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SCR59 • 2026

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Regina Ashford Barrow
Last action
2026-06-01
Official status
Signed by the President
Effective date
Not listed

Plain English Breakdown

The official source does not specify how insurance rates will be lowered or what exact actions Congress should take.

Memorializing Congress for Lower Insurance Rates

This resolution asks Congress to lower insurance rates in Louisiana once the Comite River Diversion Canal Project is fifty percent complete.

What This Bill Does

  • Requests that insurance rates be lowered based on progress made with the canal project.
  • Sends a copy of this resolution to members of Congress from Louisiana.

Who It Names or Affects

  • Louisiana residents and businesses who pay flood insurance.

Terms To Know

Comite River Diversion Canal Project
A project to build a canal that will help reduce flooding in Louisiana.
Federal Emergency Management Agency (FEMA)
An agency of the U.S. government that deals with disasters and helps communities prepare for emergencies.

Limits and Unknowns

  • The resolution does not change any laws or regulations, it only asks Congress to take action.
  • It is unclear how quickly insurance rates will be lowered after the project reaches fifty percent completion.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Plain English: The amendment changes part of a resolution to remove specific lines that mention insurance rates and instead adds new text highlighting progress in reducing long-term flood risk for Louisiana homeowners.

  • Removes lines from the original bill that discuss lowering insurance rates based on project completion.
  • Adds new language emphasizing significant progress made since 2016 towards reducing long-term flood risks.
  • The amendment does not provide details about how or when insurance rates will be lowered, only acknowledging the progress in flood risk reduction.

Plain English: The amendment changes part of a resolution to remove specific lines about insurance rates and instead highlights the progress made on reducing flood risks for Louisiana homeowners.

  • Removes language that references lowering insurance rates based on fifty percent completion of the Comite Diversion Canal Project.
  • Adds new text emphasizing significant progress in flood risk reduction since 2016.
  • The amendment does not specify what specific changes will be made to the resolution beyond these textual modifications.

Bill History

  1. 2026-06-01 S

    Enrolled. Signed by the President of the Senate on 6/2/2026.

  2. 2026-06-01 H

    Signed by the Speaker of the House.

  3. 2026-06-01 S

    Enrolled. Signed by the President of the Senate.

  4. 2026-06-01 S

    Received from the House without amendments.

  5. 2026-06-01 H

    Read by title, concurred in by vote of 94 yeas, 1 nays.

  6. 2026-05-27 H

    Scheduled for floor debate on 06/01/2026.

  7. 2026-05-27 H

    Read by title, passed to 3rd reading.

  8. 2026-05-26 H

    Read by title. Lies over under the rules.

  9. 2026-05-26 H

    Received in the House from the Senate.

  10. 2026-05-25 S

    Senate amendments read and adopted. Read by title and adopted by a vote of 38 yeas and 0 nays; ordered engrossed and sent to the House.

  11. 2026-05-21 S

    Rules suspended. Reported with amendments.

  12. 2026-05-06 S

    Read second time by title and referred to the Committee on Natural Resources.

  13. 2026-05-05 S

    Introduced in the Senate. Read by title and placed on the Calendar for a second reading.

Official Summary Text

CONGRESS: Memorializes Congress to act to lower the insurance rates based on fifty percent completion of the Comite Diversion Canal Project.

Current Bill Text

Read the full stored bill text
2026 Regular Session ENROLLED
SENATE CONCURRENT RESOLUTION NO. 59
BY SENATOR BARROW
A CONCURRENT RESOLUTION
To memorialize the Congress of the United States to reevaluate and redraw flood-risk maps
and systems upon fifty percent completion of the Comite River Diversion Canal
Project and decrease insurance rates based on mitigation progress in Louisiana.
WHEREAS, the Comite River Diversion Canal Project was developed to redirect
excess flood water from the Comite River Basin toward the Mississippi River in order to
reduce future flood damage; and
WHEREAS, during the August 2016 flood of record within the basin, approximately
109,000 homes flooded, of which 79,000 homes were located in East Baton Rouge Parish
and Livingston Parish. Flood damages were estimated at $3.8 billion in residential property
damage with $2.3 billion occurring in East Baton Rouge Parish and Livingston Parish; and
WHEREAS, following the 2016 flood, the project received major federal funding and
advanced into active construction, including work on the diversion channel, control
structures, bridges, and related infrastructure and has made measurable progress toward
completion, representing a significant step toward long-term flood risk reduction for
communities in and around East Baton Rouge Parish; and
WHEREAS, flood risk is a major factor in increased insurance costs in Louisiana,
resulting in higher premiums, financial burdens on families, reduced housing affordability,
and impaired economic growth in communities across this state; and
WHEREAS, the Comite River Diversion Canal Project in southeastern Louisiana is
a long-standing federal and state flood mitigation project designed to reduce flood damages
for residents and property owners; and
WHEREAS, despite significant progress toward long-term flood risk reduction and
completion of the project since 2016, Louisiana homeowners, renters, farmers, and
businesses continue to face severe increases in property and flood insurance premiums; and
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SCR NO. 59 ENROLLED
WHEREAS, the Federal Emergency Management Agency (FEMA) has indicated
once the project is fifty percent completed, they can begin redrawing flood maps in a way
that shows the project is finished, resulting in lowered insurance rates for tens of thousands
of people who live within the Basin; and
WHEREAS, it has been publicly reported that FEMA estimates that the fifty percent
threshold for project completion will be met in the summer of 2027, and by 2028 should
eliminate or reduce flood insurance premiums in advance of the project being completed;
and
WHEREAS, recognition of substantial completion benchmarks, including
approximately fifty percent completion of the Comite River Diversion Canal Project, should
support updated risk modeling, mitigation recognition, improved affordability, and future
premium relief.
THEREFORE, BE IT RESOLVED that the Legislature of Louisiana does hereby
memorialize the Congress of the United States to take necessary action to stabilize and
reduce insurance costs for Louisiana residents and businesses impacted by flood risk,
including through federal recognition of measurable flood-risk reduction associated with
major mitigation infrastructure.
BE IT FURTHER RESOLVED that a copy of this Resolution shall be transmitted
to the secretary of the United States Senate and the clerk of the United States House of
Representatives and to each member of the Louisiana delegation of the United States
Congress.
PRESIDENT OF THE SENATE
SPEAKER OF THE HOUSE OF REPRESENTATIVES
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