HB1162 • 2026

INSURANCE CLAIMS: Provides relative to the verification of contractors

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Brian Glorioso
Last action: 2026-06-23
Official status: Became law without the Governor's signature - Act 932
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

INSURANCE CLAIMS: Provides relative to the verification of contractors

What This Bill Does

INSURANCE CLAIMS: Provides relative to the verification of contractors

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Summary of Senate Amendments to HB1162

Filed

Plain English: SSHB1162 4878 5974 HOUSE SUMMARY OF SENATE AMENDMENTS HB 1162 2026 Regular Session Glorioso INSURANCE CLAIMS: Provides relative to the verification of contractors Synopsis of Senate Amendments 1.

SSHB1162 4878 5974 HOUSE SUMMARY OF SENATE AMENDMENTS HB 1162 2026 Regular Session Glorioso INSURANCE CLAIMS: Provides relative to the verification of contractors Synopsis of Senate Amendments 1.
Restores payment time frames in present law that requires all insurers issuing any type of contract, other than those specified in present law to pay the amount of any claim due any insured within thirty days after receipt of satisfactory proofs of loss from the insured or any party in interest.
2.
Provides that a misrepresentation of pertinent facts or insurance policy provisions relating to any coverages at issue or a misrepresentation of relevant insurance policy provisions constitutes a breach of the insurer's duty.

House Floor Amendment #4186 Glorioso Adopted

Adopted

Plain English: HFAHB1162 4878 4186 FOR OFFICE USE ONLY HOUSE FLOOR AMENDMENTS 2026 Regular Session Amendments proposed by Representative Glorioso to Engrossed House Bill No.

HFAHB1162 4878 4186 FOR OFFICE USE ONLY HOUSE FLOOR AMENDMENTS 2026 Regular Session Amendments proposed by Representative Glorioso to Engrossed House Bill No.
1162 by Representative Glorioso 1 AMENDMENT NO.
1 2 On page 1, line 16, delete "within thirty days" and insert "pursuant to R.S.
22:1892(B) or 3 R.S.

House Vote on HB 1162 CONCUR IN SENATE AMENDMENTS (#1479)

Filed

Plain English: 2026 Regular Session Sequence: 1479 HBS AMENDED BY SENATE TO BE CONCURRED IN HB 1162 BY GLORIOSO CONCUR IN SENATE AMENDMENTS Date: 5/26/2026 Time: 2:10:59 PM ROLL CALL The roll was called with the following result: YEAS Adams Amedee Bacala Bamburg Bayham Beaullieu Berault Billings Boudreaux Bourriaque Boyd Boyer Brass Braud Broussard Bryant Butler Carlson Carpenter Carter, R.

2026 Regular Session Sequence: 1479 HBS AMENDED BY SENATE TO BE CONCURRED IN HB 1162 BY GLORIOSO CONCUR IN SENATE AMENDMENTS Date: 5/26/2026 Time: 2:10:59 PM ROLL CALL The roll was called with the following result: YEAS Adams Amedee Bacala Bamburg Bayham Beaullieu Berault Billings Boudreaux Bourriaque Boyd Boyer Brass Braud Broussard Bryant Butler Carlson Carpenter Carter, R.
Carver Chassion Chenevert Coates Cox Crews Deshotel Dewitt Dickerson Domangue Echols Edmonston Egan Farnum Firment Fisher Fontenot Freeman Freiberg Gadberry Galle Geymann Glorioso Green Hebert Henry, C.
Henry, D.
Hilferty Horton Illg Jackson Johnson, M.

Senate Floor Amendment #3998 Seabaugh Adopted

Adopted

Plain English: SFAHB1162 3275 3998 SENATE FLOOR AMENDMENTS 2026 Regular Session Amendments proposed by Senator Seabaugh to Reengrossed House Bill No.

