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SB0893 • 2026

Business Regulation - Rounding Cash Transactions - Authorization

Business Regulation - Rounding Cash Transactions - Authorization

Labor Taxes
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Senator Gile
Last action
2026-05-12
Official status
Approved by the Governor - Chapter 516
Effective date
Upon Enact

Plain English Breakdown

The official source material does not explicitly mention superseding conflicting local regulations, rules, and ordinances. This claim was removed as it is not supported by the provided text.

Rules for Rounding Cash Transactions

This law allows businesses to round cash payments and change up or down to the nearest five cents, under certain conditions.

What This Bill Does

  • Allows merchants to round cash transactions up or down to the nearest five cents if the total is at least 5 cents.
  • Does not apply when exact change is used for a transaction.
  • Clarifies that rounding does not affect tax calculations on the transaction.
  • Permits employers to round wages paid in cash according to these rules.

Who It Names or Affects

  • Merchants who accept cash payments for goods or services.
  • Employers who pay employees with cash.
  • Customers making purchases with cash.

Terms To Know

Cash
United States coins and currency, excluding paper instruments like gift cards.
Total Price
The final amount a customer pays after discounts, taxes, and rounding are applied.

Limits and Unknowns

  • Does not apply to transactions paid with exact change.
  • Rounding must be consistent with the rules set by this law.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

213026/1

None • Senator Hershey

Floor Amendment { 213026/1 (Senator Hershey) Adopted

Plain English: AMENDMENTS TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.

  • AMENDMENTS TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.
  • 1 On page 1, in line 11, strike “1–607” and substitute “1–606”.
  • AMENDMENT NO.
  • 2 On page 3, strike in their entirety lines 26 through 30, inclusive.
283229/1

None

Favorable with Amendments { 283229/1 Adopted

Plain English: AMENDMENTS TO SENATE BILL 893 (Third Reading File Bill) AMENDMENT NO.

  • AMENDMENTS TO SENATE BILL 893 (Third Reading File Bill) AMENDMENT NO.
  • 1 On page 1, in line 8, after “Act;” insert “altering the definition of “taxable price” for the purposes of certain provisions of law governing the State sales and use tax to clarify the exclusion from the tax of a certain amount collected due to rounding the price for a good or service in accordance with certain provisions of this Act;”.
  • On page 2, after line 3, insert: “BY repealing and reenacting, without amendments, Article – Tax – General Section 11–101(a) and (l)(1) Annotated Code of Maryland (2022 Replacement Volume and 2025 Supplement) BY repealing and reenacting, with amendments, Article – Tax – General Section 11–101(l)(3) Annotated Code of Maryland (2022 Replacement Volume and 2025 Supplement)”.
  • AMENDMENT NO.
373726/1

None

Favorable with Amendments { 373726/1

Plain English: AMENDMENTS TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.

  • AMENDMENTS TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.
  • 1 On page 1, in line 3, after “round” insert “the portion of the price of a”; in the same line, strike “cash transactions” and substitute “ transaction for which a customer pays using cash”; strike beginning with “authorizing” in line 5 down through the semicolon in line 6; and strike in their entirety lines 15 through 24, inclusive.
  • AMENDMENT NO.
  • 2 On page 2, in line 15, strike “TOTAL PRICE” and substitute “PRICE”; in the same line, strike the second “ PRICE” and substitute “ AMOUNT DUE AND PAYAB LE BY”; in lines 15 and 16, strike “IS RESPONSIBLE FOR PAYING”; in line 17, after “DEDUCTION;” insert “AND”; strike beginning with the semicolon in line 18 down through “SUBTITLE” in line 19; in line 21, after “SUBTITLE” insert “: (1)”; in the same line, strike “ CASH”; in line 22, strike “IN EXCHANGE FOR” and substitute “PAID WITH”; in the same line, after “CHANGE” insert “; AND (2) MAY NOT BE CONSTRUED TO AUTHORIZE A MERCH ANT TO ROUND A PRICE FOR A GOOD OR SERVICE IN A MANNER THAT ALTERS T HE CALCULATION OF ANY TAX OR FEE APPLICABLE TO THE TRANSACTION”; and strike beginning with the colon in line 24 down through “ (1)” in line 25 and substitute “THE PORTION OF THE PRICE OF”.
983326/1

None • Senator Hershey

Floor Amendment { 983326/1 (Senator Hershey)

Plain English: AMENDMENT TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.

  • AMENDMENT TO SENATE BILL 893 (First Reading File Bill) AMENDMENT NO.
  • 1 On page 1, at the top of the page, strike “EMERGENCY BILL”; and in line 7, after “Act;” insert “ requiring the Secretary of Labor to notify certain merchants of the provisions of this Act”.
  • AMENDMENT NO.
  • 2 On page 4, in line 5, strike “MAY” and substitute “SHALL”; after line 17, insert: “SECTION 2.

Bill History

  1. 2026-05-12 Post Passage

    Approved by the Governor - Chapter 516

  2. 2026-04-09 House

    Favorable with Amendments Report by Economic Matters

  3. 2026-03-30 House

    Third Reading Passed (124-12)

  4. 2026-03-26 Senate

    Senate Concurs House Amendments

  5. 2026-03-26 Senate

    Third Reading Passed (36-11)

  6. 2026-03-26 Senate

    Passed Enrolled

  7. 2026-03-24 House

    Hearing 4/01 at 1:00 p.m.

