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HB582 • 2026

MTR VEHICLE/OFFICE: Provides relative to reinstatement fees for lapses of vehicle liability security (RE DECREASE SG RV See Note)

MTR VEHICLE/OFFICE: Provides relative to reinstatement fees for lapses of vehicle liability security (RE DECREASE SG RV See Note)

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Mike Bayham
Last action
2026-05-20
Official status
Pending Senate Transportation, Highways, and Public Works - Considered 5/21/26
Effective date
Not listed

Plain English Breakdown

The official source material did not provide specific details on enforcement mechanisms or administrative costs associated with implementing these changes.

Reduces Reinstatement Fees for Lapsed Vehicle Insurance

This bill decreases the reinstatement fees and extends the grace period before these fees apply for lapses in vehicle liability insurance coverage.

What This Bill Does

  • Decreases the reinstatement fee from $100 to $50 if a vehicle is uninsured between 16 to 30 days, provided it's the first violation and notice of cancellation was given within one to five days before issuing the violation.
  • Extends the grace period where no reinstatement fees apply from 10 days to 15 days for first-time violations with proper notification.

Who It Names or Affects

  • Drivers who have lapsed vehicle liability insurance coverage.
  • The Louisiana Office of Motor Vehicles which collects these fees.

Terms To Know

Reinstatement Fee
A fee charged to drivers when their vehicle's liability insurance lapses and needs to be renewed.
Grace Period
The time frame during which a driver can fix an issue with their vehicle's insurance without facing penalties or fees.

Limits and Unknowns

  • The bill does not specify how the reduced fees will be enforced or collected.
  • It is unclear if there are any additional administrative costs associated with implementing these changes.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Plain English: The amendment changes the amount of reinstatement fees for lapses in vehicle liability security and adds a new fee for specific time periods.

  • Changes the reinstatement fee from seventy-five dollars to one hundred dollars.
  • Increases the fee from one hundred dollars to one hundred fifty dollars.
  • Modifies the fee from four hundred dollars to five hundred dollars.
  • Extends the grace period from ten days to fifteen days.
  • The amendment introduces a new reinstatement fee of fifty dollars for vehicles not covered by security for sixteen to thirty days, but it is unclear how this affects existing fees or penalties.

Plain English: The amendment changes the amount of certain fees related to vehicle liability security.

  • Changes 'seventy-five' to 'fifty' on page 1, line 19.
  • Inserts 'fifty' after 'hundred' and before 'dollars' on page 2, line 1.
  • Deletes 'four' and inserts 'five' after 'and' and before 'hundred' on page 2, line 2.
  • The exact impact of these changes is not fully explained in the provided text.

Bill History

  1. 2026-05-20 S

    Read second time by title and referred to the Committee on Transportation, Highways and Public Works.

  2. 2026-05-19 S

    Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

  3. 2026-05-18 H

    Read third time by title, amended, roll called on final passage, yeas 92, nays 0. Finally passed, title adopted, ordered to the Senate.

  4. 2026-05-18 H

    Called from the calendar.

  5. 2026-05-18 H

    Read by title, returned to the calendar.

  6. 2026-05-18 H

    Called from the calendar.

  7. 2026-05-13 H

    Scheduled for floor debate on 05/18/2026.

  8. 2026-05-13 H

    Notice given.

  9. 2026-05-13 H

    Read by title, returned to the calendar.

  10. 2026-05-13 H

    Called from the calendar.

  11. 2026-05-12 H

    Scheduled for floor debate on 05/13/2026.

  12. 2026-05-12 H

    Notice given.

  13. 2026-03-26 H

    Read by title, returned to the calendar.

  14. 2026-03-25 H

    Scheduled for floor debate on 03/26/2026.

  15. 2026-03-24 H

    Read by title, ordered engrossed, passed to 3rd reading.

  16. 2026-03-23 H

    Reported favorably (14-0).

  17. 2026-03-09 H

    Read by title, under the rules, referred to the Committee on Transportation, Highways and Public Works.

  18. 2026-02-27 H

    First appeared in the Interim Calendar on 2/27/2026.

  19. 2026-02-26 H

    Under the rules, provisionally referred to the Committee on Transportation, Highways and Public Works.

  20. 2026-02-26 H

    Prefiled.

Official Summary Text

MTR VEHICLE/OFFICE: Provides relative to reinstatement fees for lapses of vehicle liability security (RE DECREASE SG RV See Note)

