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As Amended by House Committee
Session of 2026
SENATE BILL No. 410
By Committee on Financial Institutions and Insurance
1-28
AN ACT concerning financial institutions; relating to cybersecurity;
providing that earned wage access service registrants are subject to the
provisions of the Kansas financial institutions information security act;
amending K.S.A. 2025 Supp. 9-551 and repealing the existing section.
Be it enacted by the Legislature of the State of Kansas:
Section 1. K.S.A. 2025 Supp. 9-551 is hereby amended to read as
follows: 9-551. (a) K.S.A. 2025 Supp. 9-551 through 9-554, and
amendments thereto, shall be known and may be cited as the Kansas
financial institutions information security act.
(b) The purpose of the Kansas financial institutions information
security act is to establish information security standards for any covered
entity consistent with 16 C.F.R. § 314, as in effect on July 1, 2023.
(c) The Kansas financial institutions information security act applies
to the handling of customer information by the following covered entities:
(1) Credit services organizations, as defined in K.S.A. 50-1117, and
amendments thereto; (2) mortgage companies, as defined in K.S.A. 9-
2201, and amendments thereto; (3) supervised lenders, as defined in
K.S.A. 16a-1-301, and amendments thereto; (4) financial institutions
engaging in money transmission, as defined in K.S.A. 9-508 9-555 , and
amendments thereto , and not subject to licensure pursuant to K.S.A. 9-
556, and amendments thereto; (5) trust companies, as defined in K.S.A. 9-
701, and amendments thereto; and (6) technology-enabled fiduciary
financial institutions, as defined in K.S.A. 9-2301, and amendments
thereto; and (7) earned wage access service registrants, as defined in
K.S.A. 9-2402, and amendments thereto.
(d) The commissioner may adopt all rules and regulations necessary
to govern and administer the provisions of the Kansas financial institutions
information security act.
(e) The Kansas financial institutions information security act shall be
a part of and supplemental to chapter 9 of the Kansas Statutes Annotated,
and amendments thereto.
Sec. 2. K.S.A. 2025 Supp. 9-551 is hereby repealed.
Sec. 3. This act shall take effect and be in force from and after its
publication in the statute book Kansas register.
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