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A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
COMMITTEE ON HEALTH AND HUMAN SERVICES
Last action
2026-03-04
Official status
Withdrawn. S.J. 475 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

What This Bill Does

  • A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-03-04 Iowa Legislature

    Withdrawn. S.J. 475 .

  2. 2026-03-04 Iowa Legislature

    HF 2635 substituted. S.J. 474 .

  3. 2026-03-04 Iowa Legislature

    Amendment S-5060 filed, adopted. S.J. 474 .

  4. 2026-03-04 Iowa Legislature

    Fiscal note .

  5. 2026-03-04 Iowa Legislature

    Attached to HF 2635 . S.J. 461 .

  6. 2026-03-03 Iowa Legislature

    Committee report, recommending passage. S.J. 457 .

  7. 2026-03-02 Iowa Legislature

    Subcommittee recommends passage.

  8. 2026-02-25 Iowa Legislature

    Subcommittee Meeting: 03/02/2026 12:30PM Room 315.

  9. 2026-02-25 Iowa Legislature

    Subcommittee: Warme, Bousselot, and Knox. S.J. 411 .

  10. 2026-02-24 Iowa Legislature

    Referred to Commerce. S.J. 376 .

  11. 2026-02-23 Iowa Legislature

    Committee report, approving bill. S.J. 367 .

  12. 2026-02-23 Iowa Legislature

    Introduced, placed on calendar. S.J. 354 .

Official Summary Text

A bill for an act relating to utilization review organizations’ use of artificial intelligence, prior authorization determinations and exemptions, and audits, and including applicability provisions.(Formerly SSB 3118 .)

Current Bill Text

Read the full stored bill text
Senate

File

2421

-

Introduced

SENATE

FILE

2421

BY

COMMITTEE

ON

HEALTH

AND

HUMAN

SERVICES

(SUCCESSOR

TO

SSB

3118)

A

BILL

FOR

An

Act

relating

to

utilization

review

organizations’

use

of

1

artificial

intelligence,

prior

authorization

determinations

2

and

exemptions,

and

audits,

and

including

applicability

3

provisions.

4

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

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DIVISION

I

1

PRIOR

AUTHORIZATION

——

USE

OF

ARTIFICIAL

INTELLIGENCE

AND

PEER

2

REVIEW

3

Section

1.

Section

514F.8,

subsection

1,

Code

2026,

is

4

amended

by

adding

the

following

new

paragraph:

5

NEW

PARAGRAPH

.

0b.

“Downgrade”

means

a

decision

by

a

6

health

carrier

or

utilization

review

organization

to

change

7

an

expedited

or

urgent

request

for

prior

authorization

8

to

a

standard

determination,

or

otherwise

modify

a

health

9

care

service

that

is

the

subject

of

a

request

for

prior

10

authorization

to

a

lower-level

health

care

service.

11

Sec.

2.

Section

514F.8,

Code

2026,

is

amended

by

adding

the

12

following

new

subsection:

13

NEW

SUBSECTION

.

2A.

A

utilization

review

organization

may

14

use

an

artificial

intelligence-based

algorithm

to

provide

an

15

initial

review

of

a

request

for

prior

authorization,

except

16

that,

for

a

prior

authorization

request

for

a

health

care

17

service

based

on

medical

necessity,

a

utilization

review

18

organization

shall

not

use

an

artificial

intelligence-based

19

algorithm

as

the

sole

basis

for

the

utilization

review

20

organization’s

decision

to

deny,

delay,

or

downgrade

the

prior

21

authorization

request.

22

Sec.

3.

NEW

SECTION

.

514F.8A

Prior

authorizations

——

peer

23

review.

24

1.

For

purposes

of

this

section:

25

a.

“Clinical

peer”

means

a

health

care

professional

that

26

meets

all

of

the

following

requirements:

27

(1)

The

health

care

professional

practices

in

the

same

or

28

similar

specialty

as

the

health

care

provider

that

requested

29

a

prior

authorization.