Current Bill Text

Read the full stored bill text
HLS 26RS-746 REENGROSSED
2026 Regular Session
HOUSE BILL NO. 582
BY REPRESENTATIVE BAYHAM
MTR VEHICLE/OFFICE: Provides relative to reinstatement fees for lapses of vehicle
liability security
1 AN ACT
2 To amend and reenact R.S. 32:863(A)(3)(a), relative to reinstatement fees for the lapse of
3 vehicle liability security; to provide for a decrease in reinstatement fees for lapse of
4 vehicle liability security coverage; to increase the grace period prior to the
5 imposition of reinstatement fees; and to provide for related matters.
6 Be it enacted by the Legislature of Louisiana:
7 Section 1. R.S. 32:863(A)(3)(a) is hereby amended and reenacted to read as follows:
8 §863. Sanctions for false declaration; reinstatement fees; revocation of registration;
9 review
10 A.
11 * * *
12 (3)(a) Sanctions for a violation of Paragraph (1) of this Subsection shall be
13 imposed until proof of required liability security is provided to the secretary and all
14 reinstatement fees are paid. Sanctions for a violation of Paragraph (2) of this
15 Subsection shall be imposed for a period of not less than twelve months nor more
16 than eighteen months. However, in no event shall these sanctions be removed until
17 such time as proof of the required security is provided to the secretary along with all
18 appropriate fees required by law, including a reinstatement fee of one hundred
19 dollars per violation of Paragraph (1) of this Subsection if the vehicle was not
20 covered by the required security for a period of one to thirty days, two hundred fifty
21 dollars if the vehicle was not covered by required security for a period of thirty-one
Page 1 of 3
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
HLS 26RS-746 REENGROSSED
HB NO. 582
1 to ninety days, and five hundred dollars if the vehicle was not covered by required
2 security for a period in excess of ninety days. No reinstatement fee shall be imposed
3 by the secretary if the vehicle was not covered by required security for a period of
4 ten fifteen days or less and the insured surrenders the vehicle's license plate to the
5 secretary within ten fifteen days or if the violation is the insured's first violation
6 pursuant to Paragraph (1) of this Subsection and the lapse of insurance coverage was
7 for ten fifteen days or less, provided that immediate notice of the cancellation is
8 given within one to five days before issuing the violation. A reinstatement fee of
9 fifty dollars shall be imposed if the vehicle was not covered by the required security
10 for a period of sixteen to thirty days provided the violation is the insured's first
11 violation pursuant to Paragraph (1) of this Subsection and immediate notice of the
12 cancellation is given within one to five days before issuing the violation. In addition,
13 notice shall be transmitted to the insured through any digitized credentials
14 established pursuant to R.S. 39:17.2(D) within one to five days before issuing the
15 violation. The reinstatement fees for violations of Paragraph (2) of this Subsection
16 shall be as follows: two hundred fifty dollars for a first violation, five hundred
17 dollars for a second violation, and one thousand dollars for a third or subsequent
18 violation. The reinstatement fee shall not be owed for an alleged violation of
19 Paragraph (2) of this Subsection when proof of the required security is provided to
20 the secretary within sixty days of the date of the notice. If at the time of
21 reinstatement, a person has multiple violations and is within sixty days of the notice,
22 the total amount of fees to be paid shall not exceed eight hundred fifty dollars for
23 violations of Paragraph (1) of this Subsection and one thousand seventy-five dollars
24 for violations of Paragraph (2) of this Subsection. At no time shall the total amount
25 of fees, including administrative fees, exceed two hundred fifty dollars for persons
26 sixty-five years or older. After sixty days of the date of the notice, all fees shall be
27 considered final delinquent debt and therefore owed, and the eight-hundred-fifty-
28 dollar limit for persons under sixty-five years shall no longer apply.
29 * * *
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CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
HLS 26RS-746 REENGROSSED
HB NO. 582
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 582 Reengrossed 2026 Regular Session Bayham
Abstract: Decreases reinstatement fees for lapse of vehicle liability security coverage and
increases the grace period prior to the imposition of reinstatement fees.
Present law requires a reinstatement fee for a lapse in vehicle liability security as follows:
$100 per violation for lapses in coverage between one to 30 days; a reinstatement fee of
$250 for lapses in coverage between 31 to 90 days; and $500 for lapses in coverage in excess
of 90 days.
Present law provides a grace period where reinstatement fees will not apply if the vehicle
was uninsured for 10 days or less and the insured surrenders the license plate to the office
of motor vehicles within 10 days or if the violation is the insured's first violation, provided
immediate notice of cancellation was given within one to five days before issuing the
violation.
Proposed law extends the grace period in present law, prohibiting the imposition of
reinstatement fees for the lapse of insurance coverage, from 10 days or less to 15 days or
less, and applies the same period to the surrender requirement or if the violation is the
insured's first violation, provided immediate notice of cancellation was given within one to
five days before issuing the violation.
Proposed law requires a $50 reinstatement fee be imposed if the vehicle was not covered by
the required security for a period of 16 to 30 days provided the violation is the insured's first
violation and immediate notice of the cancellation is given within one to five days before
issuing the violation.
(Amends R.S. 32:863(A)(3)(a))
Summary of Amendments Adopted by House
The House Floor Amendments to the engrossed bill:
1. Restore present law regarding the reinstatement fee amounts for lapses of vehicle
liability security coverage for periods of one to thirty days, thirty-one to ninety
days, and in excess of ninety days.
2. Add a requirement that a $50 reinstatement fee be imposed if the vehicle was not
covered by the required security for a period of sixteen to thirty days provided
the violation is the insured's first violation and immediate notice of the
cancellation is given within one to five days before issuing the violation.
3. Make a technical change.
Page 3 of 3
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.