HB826 • 2026

INSURANCE: Provides relative to referrals for sales of insurance

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Kyle M. Green , Jr.
Last action: 2026-05-22
Official status: Signed by the Governor - Act 320
Effective date: Not listed

Plain English Breakdown

The bill text and summary do not provide specific details about penalties for breaking these rules.

Insurance Referral Rules

This act changes Louisiana's insurance laws to allow unlicensed people or entities to refer customers to licensed insurance sellers by providing contact information, but limits how they can be paid for these referrals.

What This Bill Does

Allows unlicensed individuals or businesses to provide customer contact information such as telephone numbers, email addresses, or website links to licensed insurance sellers.
Prohibits payment for referrals based on the sale of an insurance product.
Requires any compensation for referrals not to be in the form of a sales commission.

Who It Names or Affects

Unlicensed individuals and businesses who want to refer customers to licensed insurance sellers.
Licensed insurance sellers receiving customer information from unlicensed referrers.

Terms To Know

Referral: When someone directs a potential customer to another person or business for services, in this case, an insurance product.
Licensed: Having the proper certification from the state to sell insurance products legally.

Limits and Unknowns

The act does not specify how compensation can be structured other than it cannot be a sales commission or based on a sale.
It is unclear what specific penalties will apply if these rules are broken.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

House Committee Amendment #2885 INS Adopted

Adopted

Plain English: HCAHB826 4902 2885 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Insurance to Original House Bill No.

HCAHB826 4902 2885 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Insurance to Original House Bill No.
826 by Representative Green 1 AMENDMENT NO.
1 2 On page 1, line 3, change "of" to "on" Page 1 of 1 CODING: Words in struck through type are deletions from existing law; words underscored are additions.

House Committee Amendment #2378 INS Draft

Draft

Plain English: HCAHB826 506 2378 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Insurance to Original House Bill No.

HCAHB826 506 2378 HOUSE COMMITTEE AMENDMENTS 2026 Regular Session Amendments proposed by House Committee on Insurance to Original House Bill No.
826 by Representative Green 1 AMENDMENT NO.
1 2 On page 1, line 3, change "of" to "on" Page 1 of 1 CODING: Words in struck through type are deletions from existing law; words underscored are additions.

Bill History

2026-05-22 H
Effective date: 08/01/2026.
2026-05-22 H
Signed by the Governor. Becomes Act No. 320.
2026-05-20 H
Sent to the Governor for executive approval.
2026-05-19 S
Signed by the President of the Senate.
2026-05-19 H
Enrolled and signed by the Speaker of the House.
2026-05-19 H
Received from the Senate without amendments.
2026-05-18 S
Rules suspended. Read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
2026-05-11 S
Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
2026-05-07 S
Read by title and referred to the Legislative Bureau.
2026-05-06 S
Reported favorably.
2026-04-13 S
Read second time by title and referred to the Committee on Insurance.
2026-04-08 S
Received in the Senate. Read first time by title and placed on the Calendar for a second reading.
2026-04-08 H
Read third time by title, roll called on final passage, yeas 93, nays 0. Finally passed, title adopted, ordered to the Senate.
2026-04-07 H
Scheduled for floor debate on 04/08/2026.
2026-04-01 H
Read by title, amended, ordered engrossed, passed to 3rd reading.
2026-03-31 H
Reported with amendments (11-0).
2026-03-09 H
Read by title, under the rules, referred to the Committee on Insurance.
2026-02-27 H
First appeared in the Interim Calendar on 2/27/2026.
2026-02-27 H
Under the rules, provisionally referred to the Committee on Insurance.
2026-02-27 H
Prefiled.

Official Summary Text

INSURANCE: Provides relative to referrals for sales of insurance

Current Bill Text

Read the full stored bill text

ENROLLED
2026 Regular Session
HOUSE BILL NO. 826
BY REPRESENTATIVE GREEN
1 AN ACT
2 To amend and reenact R.S. 22:1598(A) and (B), relative to insurance; to provide with
3 respect to referrals for sales and information on insurance products; to provide for
4 compensation; and to provide for related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:1598(A) and (B) are hereby amended and reenacted to read as
7 follows:
8 §1598. Referrals
9 A. Any person or entity who is not licensed to sell insurance may refer a
10 customer to a person, or the telephone number of a person, who sells or provides
11 consumer by telephone number, electronic mail address, or website or provide a
12 direct referral to a person or an insurance company, including affiliates or partners,
13 that sells or provides opinions or advice on any insurance product.
14 B. Any compensation received by the person or entity making a referral
15 provided for in Subsection A of this Section shall not be in the form of a sales
16 commission and shall not be nor based on the application by the customer or
17 consumer's eventual purchase of insurance.
18 * * *
SPEAKER OF THE HOUSE OF REPRESENTATIVES
PRESIDENT OF THE SENATE
GOVERNOR OF THE STATE OF LOUISIANA
APPROVED:
Page 1 of 1
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.