30

(2)

The

health

care

professional

has

experience

managing

31

the

specific

medical

condition

or

administering

the

health

care

32

service

that

is

the

subject

of

the

prior

authorization

request.

33

(3)

The

health

care

professional

is

employed

by

or

34

contracted

with

the

utilization

review

organization

or

health

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carrier

to

which

a

health

care

provider

submitted

a

request

for

1

prior

authorization.

2

b.

“Covered

person”

means

the

same

as

defined

in

section

3

514F.8.

4

c.

“Downgrade”

means

a

decision

by

a

health

carrier

5

or

utilization

review

organization

to

change

an

expedited

6

or

urgent

request

for

prior

authorization

to

a

standard

7

determination,

or

otherwise

modify

a

health

care

service

that

8

is

the

subject

of

a

request

for

prior

authorization

to

a

9

lower-level

health

care

service.

10

d.

“Health

care

professional”

means

the

same

as

defined

in

11

section

514J.102.

12

e.

“Health

care

provider”

means

the

same

as

defined

in

13

section

514F.8.

14

f.

“Health

care

services”

means

the

same

as

defined

in

15

section

514F.8.

16

g.

“Health

carrier”

means

the

same

as

defined

in

section

17

514F.8.

18

h.

“Physician”

means

a

licensed

doctor

of

medicine

and

19

surgery

or

a

licensed

doctor

of

osteopathic

medicine

and

20

surgery

licensed

under

chapter

148.

21

i.

“Prior

authorization”

means

the

same

as

defined

in

22

section

514F.8.

23

j.

“Qualified

reviewer”

means

a

physician

that

meets

all

of

24

the

following

requirements:

25

(1)

The

physician

practices

in

the

same

or

a

similar

26

specialty

as

the

health

care

provider

that

requested

a

prior

27

authorization.

28

(2)

The

physician

has

the

training

and

expertise

to

treat

29

the

specific

medical

condition

that

is

the

subject

of

a

30

request

for

prior

authorization,

including

sufficient

knowledge

31

to

determine

whether

the

health

care

service

that

is

the

32

subject

of

the

request

is

medically

necessary

or

clinically

33

appropriate.

34

(3)

The

physician

is

employed

by

or

contracted

with

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the

utilization

review

organization

or

health

carrier

to

1

which

a

health

care

provider

submitted

a

request

for

prior

2

authorization.

3

k.

“Utilization

review

organization”

means

the

same

as

4

defined

in

section

514F.8.

5

2.

A

utilization

review

organization

shall

not

deny

or

6

downgrade

a

request

for

prior

authorization

unless

all

of

the

7

following

requirements

are

met:

8

a.

The

decision

to

deny

or

downgrade

the

request

is

made

by

9

either

of

the

following:

10

(1)

A

qualified

reviewer,

if

the

health

care

provider

11

requesting

prior

authorization

is

a

physician.

12

(2)

A

clinical

peer,

if

the

health

care

provider

requesting

13

prior

authorization

is

not

a

physician.

14

b.

The

utilization

review

organization

provides

the

health

15

care

provider

that

requested

the

prior

authorization

all

of

the

16

following:

17

(1)

A

written

statement

that

cites

the

specific

reasons

18

for

the

denial

or

downgrade,

including

any

coverage

criteria

19

or

limits,

or

clinical

criteria,

that

the

utilization

review

20

organization

considered

or

that

was

the

basis

for

the

denial

21

or

downgrade.

The

written

statement

shall

be

signed

by

either

22

of

the

following:

23

(a)

The

qualified

reviewer

that

made

the

denial

or

downgrade

24

determination,

if

the

health

care

provider

that

requested

prior

25

authorization

is

a

physician.

26

(b)

The

clinical

peer

that

made

the

denial

or

downgrade

27

determination,

if

the

health

care

provider

that

requested

prior

28

authorization

is

not

a

physician.

29

(2)

A

written

explanation

of

the

utilization

review

30

organization’s

appeals

process.

The

utilization

review

31

organization

shall

also

provide

the

written

explanation

to

the

32

covered

person

for

whom

prior

authorization

was

requested.

