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HB174 • 2026

MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Gabe Firment
Last action
2026-03-23
Official status
Substitute adopted on the House floor (became HB999)
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

What This Bill Does

  • MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Draft

Plain English: HCAHB174 4902 1894 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Substitute for Original House Bill No.

  • HCAHB174 4902 1894 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Substitute for Original House Bill No.
  • 174 by Representative Firment as proposed by the House Committee on Insurance This document reflects the content of a substitute bill but is not in a bill form; page numbers in this document DO NOT correspond to page numbers in the substitute bill itself.
  • To amend and reenact R.S.
  • 32:863.1(C)(1)(a) and (I)(1), relative to motor vehicle liability security; to provide for proof-of-insurance requirements applicable to vehicles registered in jurisdictions outside of the state; to provide for enforcement and impoundment procedures; to provide for uniform due process protections; to provide for an effective date; and to provide for related matters.

Bill History

  1. 2026-03-23 H

    Becomes HB 999.

  2. 2026-03-18 H

    Reported by substitute (15-0).

  3. 2026-03-09 H

    Read by title, under the rules, referred to the Committee on Insurance.

  4. 2026-02-20 H

    First appeared in the Interim Calendar on 2/20/2026.

  5. 2026-02-18 H

    Under the rules, provisionally referred to the Committee on Insurance.

  6. 2026-02-18 H

    Prefiled.

Official Summary Text

MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not covered by compulsory liability insurance

Current Bill Text

Read the full stored bill text 
HLS 26RS-158 ORIGINAL
2026 Regular Session
HOUSE BILL NO. 174
BY REPRESENTATIVE FIRMENT
MTR VEHICLE/COMPULS INS: Permits the impoundment of out-of-state vehicles not
covered by compulsory liability insurance
1 AN ACT
2 To amend and reenact R.S. 32:861(E)(2), relative to compulsory motor vehicle liability
3 insurance; to provide relative to motor vehicles registered in other jurisdictions; to
4 subject an out-of-state vehicle to impoundment if the operator does not have bodily
5 injury insurance; and to provide for related matters.
6 Be it enacted by the Legislature of Louisiana:
7 Section 1. R.S. 32:861(E)(2) is hereby amended and reenacted to read as follows:
8 §861. Security required
9 E.
10 * * *
11 (2) Failure to comply with the requirements of this Subsection shall subject
12 the owner and the operator to the impounding of the vehicle, as provided in R.S.
13 32:863.1(C), the sanctions which are provided in R.S. 32:57, and limitations on
14 recovery of damages provided for in this Part. Owners and operators of any motor
15 vehicle in violation of this Subsection shall be are subject to limitation of recovery
16 as provided for in R.S. 32:866.
17 * * *
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
HLS 26RS-158 ORIGINAL
HB NO. 174
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 174 Original 2026 Regular Session Firment
Abstract: Authorizes law enforcement to impound vehicles of out-of-state drivers who fail
to carry bodily injury liability insurance while driving in the state of La.
Present law (R.S. 32:861(E)(1)) requires owners and operators of vehicles registered in other
states to carry liability insurance and proof thereof as required in respective home states
while driving in the state of La. Clarifies that a personal injury protection insurance card
from another state, by itself and without bodily injury liability coverage, is not acceptable
proof of required liability insurance.
Proposed law retains present law.
Present law provides that owners and operators of out-of-state vehicles who fail to comply
with present law insurance requirements are subject to the same sanctions as owners and
operators of in-state vehicles, including criminal penalties, fines, license plate seizure, and
limits on recovery of damages.
Proposed law retains present law and further provides that failure to comply subjects
uninsured, out-of-state vehicles to impoundment as provided in present law (R.S.
32:861(C)).
(Amends R.S. 32:861(E)(2))
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.