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HB545 • 2026

FEES/LICENSES/PERMITS: Changes fees charged by lenders

FEES/LICENSES/PERMITS: Changes fees charged by lenders

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Neil Riser
Last action
2026-05-14
Official status
Sent to Governor
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

FEES/LICENSES/PERMITS: Changes fees charged by lenders

FEES/LICENSES/PERMITS: Changes fees charged by lenders

What This Bill Does

  • FEES/LICENSES/PERMITS: Changes fees charged by lenders

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Adopted

Plain English: HCAHB545 4875 1852 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Commerce to Original House Bill No.

  • HCAHB545 4875 1852 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Commerce to Original House Bill No.
  • 545 by Representative Riser 1 AMENDMENT NO.
  • 1 2 On page 1, line 2, change "R.S.
  • 9:3519(A) and 3530(A)(1)," to "R.S.
Draft

Plain English: HCAHB545 4875 1805 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Commerce to Original House Bill No.

  • HCAHB545 4875 1805 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Commerce to Original House Bill No.
  • 545 by Representative Riser 1 AMENDMENT NO.
  • 1 2 On page 1, line 2, change "R.S.
  • 9:3519(A) and 3530(A)(1)," to "R.S.

Bill History

  1. 2026-05-14 H

    Sent to the Governor for executive approval.

  2. 2026-05-14 S

    Signed by the President of the Senate.

  3. 2026-05-13 H

    Enrolled and signed by the Speaker of the House.

  4. 2026-05-13 H

    Received from the Senate without amendments.

  5. 2026-05-12 S

    Rules suspended. Read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

  6. 2026-05-04 S

    Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

  7. 2026-04-29 S

    Read by title and referred to the Legislative Bureau.

  8. 2026-04-28 S

    Reported favorably.

  9. 2026-03-25 S

    Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.

  10. 2026-03-24 S

    Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

  11. 2026-03-24 H

    Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

  12. 2026-03-23 H

    Scheduled for floor debate on 03/24/2026.

  13. 2026-03-18 H

    Read by title, amended, ordered engrossed, passed to 3rd reading.

  14. 2026-03-17 H

    Reported with amendments (16-0).

  15. 2026-03-09 H

    Read by title, under the rules, referred to the Committee on Commerce.

  16. 2026-02-27 H

    First appeared in the Interim Calendar on 2/27/2026.

  17. 2026-02-26 H

    Under the rules, provisionally referred to the Committee on Commerce.

  18. 2026-02-26 H

    Prefiled.

Official Summary Text

FEES/LICENSES/PERMITS: Changes fees charged by lenders

Current Bill Text

Read the full stored bill text 
ENROLLED
2026 Regular Session
HOUSE BILL NO. 545
BY REPRESENTATIVE RISER
1 AN ACT
2 To amend and reenact R.S. 9:3530(A)(1), relative to maximum charges by lenders; to
3 provide for maximum origination fees on a consumer loan or revolving account; and
4 to provide for related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 9:3530(A)(1) is hereby amended and reenacted to read as follows:
7 §3530. Fees; origination; notary, documentation; over-the-credit-limit fee
8 A.(1) A lender may charge an origination fee that does not exceed fifty
9 seventy-five dollars on a consumer loan or revolving loan account.
10 * * *
SPEAKER OF THE HOUSE OF REPRESENTATIVES
PRESIDENT OF THE SENATE
GOVERNOR OF THE STATE OF LOUISIANA
APPROVED:
Page 1 of 1
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.