33

(3)

A

written

attestation

that

is

either

of

the

following:

34

(a)

If

the

health

care

provider

that

requested

prior

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authorization

is

a

physician,

a

written

attestation

that

1

the

qualified

reviewer

who

made

the

denial

or

downgrade

2

determination

practices

in

the

same

or

a

similar

specialty

as

3

the

health

care

provider,

and

has

the

requisite

training

and

4

expertise

to

treat

the

medical

condition

that

is

the

subject

5

of

the

request

for

prior

authorization,

including

sufficient

6

knowledge

to

determine

whether

the

health

care

service

is

7

medically

necessary

or

clinically

appropriate.

The

attestation

8

shall

include

the

qualified

reviewer’s

name,

national

provider

9

identifier,

board

certifications,

specialty

expertise,

and

10

educational

background.

11

(b)

If

the

health

care

provider

that

requested

prior

12

authorization

is

not

a

physician,

a

written

attestation

13

that

the

clinical

peer

who

made

the

denial

or

downgrade

14

determination

practices

in

the

same

or

a

similar

specialty

as

15

the

health

care

provider,

and

the

clinical

peer

has

experience

16

managing

the

specific

medical

condition

or

administering

17

the

health

care

service

that

is

the

subject

of

the

request

18

for

prior

authorization.

The

attestation

shall

include

19

the

clinical

peer’s

name,

national

provider

identifier,

20

board

certifications,

specialty

expertise,

and

educational

21

background.

22

3.

A

utilization

review

organization

that

denies

a

request

23

for

prior

authorization

shall,

no

later

than

seven

business

24

days

after

the

date

that

the

utilization

review

organization

25

notifies

the

requesting

health

care

provider

of

the

denial,

26

conduct

a

consultation

either

in

person

or

remotely,

as

27

follows:

28

a.

Between

the

health

care

provider

and

a

qualified

29

reviewer,

if

the

health

care

provider

requesting

prior

30

authorization

is

a

physician.

31

b.

Between

the

health

care

provider

and

a

clinical

peer,

if

32

the

health

care

provider

requesting

prior

authorization

is

not

33

a

physician.

34

4.

a.

If

a

utilization

review

organization’s

decision

to

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deny

or

downgrade

a

request

for

prior

authorization

is

appealed

1

by

the

requesting

health

care

provider

or

covered

person,

the

2

appeal

shall

be

conducted

by

either

of

the

following:

3

(1)

A

qualified

reviewer,

if

the

health

care

provider

4

requesting

prior

authorization

is

a

physician.

5

(2)

A

clinical

peer,

if

the

health

care

provider

requesting

6

prior

authorization

is

not

a

physician.

7

b.

A

qualified

reviewer

or

clinical

peer

involved

in

the

8

initial

denial

or

downgrade

determination

of

a

request

for

9

prior

authorization

that

is

the

subject

of

an

appeal

shall

not

10

conduct

the

appeal.

11

c.

When

conducting

an

appeal

of

a

request

for

prior

12

authorization,

the

qualified

reviewer

or

clinical

peer

shall

13

consider

the

known

clinical

aspects

of

the

health

care

services

14

under

review,

including

but

not

limited

to

medical

records

15

relevant

to

the

covered

person’s

medical

condition

that

16

is

the

subject

of

the

health

care

services

for

which

prior

17

authorization

is

requested,

and

any

relevant

medical

literature

18

submitted

by

the

health

care

provider

as

part

of

the

appeal.

19

5.

The

commissioner

of

insurance

may

adopt

rules

pursuant

to

20

chapter

17A

to

administer

this

section.

21

Sec.

4.

APPLICABILITY.

This

division

of

this

Act

applies

22

to

all

of

the

following:

23

1.

Requests

for

prior

authorization

made

before

January

24

1,

2027,

if

the

request

has

not

been

finally

determined

on

or

25

before

that

date.

26

2.

Requests

for

prior

authorization

made

on

or

after

January

27

1,

2027.

28

DIVISION

II

29

PRIOR

AUTHORIZATION

——

CANCER-RELATED

EXEMPTIONS

30

Sec.

