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HB954 • 2026

INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Michael Echols
Last action
2026-03-09
Official status
Pending House Insurance
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

What This Bill Does

  • INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-03-09 H

    Read by title, under the rules, referred to the Committee on Insurance.

  2. 2026-02-27 H

    First appeared in the Interim Calendar on 2/27/2026.

  3. 2026-02-27 H

    Under the rules, provisionally referred to the Committee on Insurance.

  4. 2026-02-27 H

    Prefiled.

Official Summary Text

INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile repairs

Current Bill Text

Read the full stored bill text 
HLS 26RS-1190 ORIGINAL
2026 Regular Session
HOUSE BILL NO. 954
BY REPRESENTATIVE ECHOLS
INSURANCE/AUTOMOBILE: Creates a mandatory right of appraisal for automobile
repairs
1 AN ACT
2 To enact R.S. 22:1289.2; relative to create policyholders a mandatory right of appraisal for
3 automobile repairs; to provide for the right of appraisal process; and to provide for
4 related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:1289.2 is hereby enacted to read as follows:
7 §1289.2. Automobile insurance policies; mandatory right to appraisal
8 A. All automotive insurance policies, in Louisiana, shall include a Right to
9 Appraisal (RTA) clause, which allows policyholders to resolve disputes over claim
10 valuations through an independent appraisal process.
11 (1) The RTA process shall include two independent appraisers, which
12 includes the following:
13 (a) One of the appraisers chosen by the insurer.
14 (b) One of the appraisers chosen by the policyholder.
15 (c) A neutral umpire to resolve disputes.
16 (2) The RTA process shall follow the processes outlined in R.S. 22:1807.13
17 and R.S. 22:1807.19.
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
HLS 26RS-1190 ORIGINAL
HB NO. 954
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 954 Original 2026 Regular Session Echols
Abstract: Creates policyholders a mandatory right of appraisal for automobile repairs.
Provides guidelines for the right of appraisal process.
Proposed law creates a mandatory right of appraisal for policyholders to ensure fairness of
automobile repairs.
Proposed law provides guidelines for the right of appraisal process.
(Adds R.S. 22:1289.2)
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.