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132nd MAINE LEGISLATURE
FIRST REGULAR SESSION-2025
Legislative Document No. 1031
H.P. 660 House of Representatives, March 14, 2025
An Act to Allow Time-share Associations to Charge Credit Card
Surcharges
Received by the Clerk of the House on March 12, 2025. Referred to the Committee on
Health Coverage, Insurance and Financial Services pursuant to Joint Rule 308.2 and ordered
printed pursuant to Joint Rule 401.
ROBERT B. HUNT
Clerk
Presented by Representative MORRIS of Turner.
Cosponsored by Representative: QUINT of Hodgdon.
Page 1 - 132LR1963(01)
1Be it enacted by the People of the State of Maine as follows:
2Sec. 1. 33 MRSA §596 is enacted to read:
3§596. Surcharge permitted for time-share association or managing entity
4 Notwithstanding Title 9-A, section 8-509, subsection 1, a time-share association or
5 managing entity may impose a surcharge for payments made with a credit card or debit
6 card for fees or assessments on a time-share owner or for the provision of a specific service
7 provided by that time-share association or managing entity if the surcharge:
81. Disclosed. Is disclosed clearly to the time-share owner prior to payment; and
92. Does not exceed service cost. Does not exceed the costs associated with providing
10 the credit card or debit card service that are directly incurred by the time-share association
11 or managing entity or assessed by an authorized 3rd-party payment service provider for a
12 credit card or debit card transaction. If there is not a cost assessed by an authorized
13 3rd-party payment service provider for a debit card transaction, the time-share association
14 or managing entity may not impose a surcharge associated with a debit card transaction.
15 A time-share association or managing entity shall disclose to the time-share owner that
16 the surcharge may be avoided if the time-share owner makes payments by cash, check or
17 other means that is not a credit card or debit card. A time-share association or managing
18 entity is not subject to any liability to the issuer of a credit card or an authorized 3rd-party
19 payment service provider for nonpayment of credit card charges by the time-share owner.
20SUMMARY
21 This bill authorizes a time-share association or managing entity that charges an
22 assessment or fee to impose a surcharge on a time-share owner that uses a credit card or
23 debit card to make payments as long as the surcharge is clearly disclosed prior to payment
24 and the amount of the surcharge does not exceed the costs associated with providing the
25 credit card or debit card service that are directly incurred by the association or managing
26 entity or assessed by an authorized 3rd-party payment service provider for a credit card or
27 debit card transaction.
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