5.

NEW

SECTION

.

514F.8B

Prior

authorizations

——

31

exemptions

for

cancer-related

screenings.

32

1.

For

purposes

of

this

section:

33

a.

“Covered

person”

means

the

same

as

defined

in

section

34

514F.8.

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b.

“Health

benefit

plan”

means

the

same

as

defined

in

1

section

514J.102.

2

c.

“Health

care

professional”

means

the

same

as

defined

in

3

section

514J.102.

4

d.

“Health

carrier”

means

an

entity

subject

to

the

5

insurance

laws

and

regulations

of

this

state,

or

subject

6

to

the

jurisdiction

of

the

commissioner,

including

an

7

insurance

company

offering

sickness

and

accident

plans,

a

8

health

maintenance

organization,

a

nonprofit

health

service

9

corporation,

a

plan

established

pursuant

to

chapter

509A

10

for

public

employees,

or

any

other

entity

providing

a

plan

11

of

health

insurance,

health

care

benefits,

or

health

care

12

services.

“Health

carrier”

includes

the

following:

13

(1)

The

medical

assistance

program

under

chapter

249A

and

14

the

healthy

and

well

kids

in

Iowa

(Hawki)

program

under

chapter

15

514I.

16

(2)

A

managed

care

organization

acting

pursuant

to

a

17

contract

with

the

department

of

health

and

human

services

to

18

administer

the

medical

assistance

program

under

chapter

249A,

19

or

the

healthy

and

well

kids

in

Iowa

(Hawki)

program

under

20

chapter

514I.

21

e.

“Prior

authorization”

means

the

same

as

defined

in

22

section

514F.8.

23

f.

“Utilization

review”

means

the

same

as

defined

in

section

24

514F.4,

subsection

3.

25

2.

A

health

carrier

shall

not

require

prior

authorization

26

for,

or

impose

additional

utilization

review

requirements

on,

a

27

covered

person

for

a

cancer-related

screening

if

the

screening

28

is

recommended

by

the

covered

person’s

health

care

professional

29

based

on

the

most

recently

updated

national

comprehensive

30

cancer

network

clinical

practice

guidelines

in

oncology.

31

3.

The

director

of

health

and

human

services

shall

adopt

32

rules

pursuant

to

chapter

17A

to

administer

this

section,

33

including

but

not

limited

to

rules

relating

to

all

of

the

34

following:

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a.

The

medical

assistance

program

under

chapter

249A

and

1

the

healthy

and

well

kids

in

Iowa

(Hawki)

program

under

chapter

2

514I.

3

b.

A

managed

care

organization

acting

pursuant

to

a

contract

4

with

the

department

of

health

and

human

services

to

administer

5

the

medical

assistance

program

under

chapter

249A,

or

the

6

healthy

and

well

kids

in

Iowa

(Hawki)

program

under

chapter

7

514I.

8

4.

The

commissioner

of

insurance

may

adopt

rules

pursuant

9

to

chapter

17A

to

administer

this

section,

except

as

otherwise

10

provided

in

subsection

3.

11

Sec.

6.

APPLICABILITY.

This

division

of

this

Act

applies

12

to

all

of

the

following:

13

1.

Health

benefit

plans

delivered,

issued

for

delivery,

14

continued,

or

renewed

in

this

state

on

or

after

January

1,

15

2027.

16

2.

Requests

for

prior

authorization

for

a

cancer-related

17

screening

if

the

screening

is

recommended

by

the

covered

18

person’s

health

care

professional

based

on

the

most

recently

19

updated

national

comprehensive

cancer

network

clinical

practice

20

guidelines

in

oncology,

the

request

is

made

before

January

1,

21

2027,

and

the

request

has

not

been

finally

determined

on

or

22

before

that

date.

23

3.

Requests

for

prior

authorization

for

a

cancer-related

24

screening,

if

the

screening

is

recommended

by

the

covered

25

person’s

health

care

professional

based

on

the

most

recently

26

updated

national

comprehensive

cancer

network

clinical

practice

27

guidelines

in

oncology,

made

on

or

after

January

1,

2027.

