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SF417 • 2026

A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
DONAHUE, STAED, TOWNSEND, CELSI, PETERSEN, WAHLS, DOTZLER, WEINER, BISIGNANO, TRONE GARRIOTT and WINCKLER
Last action
2025-02-25
Official status
Subcommittee: Driscoll, Bisignano, and Klimesh. S.J. 357 .
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

What This Bill Does

  • A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-02-25 Iowa Legislature

    Subcommittee: Driscoll, Bisignano, and Klimesh. S.J. 357 .

  2. 2025-02-24 Iowa Legislature

    Introduced, referred to Commerce. S.J. 339 .

Official Summary Text

A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

Current Bill Text

Read the full stored bill text
Senate

File

417

-

Introduced

SENATE

FILE

417

BY

DONAHUE

,

STAED

,

TOWNSEND

,

CELSI

,

PETERSEN

,

WAHLS

,

DOTZLER

,

WEINER

,

BISIGNANO

,

TRONE

GARRIOTT

,

and

WINCKLER

A

BILL

FOR

An

Act

relating

to

insurance

coverage

and

Medicaid

coverage

for

1

annual

lung

cancer

screenings

for

at-risk

individuals.

2

BE

IT

ENACTED

BY

THE

GENERAL

ASSEMBLY

OF

THE

STATE

OF

IOWA:

3

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417

Section

1.

NEW

SECTION

.

249A.34

Annual

lung

cancer

1

screenings.

2

1.

As

used

in

this

section,

unless

the

context

requires

3

otherwise:

4

a.

“At-risk

individual”

means

a

recipient

fifty

years

of

age

5

or

older

to

which

any

of

the

following

circumstances

apply:

6

(1)

The

individual

has

smoked

cigarettes

regularly

or

7

experienced

secondhand

smoke

regularly.

8

(2)

The

individual

has

an

immediate

family

member

diagnosed

9

with

lung

cancer.

10

(3)

The

individual

has

been

regularly

exposed

to

asbestos,

11

radon,

arsenic,

nickel,

chromium,

tar,

or

soot

in

the

12

individual’s

home

or

workplace.

13

b.

“Lung

cancer

screening”

means

a

scan

of

the

lungs

using

14

low-dose

computed

tomography.

15

2.

The

department

shall

seek

any

federal

waiver

necessary

16

for

the

medical

assistance

program

to

provide

coverage

for

17

an

annual

lung

cancer

screening

for

at-risk

individuals.

18

Contingent

on

receiving

approval

of

a

federal

waiver,

and

19

effective

immediately

upon

receiving

approval

of

a

federal

20

waiver,

the

medical

assistance

program

shall

provide

coverage

21

for

annual

lung

cancer

screenings

for

at-risk

individuals.

22

Sec.

2.

NEW

SECTION

.

514C.37

Annual

lung

cancer

screening

23

——

coverage.

24

1.

As

used

in

this

section,

unless

the

context

otherwise

25

requires:

26

a.

“At-risk

individual”

means

a

covered

person

fifty

years

27

of

age

or

older

to

which

any

of

the

following

circumstances

28

apply:

29

(1)

The

individual

has

smoked

cigarettes

regularly

or

30

experienced

secondhand

smoke

regularly.

31

(2)

The

individual

has

an

immediate

family

member

diagnosed

32

with

lung

cancer.

33

(3)

The

individual

has

been

regularly

exposed

to

asbestos,

34

radon,

arsenic,

nickel,

chromium,

tar,

or

soot

in

the

35

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S.F.

417

individual’s

home

or

workplace.

1

b.

“Cost-sharing”

means

any

coverage

limit,

copayment,

2

coinsurance,

deductible,

or

other

out-of-pocket

expense

3

obligation

imposed

on

a

covered

person

by

a

policy,

contract,

4

or

plan

providing

for

third-party

payment

or

prepayment

of

5

health

or

medical

expenses.

6

c.

“Covered

person”

means

a

policyholder,

subscriber,

or

7

other

person

participating

in

a

policy,

contract,

or

plan

that

8

provides

for

third-party

payment

or

prepayment

of

health

or

9

medical

expenses.

10

d.

“Lung

cancer

screening”

means

a

scan

of

the

lungs

using

11

low-dose

computed

tomography.

12

2.

