KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

Back to Maine

LD1444 • 2025

An Act to Clarify the Application of Finch v. U.S. Bank, N.A.

An Act to Clarify the Application of Finch v. U.S. Bank, N.A.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Senator Anne Carney
Last action
2026-04-13
Official status
Signed by the Governor
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act to Clarify the Application of Finch v. U.S. Bank, N.A.

An Act to Clarify the Application of Finch v.

What This Bill Does

  • An Act to Clarify the Application of Finch v.
  • U.S.
  • Bank, N.A.
  • Sponsor: Senator Anne Carney Reference committee: Judiciary Governor action: Signed by the Governor

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Filed

Plain English: Page 1 - 132LR0736(02) COMMITTEE AMENDMENT 1 L.D.

  • Page 1 - 132LR0736(02) COMMITTEE AMENDMENT 1 L.D.
  • 1444 2 Date: (Filing No.
  • S- ) 3JUDICIARY 4 Reproduced and distributed under the direction of the Secretary of the Senate.
  • 5STATE OF MAINE 6SENATE 7132ND LEGISLATURE 8FIRST SPECIAL SESSION 9 COMMITTEE AMENDMENT “ ” to S.P.
Adopted by House & Senate

Plain English: Page 1 - 132LR0736(04) COMMITTEE AMENDMENT 1 L.D.

  • Page 1 - 132LR0736(04) COMMITTEE AMENDMENT 1 L.D.
  • 1444 2 Date: (Filing No.
  • S- ) 3JUDICIARY 4 Reproduced and distributed under the direction of the Secretary of the Senate.
  • 5STATE OF MAINE 6SENATE 7132ND LEGISLATURE 8SECOND REGULAR SESSION 9 COMMITTEE AMENDMENT “ ” to S.P.

Bill History

  1. 2026-04-13 Governor

    Signed by the Governor

  2. 2026-04-06 Senate

    PASSED TO BE ENACTED , in concurrence.

  3. 2026-04-02 House

    PASSED TO BE ENACTED . Sent for concurrence. ORDERED SENT FORTHWITH.

  4. 2026-03-27 Committee

    Reported Out; OTP-AM

  5. 2026-01-30 Committee

    Work Session Held

  6. 2026-01-30 Committee

    Voted; OTP-AM

  7. 2026-01-14 Committee

    Work Session Held; TABLED

  8. 2025-06-17 Committee

    Referred to Committee on Judiciary.

  9. 2025-06-17 Committee

    Carry Over Approved

  10. 2025-06-12 Committee

    Reported Out; OTP-AM/ONTP

  11. 2025-05-09 Committee

    Work Session Held

  12. 2025-05-09 Committee

    Voted; Divided Report

Official Summary Text

An Act to Clarify the Application of Finch v. U.S. Bank, N.A.
Sponsor:
Senator Anne Carney
Reference committee:
Judiciary
Governor action:
Signed by the Governor

Current Bill Text

Read the full stored bill text 
Page 1 - 132LR0736(05)
STATE OF MAINE
_____
IN THE YEAR OF OUR LORD
TWO THOUSAND TWENTY-SIX
_____
S.P. 585 - L.D. 1444
An Act to Clarify the Application of Finch v. U.S. Bank, N.A.
Be it enacted by the People of the State of Maine as follows:
Sec. 1. 14 MRSA §6111, sub-§1-B is enacted to read:
1-B. Application. Notwithstanding any provision of this section to the contrary, for
any cause of action arising prior to January 11, 2024 for a claim in which a foreclosure
action was dismissed due to a defective notice of a mortgagor's right to cure pursuant to
this section, any subsequent cause of action asserting a claim for any sums due on the
obligation as of the date of the final judgment dismissing the prior action is barred. The
holding in the case of Finch v. U.S. Bank, N.A., 2024 Me. 2 may not be applied to any cause
of action arising prior to January 11, 2024.
APPROVED
APRIL 13, 2026
BY GOVERNOR
CHAPTER
677
PUBLIC LAW