SFAHB1162 3275 3998 SENATE FLOOR AMENDMENTS 2026 Regular Session Amendments proposed by Senator Seabaugh to Reengrossed House Bill No.
1162 by Representative Glorioso 1 AMENDMENT NO.
1 2 On page 1, line 2, after "R.S.
22:1892(A)(1)" delete the remainder of the line and insert the 3 following: 4 "and (I)(2)(a) and (3) and to enact R.S.

Senate Legislative Bureau Amendment #3495 BUREAU Adopted

Adopted

Plain English: SLBHB1162 2395 3495 LEGISLATIVE BUREAU AMENDMENTS 2026 Regular Session Amendments proposed by Legislative Bureau to Reengrossed House Bill No.

SLBHB1162 2395 3495 LEGISLATIVE BUREAU AMENDMENTS 2026 Regular Session Amendments proposed by Legislative Bureau to Reengrossed House Bill No.
1162 by Representative Glorioso 1 AMENDMENT NO.
1 2 On page 2, line 20, change "Subsection" to "Paragraph" Page 1 of 1

Senate Committee Amendment #3315 INS Adopted

Adopted

Plain English: SCAHB1162 3275 3315 SENATE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by Senate Committee on Insurance to Reengrossed House Bill No.

SCAHB1162 3275 3315 SENATE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by Senate Committee on Insurance to Reengrossed House Bill No.
1162 by Representative Glorioso 1 AMENDMENT NO.
1 2 On page 1, line 16, after "insured" delete the remainder of the line and insert "within thirty 3 days" 4 AMENDMENT NO.
2 5 On page 1, at the beginning of line 17, change "to R.S.

Senate Committee Amendment #3294 INS Draft

Draft

Plain English: SCAHB1162 3275 3294 SENATE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by Senate Committee on Insurance to Reengrossed House Bill No.

SCAHB1162 3275 3294 SENATE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by Senate Committee on Insurance to Reengrossed House Bill No.
1162 by Representative Glorioso 1 AMENDMENT NO.
1 2 On page 1, line 16, after "insured" delete the remainder of the line and insert "within thirty 3 days" 4 AMENDMENT NO.
2 5 On page 1, at the beginning of line 17, change "to R.S.

Bill History

2026-06-23 H
Effective date: 08/01/2026.
2026-06-23 H
Becomes Act No. 932 without the Governor's signature.
2026-05-28 H
Sent to the Governor for executive approval.
2026-05-27 S
Signed by the President of the Senate.
2026-05-27 H
Enrolled and signed by the Speaker of the House.
2026-05-26 H
Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.
2026-05-25 H
Scheduled for concurrence on 05/26/2026.
2026-05-19 H
Received from the Senate with amendments.
2026-05-18 S
Rules suspended. Senate floor amendments read and adopted. Read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
2026-05-11 S
Reported with Legislative Bureau amendments which were read and adopted. Read by title and passed to third reading and final passage.
2026-05-07 S
Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.
2026-05-06 S
Reported with amendments.
2026-04-27 S
Read second time by title and referred to the Committee on Insurance.
2026-04-22 S
Received in the Senate. Read first time by title and placed on the Calendar for a second reading.
2026-04-21 H
Read third time by title, amended, roll called on final passage, yeas 99, nays 0. Finally passed, title adopted, ordered to the Senate.
2026-04-20 H
Scheduled for floor debate on 04/21/2026.
2026-04-15 H
Read by title, ordered engrossed, passed to 3rd reading.
2026-04-14 H
Reported favorably (12-0).
2026-04-01 H
Read by title, under the rules, referred to the Committee on Insurance.
2026-03-31 H
Read by title. Lies over under the rules.

