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SF215 • 2026

A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

Children
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
TRONE GARRIOTT
Last action
2025-02-05
Official status
Subcommittee: Driscoll, Trone Garriott, and Webster. S.J. 203 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

What This Bill Does

  • A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-02-05 Iowa Legislature

    Subcommittee: Driscoll, Trone Garriott, and Webster. S.J. 203 .

  2. 2025-02-05 Iowa Legislature

    Introduced, referred to Commerce. S.J. 201 .

Official Summary Text

A bill for an act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.

Current Bill Text

Read the full stored bill text
Senate

File

215

-

Introduced

SENATE

FILE

215

BY

TRONE

GARRIOTT

A

BILL

FOR

An

Act

relating

to

the

inclusion

of

the

value

of

child

1

restraint

systems

in

the

loss

calculation

for

specified

2

insurance

settlements

of

automobile

partial

or

total

losses,

3

and

including

applicability

provisions.

4

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

5

TLSB

2153XS

(2)

91

nls/ko

S.F.

215

Section

1.

NEW

SECTION

.

507B.4D

Automobile

loss

settlements

1

——

child

restraint

systems.

2

If

an

automobile

insurance

policy

provides

for

the

3

settlement

of

an

automobile

partial

loss

or

total

loss,

a

4

person

shall

include

the

value

of

any

child

restraint

system

5

that

is

located

in

an

automobile

at

the

time

the

automobile

6

is

subject

to

a

partial

loss

or

a

total

loss.

For

purposes

7

of

this

section,

“automobile”

has

the

same

meaning

as

defined

8

in

section

321.1,

subsection

42,

paragraph

“d”

,

and

“child

9

restraint

system”

has

the

same

meaning

as

defined

in

section

10

321.446,

subsection

7.

11

Sec.

2.

APPLICABILITY.

This

Act

applies

to

automobile

12

losses

for

automobiles

that

are

subject

to

a

partial

loss

or

a

13

total

loss

occurring

on

or

after

July

1,

2025.

14

EXPLANATION

15

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

16

the

explanation’s

substance

by

the

members

of

the

general

assembly.

17

This

bill

relates

to

the

inclusion

of

the

value

of

child

18

restraint

systems

in

the

loss

calculation

for

insurance

19

settlements

of

automobile

partial

or

total

losses.

The

bill

20

requires

a

person

to

include

the

value

of

any

child

restraint

21

systems

that

are

located

in

an

automobile

at

the

time

the

22

automobile

is

subject

to

a

partial

or

total

loss.

“Automobile”

23

is

defined

in

the

bill

as

a

motor

vehicle

designed

primarily

24

for

carrying

nine

passengers

or

less,

excluding

motorcycles

25

and

motorized

bicycles.

The

bill

defines

“child

restraint

26

system”

as

a

specially

designed

seating

system,

including

a

27

belt-positioning

seat

or

a

booster

seat,

that

meets

federal

28

motor

vehicle

safety

standards

set

forth

in

49

C.F.R.

§571.213.

29

The

bill

applies

to

automobile

losses

for

automobiles

that

30

are

subject

to

a

partial

or

total

loss

occurring

on

or

after

31

July

1,

2025.

32

-1-

LSB

2153XS

(2)

91

nls/ko

1/

1