HF710 • 2026

A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163 .) Effective date: 07/01/2025.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: COMMITTEE ON NATURAL RESOURCES
Last action: 2025-05-06
Official status: Signed by Governor . H.J. 1091 .
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163 .) Effective date: 07/01/2025.

A bill for an act relating to roofs on private docks and required insurance.

What This Bill Does

A bill for an act relating to roofs on private docks and required insurance.
(Formerly HSB 163 .) Effective date: 07/01/2025.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2025-05-06 Iowa Legislature
Signed by Governor . H.J. 1091 .
2025-05-06 Iowa Legislature
Reported correctly enrolled, signed by Speaker and President, and sent to Governor. H.J. 1090 .
2025-04-28 Iowa Legislature
Message from House. S.J. 886 .
2025-04-24 Iowa Legislature
Immediate message. H.J. 1069 .
2025-04-24 Iowa Legislature
Passed House , yeas 89, nays 0. H.J. 1068 .
2025-04-24 Iowa Legislature
House concurred in Senate amendment H-1279 . H.J. 1068 .
2025-04-23 Iowa Legislature
Senate amendment H-1279 filed. H.J. 1052 .
2025-04-23 Iowa Legislature
Message from Senate. H.J. 1038 .
2025-04-23 Iowa Legislature
Immediate message. S.J. 868 .
2025-04-23 Iowa Legislature
Passed Senate , yeas 44, nays 4. S.J. 867 .
2025-04-23 Iowa Legislature
Amendment S-3066 adopted, as amended. S.J. 866 .
2025-04-23 Iowa Legislature
Amendment S-3127 to S-3066 filed, adopted. S.J. 866 .
2025-04-10 Iowa Legislature
Placed on calendar under unfinished business. S.J. 758 .
2025-04-03 Iowa Legislature
Placed on calendar.
2025-04-03 Iowa Legislature
Amendment S-3066 filed. S.J. 697 .
2025-04-03 Iowa Legislature
Committee report, recommending amendment and passage. S.J. 697 .
2025-04-03 Iowa Legislature
Subcommittee recommends passage.
2025-04-02 Iowa Legislature
Subcommittee Meeting: 04/02/2025 3:30PM Senate Lounge.
2025-04-01 Iowa Legislature
Subcommittee reassigned: De Witt, Bennett, and Sweeney. S.J. 673 .
2025-03-18 Iowa Legislature
Subcommittee: De Witt, Bennett, and Sires. S.J. 568 .
2025-03-17 Iowa Legislature
Read first time, referred to Natural Resources and Environment. S.J. 541 .
2025-03-17 Iowa Legislature
Message from House. S.J. 541 .
2025-03-17 Iowa Legislature
Explanation of vote. H.J. 676 .
2025-03-13 Iowa Legislature
Immediate message. H.J. 656 .
2025-03-13 Iowa Legislature
Passed House , yeas 96, nays 0. H.J. 650 .
2025-03-03 Iowa Legislature
Introduced, placed on calendar. H.J. 483 .

Official Summary Text

A bill for an act relating to roofs on private docks and required insurance. (Formerly HSB 163 .) Effective date: 07/01/2025.

Current Bill Text

Read the full stored bill text

STATE OF IOWA
KIM REYNOLDS
GOVERNOR
May 6, 2025
The Honorable Paul Pate
Secretary of State of Iowa
State Capitol
Des Moines, Iowa 50319
Dear Mr. Secretary,
I hereby transmit:
House File 710, an Act relating to roofs on private docks and required insurance.
The above House File is hereby approved on this date.
Sincerely,
Kim Reynolds
Governor of Iowa
cc: Secretary of the Senate
Clerk of the House
STATE CAPITOL DES MOINl'S, IOWA 50319 515.281.5211 FAX 515.725.3527 WWW.GOVERNOR.IOWA.GOV
WILL mainta;ii'Lviiimiiiumiiuunuiiini nnminniiuiiiiiinimiii!!!
GKNERAl. ASSEMBEY
House Pile 710
AN ACT
RELATING TO ROOFS ON PRIVATE DOCKS AND REQUIRED INSURANCE.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA;
Section 1. NEW SECTION. 462A.27B Dock structures —
insurance.
1. A person with a valid class I or class III dock permit/
as provided in 571 lAC ch. 16/ may construct a roof to protect a
hoist or slip if all of the following apply:
a» The roof is constructed with rust-resistant materials.
b. The roof is no more than thirty feet wide.
c. The roof is no more than twenty feet above the normal
water elevation surrounding the dock,
d. The roof is built above the boat slip or hoist.
e. The roof is not used for sleeping purposes or habitation
by a person.
2. To install a roof on a private dock pursuant to
subsection 1, a person must maintain dock liability insurance
with minimum per occurrence coverage of at least one million
dollars. The owner of the private dock shall be liable for any
damages caused by the roof constructed on the private dock.
3. Notwithstanding any other provision of law to the
contrary, an association may establish additional restrictions
and requirements in the association's rules and regulations
regarding the construction of a roof on a private dock.
Restrictions and requirements adopted pursuant to the authority
granted to an association under this subsection shall only
House File 710, p. 2
apply to the association's members and the association's
members' guests.
4. For purposes of this section, '^association'' r!iea.ns a
nonprofit corporation incorporated under chapter 504, named as
an association, that manages a community that is located on a
subdivision that ^s adjacent to or abuts^^ public lake.
PAT GRASSLE^
Speaker of//the House
AMY SIl^AIR
President of the Senate
I hereby certify that this bill originated in the House and
is known as House File 710, Ninety-first General Assembly.
Approved
MEGHAN NELSON
Chief (Slerk of the House
, 2025
KIM RIYNOLDS
Governor