INSURANCE/AUTOMOBILE: Requires uninsured and underinsured motorist coverage for transportation network company drivers

HLS 26RS-963 ORIGINAL
2026 Regular Session
HOUSE BILL NO. 702
BY REPRESENTATIVE MANDIE LANDRY
INSURANCE/AUTOMOBILE: Requires uninsured and underinsured motorist coverage
for transportation network company drivers
1 AN ACT
2 To amend and reenact R.S. 45:201.6(A), (B)(2), and (C)(2), relative to automobile insurance
3 requirements for transportation network company drivers; to provide for uninsured
4 and underinsured motorist coverage; and to provide for related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 45:201.6(A), (B)(2), and (C)(2) are hereby amended and reenacted
7 to read as follows:
8 §201.6. Requirements for insurance
9 A. A transportation network company driver or a transportation network
10 company on the driver's behalf shall maintain primary automobile insurance,
11 including liability, uninsured motorist, and underinsured motorist coverage, that
12 meets the requirements of this Section.
13 B. Automobile insurance during the pre-trip acceptance period shall:
14 * * *
15 (2) Include uninsured and underinsured motorist coverage to the extent
16 required by R.S. 22:1295 in an amount not less than the limits of bodily injury
17 provided by the policy.
18 C. Automobile insurance during a prearranged ride shall:
19 * * *
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
HLS 26RS-963 ORIGINAL
HB NO. 702
1 (2) Include uninsured and underinsured motorist coverage to the extent
2 required by R.S. 22:1295 in an amount not less than the limits of bodily injury
3 provided by the policy.
4 * * *
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 702 Original 2026 Regular Session Mandie Landry
Abstract: Requires that automobile insurance maintained by drivers of transportation
network companies include liability, uninsured motorist, and underinsured motorist
coverage. Coverage must be in effect during both the pre-trip acceptance period and
the duration of a prearranged ride, with coverage limits not less than the bodily
injury liability limits specified in the policy.
Present law outlines the insurance requirements for drivers operating under transportation
network companies, including maintaining minimum liability coverage during both the pre-
trip acceptance period and a prearranged ride. Present law requires that the insurance policy
include uninsured and underinsured motorist coverage as provided in present law (R.S.
22:1295).

Proposed law retains present law and specifies that the primary automobile insurance
required under present law includes liability, uninsured motorist, and underinsured motorist
coverage. Proposed law revises the uninsured and underinsured motorist coverage
requirements for both the pre-trip acceptance period and a prearranged ride by specifying
that such coverage be provided in an amount not less than the bodily injury liability limits
of the policy.
(Amends R.S. 45:201.6(A), (B)(2), and (C)(2))
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.