Notwithstanding

the

uniformity

of

treatment

requirements

13

of

section

514C.6,

a

policy,

contract,

or

plan

providing

for

14

third-party

payment

or

prepayment

of

health

or

medical

expenses

15

shall

provide

coverage

for

an

annual

lung

cancer

screening

for

16

an

at-risk

individual.

17

3.

Cost-sharing

shall

not

be

imposed

by

a

health

carrier

for

18

coverage

required

under

this

section.

19

4.

a.

This

section

applies

to

the

following

classes

of

20

third-party

payment

provider

contracts,

policies,

or

plans

21

delivered,

issued

for

delivery,

continued,

or

renewed

in

this

22

state

on

or

after

January

1,

2026:

23

(1)

Individual

or

group

accident

and

sickness

insurance

24

providing

coverage

on

an

expense-incurred

basis.

25

(2)

An

individual

or

group

hospital

or

medical

service

26

contract

issued

pursuant

to

chapter

509,

514,

or

514A.

27

(3)

An

individual

or

group

health

maintenance

organization

28

contract

regulated

under

chapter

514B.

29

(4)

A

plan

established

for

public

employees

pursuant

to

30

chapter

509A.

31

b.

This

section

shall

not

apply

to

accident-only,

specified

32

disease,

short-term

hospital

or

medical,

hospital

confinement

33

indemnity,

credit,

dental,

vision,

Medicare

supplement,

34

long-term

care,

basic

hospital

and

medical-surgical

expense

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S.F.

417

coverage

as

defined

by

the

commissioner

of

insurance,

1

disability

income

insurance

coverage,

coverage

issued

as

a

2

supplement

to

liability

insurance,

workers’

compensation

or

3

similar

insurance,

or

automobile

medical

payment

insurance.

4

5.

The

commissioner

of

insurance

may

adopt

rules

pursuant

to

5

chapter

17A

to

administer

this

section.

6

EXPLANATION

7

The

inclusion

of

this

explanation

does

not

constitute

agreement

with

8

the

explanation’s

substance

by

the

members

of

the

general

assembly.

9

This

bill

relates

to

insurance

coverage

and

medical

10

assistance

program

(Medicaid)

coverage

for

annual

lung

cancer

11

screenings

for

at-risk

individuals.

12

The

bill

defines

“at-risk

individual”

as

a

recipient

or

13

covered

person

50

years

of

age

or

older

that

either

has

smoked

14

cigarettes

regularly

or

experienced

secondhand

smoke

regularly,

15

has

an

immediate

family

member

diagnosed

with

lung

cancer,

or

16

has

been

regularly

exposed

to

asbestos,

radon,

arsenic,

nickel,

17

chromium,

tar,

or

soot

in

the

individual’s

home

or

workplace.

18

The

bill

defines

“lung

cancer

screening”

as

a

scan

of

the

lungs

19

using

low-dose

computed

tomography.

20

Under

the

bill,

the

department

of

health

and

human

services

21

shall

seek

any

federal

waiver

necessary

for

Medicaid

to

22

provide

coverage

for

an

annual

lung

cancer

screening

for

23

at-risk

individuals.

Contingent

on

receiving

approval

of,

and

24

effective

immediately

upon

receiving

approval

of,

a

federal

25

waiver,

Medicaid

shall

provide

coverage

for

annual

lung

cancer

26

screenings

for

at-risk

individuals.

27

The

bill

requires

a

policy,

contract,

or

plan

providing

for

28

third-party

payment

or

prepayment

of

health

or

medical

expenses

29

to

provide

coverage

for

an

annual

lung

cancer

screening

for

an

30

at-risk

individual.

Cost-sharing

shall

not

be

imposed

by

a

31

health

carrier

for

coverage

required

under

the

bill.

32

Coverage

required

under

the

bill

shall

not

be

less

favorable

33

than

coverage

a

health

carrier

offers

for

screening

mammograms.

34

The

bill

applies

to

third-party

payment

providers

enumerated

35

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417

in

the

bill,

and

the

commissioner

of

insurance

may

adopt

rules

1

to

administer

the

requirements

of

the

bill

applying

to

such

2

third-party

payment

providers.

3

The

bill

specifies

the

types

of

specialized

health-related

4

insurance

which

are

not

subject

to

the

coverage

requirements

5

of

the

bill.

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