28

DIVISION

III

29

PRIOR

AUTHORIZATION

——

LIFE-THREATENING

HEALTH

CONDITIONS

30

Sec.

7.

NEW

SECTION

.

514F.8C

Prior

authorizations

——

31

exemptions

for

life-threatening

health

conditions.

32

1.

For

purposes

of

this

section:

33

a.

“Covered

person”

means

the

same

as

defined

in

section

34

514F.8.

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b.

“Health

benefit

plan”

means

the

same

as

defined

in

1

section

514J.102.

2

c.

“Health

care

professional”

means

the

same

as

defined

in

3

section

514J.102.

4

d.

“Health

carrier”

means

the

same

as

defined

in

section

5

514F.8.

6

e.

“Prior

authorization”

means

the

same

as

defined

in

7

section

514F.8.

8

f.

“Utilization

review”

means

the

same

as

defined

in

section

9

514F.4,

subsection

3.

10

2.

A

health

carrier

shall

not

require

prior

authorization

11

for,

or

impose

additional

utilization

review

requirements

12

on,

a

covered

person

for

diagnosis

and

treatment

of

a

health

13

condition

that

develops

or

becomes

evident

in

a

covered

person

14

while

the

covered

person

is

receiving

treatment

at

an

inpatient

15

facility,

and

the

health

condition

is

reasonably

determined

by

16

a

health

care

professional

to

be

a

life-threatening

condition

17

unless

the

covered

person

receives

immediate

assessment

and

18

treatment.

19

3.

The

commissioner

of

insurance

may

adopt

rules

pursuant

to

20

chapter

17A

to

administer

this

section.

21

Sec.

8.

APPLICABILITY.

This

division

of

this

Act

applies

22

to

all

of

the

following:

23

1.

Health

benefit

plans

delivered,

issued

for

delivery,

24

continued,

or

renewed

in

this

state

on

or

after

January

1,

25

2027.

26

2.

Requests

for

prior

authorization

for

diagnosis

and

27

treatment

of

a

health

condition

that

develops

or

becomes

28

evident

in

a

covered

person

while

the

covered

person

29

is

receiving

treatment

at

an

inpatient

facility

if

the

30

health

condition

is

reasonably

determined

by

a

health

care

31

professional

to

be

a

life-threatening

condition

unless

the

32

covered

person

receives

immediate

assessment

and

treatment,

the

33

request

is

made

before

January

1,

2027,

and

the

request

has

not

34

been

finally

determined

on

or

before

that

date.

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DIVISION

IV

1

UTILIZATION

REVIEW

ORGANIZATIONS

——

PREPAYMENT

AUDITS

2

Sec.

9.

NEW

SECTION

.

514F.10

Utilization

review

3

organizations

——

prepayment

audits.

4

1.

For

purposes

of

this

section:

5

a.

“Audit”

means

a

review,

investigation,

or

request

for

6

additional

documentation

by

a

health

carrier

or

utilization

7

review

organization

on

behalf

of

the

health

carrier

prior

to

or

8

after

issuing

payment

on

a

claim

to

a

health

care

provider.

9

b.

“Health

care

provider”

means

the

same

as

defined

in

10

section

514F.8.

11

c.

“Health

carrier”

means

the

same

as

defined

in

section

12

514F.8.

13

d.

“Utilization

review

organization”

means

the

same

as

14

defined

in

section

514F.8.

15

2.

A

health

carrier

or

utilization

review

organization

that

16

conducts

an

audit

shall

notify

the

health

care

provider

that

17

submitted

the

claim

of

the

initiation

of

the

audit

no

later

18

than

fifteen

calendar

days

after

the

date

the

health

carrier

19

selects

the

claim

for

audit.

20

3.

A

health

carrier

or

utilization

review

organization

21

shall

complete

an

audit

of

a

claim

and

issue

a

determination

22

on

the

claim

to

the

health

care

provider

that

submitted

23

the

claim

no

later

than

forty-five

calendar

days

after

the

24

date

that

the

utilization

review

organization

receives

all

25

requested

documentation

regarding

the

claim

from

the

health

26

care

provider.

