEVNOLDS V
Governor""'