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SF2448 • 2026

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144 .) Effective date: 07/01/2026.

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144 .) Effective date: 07/01/2026.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
COMMITTEE ON COMMERCE
Last action
2026-04-30
Official status
Signed by Governor . S.J. 947 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144 .) Effective date: 07/01/2026.

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information.

What This Bill Does

  • A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information.
  • (Formerly SSB 3144 .) Effective date: 07/01/2026.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-04-30 Iowa Legislature

    Signed by Governor . S.J. 947 .

  2. 2026-04-30 Iowa Legislature

    Reported correctly enrolled, signed by President and Speaker, and sent to Governor. S.J. 947 .

  3. 2026-04-06 Iowa Legislature

    Message from Senate. H.J. 810 .

  4. 2026-04-06 Iowa Legislature

    Immediate message. S.J. 719 .

  5. 2026-04-06 Iowa Legislature

    Passed Senate , yeas 47, nays 0. S.J. 718 .

  6. 2026-04-06 Iowa Legislature

    Senate concurred with S-5129 . S.J. 718 .

  7. 2026-03-30 Iowa Legislature

    Explanation of vote. H.J. 766 .

  8. 2026-03-24 Iowa Legislature

    Message from House, with amendment S-5129 . S.J. 628 .

  9. 2026-03-24 Iowa Legislature

    Immediate message. H.J. 742 .

  10. 2026-03-24 Iowa Legislature

    Passed House , yeas 95, nays 0. H.J. 740 .

  11. 2026-03-24 Iowa Legislature

    Amendment H-8244 adopted, as amended. H.J. 740 .

  12. 2026-03-24 Iowa Legislature

    Amendment H-8257 to amendment H-8244 adopted. H.J. 740 .

  13. 2026-03-23 Iowa Legislature

    Amendment H-8257 filed. H.J. 725 .

  14. 2026-03-19 Iowa Legislature

    Amendment H-8244 filed. H.J. 712 .

  15. 2026-03-19 Iowa Legislature

    Placed on calendar. H.J. 703 .

  16. 2026-03-19 Iowa Legislature

    Committee vote: Yeas, 22. Nays, 0. Excused, 1. H.J. 703 .

  17. 2026-03-19 Iowa Legislature

    Committee report, recommending passage. H.J. 703 .

  18. 2026-03-11 Iowa Legislature

    Subcommittee recommends passage.

  19. 2026-03-10 Iowa Legislature

    Subcommittee Meeting: 03/11/2026 12:30PM RM 102.

  20. 2026-03-10 Iowa Legislature

    Subcommittee reassigned: Nordman, Judge and Young. H.J. 632 .

  21. 2026-03-10 Iowa Legislature

    Subcommittee Meeting: 03/12/2026 8:00AM RM 304 (Cancelled).

  22. 2026-03-09 Iowa Legislature

    Subcommittee: Young, Blom and McBurney. H.J. 614 .

  23. 2026-03-05 Iowa Legislature

    Read first time, referred to Commerce. H.J. 573 .

  24. 2026-03-05 Iowa Legislature

    Message from Senate. H.J. 573 .

  25. 2026-03-05 Iowa Legislature

    Immediate message. S.J. 486 .

  26. 2026-03-05 Iowa Legislature

    Passed Senate , yeas 42, nays 0. S.J. 485 .

  27. 2026-02-23 Iowa Legislature

    Committee report, approving bill. S.J. 363 .

  28. 2026-02-23 Iowa Legislature

    Introduced, placed on calendar. S.J. 359 .

Official Summary Text

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information. (Formerly SSB 3144 .) Effective date: 07/01/2026.

Current Bill Text

Read the full stored bill text
STATE OF IOWA
KIM REYNOLDS
GOVERNOR
April 30, 2026
The Honorable Paul Pate
Secretary of State of Iowa
State Capitol
Des Moines, Iowa 50319
Dear Mr. Secretary,
I hereby transmit-
Senate File 2448, an Act relating to residential real estate, including access to records of
unit owners associations and the disclosure of home inspection information.
The above Senate File is hereby approved on this date.
Sincerely,
^m^fi^nolds ^ \
Govemor of Iowa
cc: Secretary of the Senate
Clerk of the House
STATE CAPITOL DES MOINES, IOWA 50319 515.281.5211 WWW.GOVERNOR.IOWA.GOV
L™.IZESRAIOMT
WILL MAIHTAI
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Senate File 2448
AN ACT
RELATING TO RESIDENTIAL REAL ESTATE, INCLUDING ACCESS TO
RECORDS OF UNIT OWNERS ASSOCIATIONS AND THE DISCLOSURE OF
HOME INSPECTION INFORMATION.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA;
Section 1, Section 499C.2, subsection 1, Code 2026, is
amended by adding the following new paragraphs:
NEW PARAGRAPH, f. A certification concerning the payment of
dues, fees, or assessments that states whether the dues, fees,
or assessments are paid in full or delinquent, and identifies
any future dues, fees, or assessments which have been formally
approved by a unit owners association for payment at a future
date.
NEW PARAGRAPH, g, A schedule and disclosure of all fees
related to the transfer of real property ownership within the
common interest community.
Sec. 2. Section 499C.2, subsection 3, Code 2026, is amended
to read as follows:
3. A unit owners association, a unit owners association's
designee, or a unit owners association's management company
may charge a reasonable fee for all records and documents
provided under this section, including costs associated with
developing and making available the certification required
under subsection 1, paragraph The fee shall not exceed
the estimated cost of production or reproduction of the
records or documents, or the reasonable cost associated with
Senate File 2448, p. 2
developing and making available the certification required
under subsection 1, paragraph Upon request, the unit
owner or the unit owner^s authorized agent shall be provided
reasonable documentation supporting the fee charged.
Sec. 3. Section 558A,4A, subsection 5, Code 2026, is amended
to read as follows;
5. Except as otherwise required by law, a home inspector
shall not deliver a home inspection report to any person other
than the client of the home inspector without the client's
consent. The seller shall have the right, upon request, to
receive without charge a copy of a homo inspection report from
the peroon for whom it was prepared from the buyer or the
buyer's authorized agent those portions of a home inspection
report that relate to the remediation requests made by the
buyer or the buyer's authorized agent. If the buyer or the
buyer's authorized agent fails to provide the applicable
portions of the inspection report to the seller, the seller may
cancel the purchase contract for the inspected property without
penalty.
AMY SIN^AIR
President of the Senate
PAT GRASSLEYy
Speaker of , e House
I hereby certify that this bill originated in the Senate and
is known as Senate File 2448, Ninety-first General Assembly.
Approved
W. CHARLE
Seer
SMITHSON
Senate
2026
KIM RE
Governor