27

4.

A

health

care

provider

that

submitted

a

claim

that

is

28

the

subject

of

an

audit

by

a

health

carrier

or

utilization

29

review

organization,

and

that

receives

an

adverse

determination

30

regarding

the

claim,

may

appeal

the

adverse

determination

no

31

later

than

thirty

calendar

days

after

the

date

the

health

care

32

provider

receives

the

audit

determination.

33

5.

A

health

carrier

or

utilization

review

organization

34

shall

consider

an

appeal

under

subsection

4,

and

issue

a

final

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determination

on

the

claim

that

is

the

subject

of

the

appeal,

1

no

later

than

fourteen

calendar

days

after

that

date

the

health

2

carrier

or

utilization

review

organization

receives

notice

of

3

the

appeal.

4

6.

If

a

health

carrier

or

utilization

review

organization

5

violates

this

section,

the

claim

shall

be

automatically

6

approved

by

the

health

carrier

or

utilization

review

7

organization

and

promptly

paid

pursuant

to

section

507B.4A,

8

subsection

2.

9

7.

The

commissioner

of

insurance

may

adopt

rules

pursuant

to

10

chapter

17A

to

administer

and

enforce

this

section.

11

Sec.

10.

APPLICABILITY.

This

division

of

this

Act

applies

12

to

audits

initiated

on

or

after

January

1,

2027.

13

EXPLANATION

14

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

15

the

explanation’s

substance

by

the

members

of

the

general

assembly.

16

This

bill

relates

to

utilization

review

organizations’

use

17

of

artificial

intelligence,

prior

authorization

determinations

18

and

exemptions,

and

audits.

19

DIVISION

I

——

PRIOR

AUTHORIZATION

——

USE

OF

ARTIFICIAL

20

INTELLIGENCE

AND

PEER

REVIEW.

Under

the

bill,

a

21

utilization

review

organization

(URO)

may

use

an

artificial

22

intelligence-based

algorithm

to

provide

an

initial

review

of

23

a

request

for

prior

authorization

(authorization),

except

24

that,

for

a

request

for

a

health

care

service

(service)

25

based

on

medical

necessity,

a

URO

shall

not

use

an

artificial

26

intelligence-based

algorithm

as

the

sole

basis

for

a

decision

27

to

deny,

delay,

or

downgrade

the

authorization

request.

28

“Downgrade”

is

defined

in

the

bill.

29

A

URO

shall

not

deny

or

downgrade

a

request

for

authorization

30

unless

the

decision

is

made

by

a

qualified

reviewer

or

clinical

31

peer

and

the

URO

provides

the

health

care

provider

(provider)

32

requesting

authorization

a

written

statement

citing

the

33

reasons

for

the

decision,

explaining

the

appeals

process,

and

34

a

written

attestation

as

described

by

the

bill.

If

a

request

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for

authorization

is

denied,

the

URO

shall

notify

the

provider

1

within

seven

days

and

conduct

a

consultation

as

described

by

2

the

bill.

“Clinical

peer”

and

“qualified

reviewer”

are

defined

3

in

the

bill.

4

If

a

URO’s

decision

to

deny

or

downgrade

a

request

for

5

authorization

is

appealed

by

the

requesting

provider

or

covered

6

person

(person),

the

appeal

shall

be

conducted

by

a

qualified

7

reviewer

or

clinical

peer

who

was

not

involved

in

the

initial

8

denial

or

downgrade.

When

conducting

an

appeal,

the

qualified

9

reviewer

or

clinical

peer

shall

consider

the

known

clinical

10

aspects

of

the

services

under

review.

11

The

commissioner

of

insurance

(commissioner)

may

adopt

rules

12

to

administer

this

division

of

the

bill.

13

This

division

of

the

bill

applies

to

requests

for

14

authorization

made

before

January

1,

2027,

if

the

request

15

has

not

been

finally

determined

on

or

before

that

date,

and

16

requests

for

authorization

made

on

or

after

January

1,

2027.

