Plain English Breakdown
The bill summary and digest do not provide specific details about how this change will affect health insurance premiums or what happens if services are deemed experimental or investigational.
Health Insurance Coverage for Colorectal Cancer Screening
This bill amends Louisiana's health insurance laws to require coverage of colorectal cancer screening tests and colonoscopies based on recommendations from the American Cancer Society or National Comprehensive Cancer Network.
What This Bill Does
- Defines 'routine colorectal cancer screening' as any test or procedure recommended by the American Cancer Society or National Comprehensive Cancer Network for specific age groups, family histories, and frequencies.
- Requires health insurance plans to cover colonoscopies done for colorectal cancer screening, even if a polyp is removed during the procedure.
Who It Names or Affects
- People with health insurance in Louisiana who need colorectal cancer screening tests or colonoscopies.
- Health insurance companies operating in Louisiana.
Terms To Know
- Routine Colorectal Cancer Screening
- Tests and screenings recommended by the American Cancer Society or National Comprehensive Cancer Network for specific age groups, family histories, and frequencies to detect colorectal cancer early.
Limits and Unknowns
- The bill does not specify what happens if a health insurance plan considers certain screening services experimental or investigational.
- It is unclear how this change will affect the cost of health insurance premiums for individuals in Louisiana.