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SCR59 • 2026

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Regina Ashford Barrow
Last action
2026-05-26
Official status
Pending House referral
Effective date
Not listed

Plain English Breakdown

The official source does not provide specific details on how insurance rates will be lowered or the exact timeline for rate reductions.

Memorializing Congress for Lower Insurance Rates

This resolution asks the U.S. Congress to lower insurance rates in Louisiana once half of a flood control project is finished.

What This Bill Does

  • Asks Congress to reevaluate and redraw flood-risk maps upon fifty percent completion of the Comite River Diversion Canal Project.
  • Requests that insurance rates be lowered based on progress made towards reducing flood risks.
  • Highlights the significant impact of flooding in Louisiana, especially in East Baton Rouge Parish and Livingston Parish.
  • Points out that despite progress on the project since 2016, residents still face high insurance costs.

Who It Names or Affects

  • Louisiana homeowners and renters who pay for flood insurance.
  • Businesses in Louisiana affected by flood risk and insurance rates.
  • FEMA, which manages federal flood-risk assessments and insurance programs.

Terms To Know

Comite River Diversion Canal Project
A project designed to reduce flooding by diverting water from the Comite River Basin to the Mississippi River.
FEMA
Federal Emergency Management Agency, a U.S. government agency that manages disaster response and recovery efforts.

Limits and Unknowns

  • The resolution is not legally binding; it only asks Congress to take action.
  • It does not specify how much insurance rates will be lowered or when the changes will happen.
  • The exact timeline for fifty percent completion of the project and subsequent rate reductions is uncertain.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Plain English: The amendment changes part of a resolution to remove specific lines that mention insurance rates and instead adds new text highlighting progress in reducing long-term flood risk for Louisiana homeowners.

  • Removes lines from the original bill that discuss lowering insurance rates based on project completion.
  • Adds new language emphasizing significant progress made since 2016 towards reducing long-term flood risks.
  • The amendment does not provide details about how or when insurance rates will be lowered, only acknowledging the progress in flood risk reduction.

Plain English: The amendment changes part of a resolution to remove specific lines about insurance rates and instead highlights the progress made on reducing flood risks for Louisiana homeowners.

  • Removes language that references lowering insurance rates based on fifty percent completion of the Comite Diversion Canal Project.
  • Adds new text emphasizing significant progress in flood risk reduction since 2016.
  • The amendment does not specify what specific changes will be made to the resolution beyond these textual modifications.

Bill History

  1. 2026-05-26 H

    Read by title. Lies over under the rules.

  2. 2026-05-26 H

    Received in the House from the Senate.

  3. 2026-05-25 S

    Senate amendments read and adopted. Read by title and adopted by a vote of 38 yeas and 0 nays; ordered engrossed and sent to the House.

  4. 2026-05-21 S

    Rules suspended. Reported with amendments.

  5. 2026-05-06 S

    Read second time by title and referred to the Committee on Natural Resources.

  6. 2026-05-05 S

    Introduced in the Senate. Read by title and placed on the Calendar for a second reading.

Official Summary Text

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

Current Bill Text

Read the full stored bill text
SLS 26RS-1508 ENGROSSED
2026 Regular Session
SENATE CONCURRENT RESOLUTION NO. 59
BY SENATOR BARROW
CONGRESS. Memorializes Congress to act to lower the insurance rates based on fifty
percent completion of the Comite Diversion Canal Project.
1 A CONCURRENT RESOLUTION
2 To memorialize the Congress of the United States to reevaluate and redraw flood-risk maps
3 and systems upon fifty percent completion of the Comite River Diversion Canal
4 Project and decrease insurance rates based on mitigation progress in Louisiana.
5 WHEREAS, the Comite River Diversion Canal Project was developed to redirect
6 excess flood water from the Comite River Basin toward the Mississippi River in order to
7 reduce future flood damage; and
8 WHEREAS, during the August 2016 flood of record within the basin, approximately
9 109,000 homes flooded, of which 79,000 homes were located in East Baton Rouge Parish
10 and Livingston Parish. Flood damages were estimated at $3.8 billion in residential property
11 damage with $2.3 billion occurring in East Baton Rouge Parish and Livingston Parish; and
12 WHEREAS, following the 2016 flood, the project received major federal funding and
13 advanced into active construction, including work on the diversion channel, control
14 structures, bridges, and related infrastructure and has made measurable progress toward
15 completion, representing a significant step toward long-term flood risk reduction for
16 communities in and around East Baton Rouge Parish; and
17 WHEREAS, flood risk is a major factor in increased insurance costs in Louisiana,
18 resulting in higher premiums, financial burdens on families, reduced housing affordability,
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SCR NO. 59
SLS 26RS-1508 ENGROSSED
1 and impaired economic growth in communities across this state; and
2 WHEREAS, the Comite River Diversion Canal Project in southeastern Louisiana is
3 a long-standing federal and state flood mitigation project designed to reduce flood damages
4 for residents and property owners; and
5 WHEREAS, despite significant progress toward long-term flood risk reduction and
6 completion of the project since 2016, Louisiana homeowners, renters, farmers, and
7 businesses continue to face severe increases in property and flood insurance premiums; and
8 WHEREAS, the Federal Emergency Management Agency (FEMA) has indicated
9 once the project is fifty percent completed, they can begin redrawing flood maps in a way
10 that shows the project is finished, resulting in lowered insurance rates for tens of thousands
11 of people who live within the Basin; and
12 WHEREAS, it has been publicly reported that FEMA estimates that the fifty percent
13 threshold for project completion will be met in the summer of 2027, and by 2028 should
14 eliminate or reduce flood insurance premiums in advance of the project being completed;
15 and
16 WHEREAS, recognition of substantial completion benchmarks, including
17 approximately fifty percent completion of the Comite River Diversion Canal Project, should
18 support updated risk modeling, mitigation recognition, improved affordability, and future
19 premium relief.
20 THEREFORE, BE IT RESOLVED that the Legislature of Louisiana does hereby
21 memorialize the Congress of the United States to take necessary action to stabilize and
22 reduce insurance costs for Louisiana residents and businesses impacted by flood risk,
23 including through federal recognition of measurable flood-risk reduction associated with
24 major mitigation infrastructure.
25 BE IT FURTHER RESOLVED that a copy of this Resolution shall be transmitted
26 to the secretary of the United States Senate and the clerk of the United States House of
27 Representatives and to each member of the Louisiana delegation of the United States
28 Congress.
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SCR NO. 59
SLS 26RS-1508 ENGROSSED
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by Senate Legislative Services.
The keyword, summary, and digest do not constitute part of the law or proof
or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
DIGEST
SCR 59 Engrossed 2026 Regular Session Barrow
Memorializes Congress of the United States to reevaluate and redraw flood-risk maps and
systems upon fifty percent completion of the Comite River Diversion Canal Project and
decrease insurance rates based on mitigation progress in Louisiana.
Summary of Amendments Adopted by Senate
Committee Amendments Proposed by Senate Committee on Natural Resources to
the original bill
1. Make technical changes.
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