Official Summary Text

INSURANCE CLAIMS: Provides relative to the verification of contractors

Current Bill Text

Read the full stored bill text

ENROLLED
ACT No. 9322026 Regular Session
HOUSE BILL NO. 1162
BY REPRESENTATIVES GLORIOSO AND CHASSION
1 AN ACT
2 To amend and reenact R.S. 22:1892(A)(1) and (I)(2)(a) and (3) and to enact R.S.
3 22:1892(I)(4) and (L), relative to the payment and adjustment of insurance claims;
4 to require insurers to verify contractor licensing before issuing certain payments; to
5 provide for a safe harbor from penalties for payment delays related to contractor
6 verification; to provide for breach of good faith duty; to provide for limitations on
7 causes of action; and to provide for related matters.
8 Be it enacted by the Legislature of Louisiana:
9 Section 1. R.S. 22:1892(A)(1) and (I)(2)(a) and (3) are hereby amended and
10 reenacted and R.S. 22:1892(I)(4) and (L) are hereby enacted to read as follows:
11 §1892. Payment and adjustment of claims; policies other than life and health and
12 accident; good faith duty; breach of good faith duty; vehicle damage claims;
13 extension of time to respond to claims during emergency or disaster;
14 penalties; arson-related claims suspension; definitions
15 A.(1) All insurers issuing any type of contract, other than those specified in
16 R.S. 22:1811, 1821, and Chapter 10 of Title 23 of the Louisiana Revised Statutes of
17 1950, shall pay the amount of any claim due any insured within thirty days except
18 as provided in R.S. 22:1892.2, as applicable, after receipt of satisfactory proofs of
19 loss from the insured or any party in interest. The insurer shall notify the insurance
20 producer of record of all such payments for property damage claims made in
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are additions.
HB NO. 1162 ENROLLED
1 accordance with this Paragraph. However, if a contractor is a named payee on a
2 check or draft intended for the repair or restoration of immovable property, the
3 insurer or its adjuster shall first verify the contractor's license status through the
4 website or portal of the Louisiana State Licensing Board for Contractors. The
5 amount of any claim due shall be paid pursuant to this Section or R.S. 22:1892.2, as
6 applicable, after receipt of satisfactory proof of loss and, if applicable, completion
7 of the verification required by this Paragraph.
8 * * *
9 I.(1)
10 * * *
11 (2) Any one of the following acts, if knowingly committed or performed by
12 an insurer or representative of the insurer, constitutes a breach of the insurer's duties
13 imposed in Paragraph (1) of this Subsection:
14 (a) A misrepresentation of pertinent facts or insurance policy provisions
15 relating to any coverages at issue or a misrepresentation of relevant insurance policy
16 provisions.
17 * * *
18 (3) The provisions of this Subsection shall not create a cause of action
19 against an insurer by the insured or his assignee in a claim for personal injury or
20 bodily injury when any of the following conditions are present:
21 (a) There is a good faith dispute as to liability.
22 (b) There is a good faith dispute as to medical causation for the injuries
23 alleged by the claimant.
24 (c) An offer has not been presented by or on behalf of a third-party claimant
25 within the applicable policy limits, and the insurer has been given at least thirty days
26 to respond.
27 (4) The provisions of this Subsection shall not create a separate cause of
28 action against a representative of the insurer distinct and apart from the cause of
29 action against the insurer.
30 * * *
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are additions.
HB NO. 1162 ENROLLED
1 L.(1) Notwithstanding any other provision of this Section or of R.S.
2 22:1892.2 to the contrary, an insurer shall not be deemed to have acted in bad faith,
3 nor shall that insurer be subject to any penalty or attorney fees, for a delay in
4 transmitting payment if that delay is directly and reasonably attributable to the
5 insurer's inability to verify a contractor's license through the portal or website of the
6 Louisiana State Licensing Board for Contractors.
7 (2) To qualify for the safe harbor provided in this Subsection, the insurer
8 shall do all of the following:
9 (a) Document the attempt to verify the license in the claim file, including the
10 date, time, and result of the search.
11 (b) Provide written notice to the insured within five business days of the
12 failed verification attempt, stating that payment is being withheld or delayed pending
13 verification of the contractor's license status as required by Paragraph (A)(1) of this
14 Section.
SPEAKER OF THE HOUSE OF REPRESENTATIVES
PRESIDENT OF THE SENATE
GOVERNOR OF THE STATE OF LOUISIANA
APPROVED:
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are additions.