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SF2452 • 2026

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
COMMITTEE ON COMMERCE
Last action
2026-04-15
Official status
Withdrawn. S.J. 796 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

What This Bill Does

  • A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-04-15 Iowa Legislature

    Withdrawn. S.J. 796 .

  2. 2026-04-15 Iowa Legislature

    HF 2185 substituted. S.J. 795 .

  3. 2026-04-02 Iowa Legislature

    Attached to HF 2185 . S.J. 710 .

  4. 2026-03-19 Iowa Legislature

    Placed on calendar under unfinished business. S.J. 600 .

  5. 2026-02-23 Iowa Legislature

    Committee report, approving bill. S.J. 364 .

  6. 2026-02-23 Iowa Legislature

    Introduced, placed on calendar. S.J. 360 .

Official Summary Text

A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(Formerly SSB 3055 .)

Current Bill Text

Read the full stored bill text
Senate

File

2452

-

Introduced

SENATE

FILE

2452

BY

COMMITTEE

ON

COMMERCE

(SUCCESSOR

TO

SSB

3055)

(COMPANION

TO

HF

2185

BY

COMMITTEE

ON

COMMERCE)

A

BILL

FOR

An

Act

relating

to

cost

sharing

for

health

savings

accounts

and

1

qualified

high-deductible

health

plans.

2

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

3

TLSB

5454SV

(1)

91

nls/ko

S.F.

2452

Section

1.

NEW

SECTION

.

509.3B

Health

savings

accounts

and

1

qualified

high-deductible

health

plans

——

cost

sharing.

2

If

a

copayment,

coinsurance,

or

deductible

paid

as

cost

3

sharing

by

an

enrollee

under

this

chapter

may

result

in

the

4

enrollee

becoming

ineligible

for

a

health

savings

account

5

associated

with

the

enrollee’s

qualified

high-deductible

6

health

plan

under

section

223

of

the

Internal

Revenue

Code,

7

the

cost

sharing

shall

apply

only

to

the

enrollee’s

qualified

8

high-deductible

health

plan

after

the

enrollee

satisfies

the

9

enrollee’s

minimum

deductible,

except

for

items

or

services

10

determined

to

be

preventive

care

under

section

223(c)(2)(C)

of

11

the

Internal

Revenue

Code.

12

Sec.

2.

NEW

SECTION

.

514A.3C

Health

savings

accounts

and

13

qualified

high-deductible

health

plans

——

cost

sharing.

14

If

a

copayment,

coinsurance,

or

deductible

paid

as

cost

15

sharing

by

an

enrollee

under

this

chapter

may

result

in

the

16

enrollee

becoming

ineligible

for

a

health

savings

account

17

associated

with

the

enrollee’s

qualified

high-deductible

18

health

plan

under

section

223

of

the

Internal

Revenue

Code,

19

the

cost

sharing

shall

apply

only

to

the

enrollee’s

qualified

20

high-deductible

health

plan

after

the

enrollee

satisfies

the

21

enrollee’s

minimum

deductible,

except

for

items

or

services

22

determined

to

be

preventive

care

under

section

223(c)(2)(C)

of

23

the

Internal

Revenue

Code.

24

EXPLANATION

25

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

26

the

explanation’s

substance

by

the

members

of

the

general

assembly.

27

This

bill

relates

to

cost

sharing

for

health

savings

28

accounts

(HSA)

and

qualified

high-deductible

health

plans

29

(HDHP).

Under

the

bill,

for

group

insurance

and

for

accident

30

and

health

insurance,

if

a

copayment,

coinsurance,

or

31

deductible

paid

as

cost

sharing

by

an

enrollee

may

result

in

32

the

enrollee

becoming

ineligible

for

an

HSA

associated

with

the

33

enrollee’s

qualified

HDHP,

the

cost

sharing

shall

apply

only

34

to

the

enrollee’s

qualified

HDHP

after

the

enrollee

satisfies

35

-1-

LSB

5454SV

(1)

91

nls/ko

1/

2

S.F.

2452

the

enrollee’s

minimum

deductible,

except

for

items

or

services

1

determined

to

be

preventive

care.

2

-2-

LSB

5454SV

(1)

91

nls/ko

2/

2