Read the full stored bill text
As Amended by Senate Committee
Session of 2026
HOUSE BILL No. 2703
By Committee on Insurance
Requested by Representative Sutton
2-4
AN ACT concerning insurance; relating to accident and health coverage;
enacting the Kansas health insurance affordability transparency act;
requiring the Kansas department of insurance to prepare a report upon
the request of a legislator concerning the financial impact to covered
individuals that would result from the passage of certain health
insurance legislation.
Be it enacted by the Legislature of the State of Kansas:
Section 1. This act shall be known and may be cited as the Kansas
health insurance affordability transparency act.
Sec. 2. As used in this act:
(a) "Act" means the Kansas health insurance affordability
transparency act.
(b) "Administrator" means the same as defined in K.S.A. 40-3801,
and amendments thereto.
(c) "Cost-sharing" means any amount other than a premium that a
covered individual is required to pay out-of-pocket on a health insurance
claim, including, but not limited to, a deductible, coinsurance or co-
payment.
(d) "Covered individual" means a member, policyholder, subscriber,
enrollee, beneficiary, dependent or other individual covered by any of the
following policies or other contracts that are designed to protect an
individual against risk or loss:
(1) Accident and health insurance, including any type of coverage
listed in K.S.A. 40-2218(a), and amendments thereto;
(2) dental insurance;
(3) vision insurance; or
(4) medicare supplement insurance.
(e) "Department" means the Kansas department of insurance.
(f) "Health insurance legislation" means any bill that has been
introduced in either chamber of the legislature during the current
legislative session and includes any new:
(1) Requirement for minimum health insurance coverage, including
requiring coverage for specific health conditions, products, medications,
healthcare procedures or services;
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
HB 2703—Am. by SC 2
(2) requirement on the amount or type of cost-sharing that a health
insurer or administrator may require a covered person to pay;
(3) fee or other licensure requirement for a health insurer or an
administrator;
(4) tax or change to tax rates paid by a health insurer or an
administrator;
(5) prohibition on any business practice of a health insurer or an
administrator; or
(6) mandate requiring a health insurer or administrator to conduct
business with respect to a covered person, contracted service provider or
any state governmental agency.
(f) "Health insurer" means the same as defined in K.S.A. 40-4602,
and amendments thereto.
Sec. 3. (a) Upon request from any legislator, the department shall
compile and produce a report describing the financial impact to covered
individuals that would result from the passage of the health insurance
legislation.
(b) To produce the financial impact report, the department shall issue
a data call to health insurers and administrators authorized by the
commissioner to do business in the state that may be impacted by the
health insurance legislation. The data call shall require such health insurers
and administrators to provide:
(1) A statement of whether the health insurance legislation, if enacted,
would be:
(A) Preempted, in whole or in part, by federal law; and
(B) expected to increase or decrease insurance premiums;
(2) the aggregate amount of increased or decreased premium costs
reasonably anticipated to result during the first plan year following the
passage of the health insurance legislation and whether those costs will be
one time only or recurrent;
(3) an estimate of the total number of Kansans who are reasonably
anticipated to experience:
(A) An increase in premium costs if the health insurance legislation
became law. Such estimate shall include Kansans who are members of
insurance plans regulated by the federal government and enrollees of
insurance plans sponsored by government entities; and
(B) a reduction in net costs including any changes to premiums and
cost-sharing if the health insurance legislation became law.
(c) The department shall produce the report described in subsection
(b) within the time frame specified by the legislator requesting such report,
except that the department shall allow health insurers not less than two
business days to supply the data requested.
(d) Knowingly submitting false information to the department
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
HB 2703—Am. by SC 3
pursuant to this section shall be considered an unfair or deceptive act for
the purposes of unfair trade practice law, K.S.A. 40-2404, and
amendments thereto.
Sec. 4. (a) The final report described under section 3, and
amendments thereto, shall not include the name of a health insurer in
connection with any data. Such data shall also be deidentified and
aggregated to prevent disclosure of protected trade secret information.
(b) Information obtained by the department in the course of
compiling a report described under section 3, and amendments thereto,
shall be confidential by law and privileged, shall not be subject to the open
records act, K.S.A. 45-215, and amendments thereto, and shall not be
subject to disclosure or admissible as evidence in any private civil action.
The provisions of this subsection shall expire on July 1, 2031 unless the
legislature reviews and reenacts this provision pursuant to K.S.A. 45-229,
and amendments thereto, prior to July 1, 2031.
Sec. 5. This act shall take effect and be in force from and after its
publication in the statute book Kansas register.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17