17

DIVISION

II

——

PRIOR

AUTHORIZATION

——

CANCER-RELATED

18

EXEMPTIONS.

A

health

carrier

(carrier)

shall

not

require

19

authorization

for,

or

impose

additional

utilization

review

20

requirements

on,

a

person

for

a

cancer-related

screening

21

(screening)

if

the

screening

is

recommended

by

the

person’s

22

health

care

professional

(professional)

based

on

the

most

23

recently

updated

national

comprehensive

cancer

network

clinical

24

practice

guidelines

in

oncology.

The

director

of

health

25

and

human

services

shall

adopt

rules,

and

the

commissioner

26

may

adopt

rules,

to

administer

this

division

of

the

bill

as

27

detailed

in

the

bill.

28

This

division

of

the

bill

applies

to

health

benefit

plans

29

(plans)

delivered,

issued

for

delivery,

continued,

or

renewed

30

on

or

after

January

1,

2027,

and

requests

for

authorization

31

for

a

screening

recommended

by

a

person’s

professional

if

32

the

request

is

made

before

January

1,

2027,

and

has

not

been

33

finally

determined

on

or

before

that

date.

The

bill

also

34

applies

to

such

requests

made

on

or

after

January

1,

2027.

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DIVISION

III

——

PRIOR

AUTHORIZATION

——

LIFE-THREATENING

1

HEALTH

CONDITIONS.

A

carrier

shall

not

require

authorization

2

for,

or

impose

additional

utilization

review

requirements

on,

3

a

person

for

diagnosis

and

treatment

of

a

health

condition

4

(condition)

that

develops

or

becomes

evident

while

the

5

person

is

receiving

treatment

at

an

inpatient

facility

6

and

is

reasonably

determined

by

a

professional

to

be

a

7

life-threatening

condition

unless

the

person

receives

immediate

8

assessment

and

treatment.

The

commissioner

may

adopt

rules

to

9

administer

this

division

of

the

bill.

10

This

division

of

the

bill

applies

to

plans

delivered,

11

issued

for

delivery,

continued,

or

renewed

on

or

after

January

12

1,

2027,

and

requests

for

authorization

for

diagnosis

and

13

treatment

of

a

condition

that

develops

or

becomes

evident

in

a

14

person

while

receiving

treatment

at

an

inpatient

facility

if

15

the

condition

is

life-threatening

unless

the

person

receives

16

immediate

assessment

and

treatment,

the

request

is

made

17

before

January

1,

2027,

and

the

request

has

not

been

finally

18

determined

on

or

before

that

date.

19

DIVISION

IV

——

UTILIZATION

REVIEW

ORGANIZATIONS

——

AUDITS.

20

A

carrier

or

URO

that

conducts

an

audit

shall

notify

the

21

provider

that

submitted

the

claim

of

the

initiation

of

the

22

audit

no

later

than

15

days

after

the

carrier

selects

the

23

claim

for

audit.

“Audit”

is

defined

in

the

bill.

A

carrier

24

or

URO

shall

complete

an

audit

and

issue

a

determination

25

to

the

provider

no

later

than

45

days

after

the

carrier

or

26

URO

receives

all

documentation

regarding

the

claim

from

the

27

provider.

28

A

provider

who

submitted

a

claim

that

is

the

subject

of

an

29

audit

and

who

receives

an

adverse

determination

regarding

the

30

claim

may

appeal

it

no

later

than

30

days

after

the

provider

31

receives

the

determination.

A

carrier

or

URO

shall

consider

32

an

appeal

and

issue

a

final

determination

no

later

than

14

33

days

after

receiving

notice

of

an

appeal.

If

a

carrier

or

URO

34

violates

the

bill,

the

claim

shall

be

automatically

approved

by

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the

carrier

or

URO

and

promptly

paid,

including

interest.

1

The

commissioner

may

adopt

rules

to

administer

and

enforce

2

this

division

of

the

bill.

3

This

division

of

the

bill

applies

to

audits

initiated

on

or

4

after

January

1,

2027.

5

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