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House
File
918
-
Reprinted
HOUSE
FILE
918
BY
COMMITTEE
ON
PUBLIC
SAFETY
(SUCCESSOR
TO
HSB
172)
(As
Amended
and
Passed
by
the
House
March
25,
2025
)
A
BILL
FOR
An
Act
relating
to
motor
vehicle
financial
liability
coverage,
1
providing
penalties,
and
including
effective
date
2
provisions.
3
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
4
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Section
1.
Section
321.20,
subsection
1,
Code
2025,
is
1
amended
by
adding
the
following
new
paragraph:
2
NEW
PARAGRAPH
.
g.
If
the
vehicle
is
a
motor
vehicle,
the
3
owner
shall
certify
on
the
application
that
financial
liability
4
coverage
is
in
effect
for
the
motor
vehicle
pursuant
to
section
5
321.20B
and
provide
a
copy
of
the
proof
of
financial
liability
6
coverage
card
issued
for
the
motor
vehicle,
a
description
of
7
the
financial
liability
coverage
as
noted
on
the
proof
of
8
financial
liability
coverage
card,
or
other
documentation
9
acceptable
to
the
department.
This
paragraph
does
not
apply
10
to
a
motor
vehicle
excluded
from
the
requirements
of
section
11
321.20B.
12
Sec.
2.
Section
321.20B,
subsection
4,
paragraph
c,
Code
13
2025,
is
amended
by
striking
the
paragraph.
14
Sec.
3.
Section
321.20B,
subsection
5,
paragraph
b,
Code
15
2025,
is
amended
by
striking
the
paragraph
and
inserting
in
16
lieu
thereof
the
following:
17
b.
Issue
a
citation
to
the
driver.
18
Sec.
4.
Section
321.20B,
Code
2025,
is
amended
by
adding
the
19
following
new
subsections:
20
NEW
SUBSECTION
.
5A.
An
owner
or
driver
cited
for
or
charged
21
with
a
violation
of
subsection
1
who
produces
to
the
clerk
of
22
court
prior
to
the
date
of
the
person’s
court
appearance
proof
23
that
financial
liability
coverage
was
in
effect
for
the
motor
24
vehicle
at
the
time
the
person
was
stopped,
or
if
the
driver
25
is
not
the
owner
of
the
motor
vehicle,
proof
that
financial
26
liability
coverage
was
in
effect
for
the
driver
with
respect
27
to
the
motor
vehicle
being
driven
at
the
time
the
driver
was
28
stopped
in
the
same
manner
as
if
the
motor
vehicle
were
owned
29
by
the
driver,
shall
be
given
a
receipt
indicating
that
proof
30
was
provided,
and
the
citation
or
charge
shall
be
dismissed
by
31
the
court.
Upon
dismissal,
the
court
or
clerk
of
court
shall
32
assess
the
costs
of
the
action
against
the
defendant.
33
NEW
SUBSECTION
.
5B.
A
person
convicted
of
a
violation
of
34
subsection
1
is
guilty
of
a
simple
misdemeanor
punishable
as
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a
scheduled
violation
under
section
805.8A,
subsection
14,
1
paragraph
“f”
.
2
Sec.
5.
Section
321.30,
Code
2025,
is
amended
by
adding
the
3
following
new
subsection:
4
NEW
SUBSECTION
.
4.
The
department
or
the
county
treasurer
5
shall
refuse
registration
of
a
motor
vehicle
if
the
owner
6
does
not
provide
satisfactory
proof
that
financial
liability
7
coverage
is
in
effect
for
the
motor
vehicle
pursuant
to
section
8
321.20B.
This
subsection
does
not
apply
to
a
motor
vehicle
9
excluded
from
the
requirements
of
section
321.20B.
10
Sec.
6.
Section
321.40,
Code
2025,
is
amended
by
adding
the
11
following
new
subsection:
12
NEW
SUBSECTION
.
11.
A
form
for
certification
of
financial
13
liability
coverage
pursuant
to
section
321.20B
shall
accompany
14
each
renewal
statement
sent
to
the
owner
of
a
motor
vehicle
15
under
this
section.
The
county
treasurer
shall
refuse
to
renew
16
the
registration
of
a
motor
vehicle
if
the
applicant
does
not
17
submit
satisfactory
proof
of
financial
liability
coverage
in
18
effect
for
the
motor
vehicle
pursuant
to
section
321.20B.
This
19
subsection
does
not
apply
to
a
motor
vehicle
excluded
from
the
20
requirements
of
section
321.20B.
21
Sec.
7.
Section
805.8A,
subsection
14,
paragraph
f,
Code
22
2025,
is
amended
to
read
as
follows:
23
f.
Proof
of
financial
responsibility.
If,
in
connection
with
24
a
motor
vehicle
accident,
a
person
is
charged
and
found
guilty
25
of
a
violation
of
section
321.20B,
subsection
1
,
the
scheduled
26
fine
is
six
hundred
forty-five
dollars;
otherwise,
the
27
scheduled
fine
for
a
violation
of
section
321.20B,
subsection
28
1
,
is
three
hundred
twenty-five
dollars.
29
(1)
The
scheduled
fine
for
a
violation
of
section
321.20B,
30
subsection
1,
is
as
follows:
31
(a)
If
the
violation
occurred
in
connection
32
with
a
motor
vehicle
accident
.
.
.
.
.
.
.
.
.
.
.
.
$645.
33
(b)
If
the
violation
did
not
occur
in
connection
34
with
a
motor
vehicle
accident
.
.
.
.
.
.
.
.
.
.
.
.
$325.
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(c)
For
a
second
violation
within
five
years,
the
scheduled
1
fine
under
subparagraph
division
(a)
or
(b),
as
applicable,
2
shall
be
doubled.
3
(d)
For
a
third
or
subsequent
violation
within
five
years,
4
the
scheduled
fine
under
subparagraph
division
(a)
or
(b),
as
5
applicable,
shall
be
tripled.
6
(2)
Notwithstanding
section
805.12
,
fines
collected
7
pursuant
to
this
paragraph
shall
be
submitted
to
the
state
8
court
administrator
and
distributed
fifty
percent
to
the
victim
9
compensation
fund
established
in
section
915.94
,
twenty-five
10
percent
to
the
county
in
which
such
fine
is
imposed,
and
11
twenty-five
percent
to
the
general
fund
of
the
state.
12
Sec.
8.
EFFECTIVE
DATE.
The
following
take
effect
December
13
1,
2028:
14
1.
The
section
of
this
Act
enacting
section
321.20,
15
subsection
1,
paragraph
“g”.
16
2.
The
section
of
this
Act
enacting
section
321.30,
17
subsection
4.
18
3.
The
section
of
this
Act
enacting
section
321.40,
19
subsection
11.
20
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