  8. 2026-03-23 House

    Favorable with Amendments { 283229/1 Adopted

  9. 2026-03-23 House

    Second Reading Passed with Amendments

  10. 2026-03-09 Senate

    Favorable with Amendments Report by Finance

  11. 2026-03-05 House

    Referred Economic Matters

  12. 2026-03-02 Senate

    Third Reading Passed (37-9)

  13. 2026-02-27 Senate

    Floor Amendment { 983326/1 (Senator Hershey) Withdrawn

  14. 2026-02-27 Senate

    Floor Amendment { 213026/1 (Senator Hershey) Adopted

  15. 2026-02-27 Senate

    Second Reading Passed with Amendments

  16. 2026-02-26 Senate

    Favorable with Amendments { 373726/1 Adopted

  17. 2026-02-26 Senate

    Floor Amendment { 983326/1 (Senator Hershey)

  18. 2026-02-26 Senate

    Motion Laid Over (Senator Hershey) Adopted

  19. 2026-02-25 Senate

    Favorable with Amendments { 373726/1

  20. 2026-02-25 Senate

    Motion Special Order until 3/11 (Senator Hershey) Adopted

  21. 2026-02-12 Senate

    Hearing 2/27 at 1:00 p.m.

  22. 2026-02-06 Senate

    First Reading Finance

  23. Maryland General Assembly

    Text - First - Business Regulation - Rounding Cash Transactions - Authorization

  24. Maryland General Assembly

    Vote - Senate - Committee - Finance

  25. Maryland General Assembly

    Text - Third - Business Regulation - Rounding Cash Transactions - Authorization

  26. Maryland General Assembly

    Vote - House - Committee - Economic Matters

  27. Maryland General Assembly

    Text - Enrolled - Business Regulation - Rounding Cash Transactions - Authorization

  28. Maryland General Assembly

    Text - Chapter - Business Regulation - Rounding Cash Transactions - Authorization

Official Summary Text

Authorizing a merchant to round the portion of the price of a certain transaction for which a customer pays using cash in a certain manner or round the amount of change due to a customer in a certain manner; and altering the definition of "taxable price" for the purposes of certain provisions of law governing the State sales and use tax to clarify the exclusion from the tax of a certain amount collected due to rounding the price for a good or service in accordance with certain provisions of the Act.

Current Bill Text

Read the full stored bill text
EXPLANATION: CAPITALS INDICATE MATTER ADDED TO EXISTING LAW.
[Brackets] indicate matter deleted from existing law.
Underlining indicates amendments to bill.
Strike out indicates matter stricken from the bill by amendment or deleted from the law by
amendment.
Italics indicate opposite chamber/conference committee amendments.
*sb0893*

SENATE BILL 893
C2, K3 EMERGENCY BILL (6lr2932)
ENROLLED BILL
— Finance/Economic Matters —
Introduced by Senator Gile

Read and Examined by Proofreaders:

_______________________________________________
Proofreader.
_______________________________________________
Proofreader.

Sealed with the Great Seal and presented to the Governor, for his approval this

_______ day of _______________ at _________________ _______ o’clock, ________M.

______________________________________________
President.

CHAPTER ______

AN ACT concerning 1

Business Regulation – Rounding Cash Transactions – Authorization 2

FOR the purpose of authorizing a merchant to round the portion of the price of a certain 3
cash transactions transaction for which a customer pays using cash in a certain 4
manner or round the amount of change due to a customer in a certain manner; 5
authorizing an employer to round a wage that the employer pays using cash in a 6
certain manner; providing that certain provisions of this Act shall preempt existing 7
regulations, rules, and ordinances that conflict with certain provisions of this Act; 8
altering the definition of “taxable price” for the purposes of certai n provisions of law 9
governing the State sales and use tax to clarify the exclusion from the tax of a certain 10
amount collected due to rounding the price for a good or service in accordance with 11
certain provisions of this Act; and generally relating to rounding cash transactions. 12

BY adding to 13
Article – Business Regulation 14
2 SENATE BILL 893

Section 1 –601 through 1–607 1–606 to be under the new subtitle “Subtitle 6. 1
Rounding Cash Transactions in a Trade or Business” 2
Annotated Code of Maryland 3
(2024 Replacement Volume and 2025 Supplement) 4

BY repealing and reenacting, without amendments, 5
Article – Labor and Employment 6
Section 3–502(a) 7
Annotated Code of Maryland 8
(2025 Replacement Volume) 9

BY adding to 10
Article – Labor and Employment 11
Section 3–502(g) 12
Annotated Code of Maryland 13
(2025 Replacement Volume) 14

BY repealing and reenacting, without amendments, 15
Article – Tax – General 16
Section 11–101(a) and (l)(1) 17
Annotated Code of Maryland 18
(2022 Replacement Volume and 2025 Supplement) 19

BY repealing and reenacting, with amendments, 20
Article – Tax – General 21
Section 11–101(l)(3) 22
Annotated Code of Maryland 23
(2022 Replacement Volume and 2025 Supplement) 24

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 25
That the Laws of Maryland read as follows: 26

Article – Business Regulation 27

SUBTITLE 6. ROUNDING CASH TRANSACTIONS IN A TRADE OR BUSINESS. 28

1–601. 29

(A) IN THIS SUBTITLE THE FOLLOWING WORDS HAVE THE MEANINGS 30
INDICATED. 31

(B) (1) “CASH” MEANS UNITED STATES COINS AND CURRENCY. 32

(2) “CASH” DOES NOT INCLUDE: 33

SENATE BILL 893 3

(I) A PAPER INSTRUMENT O THER THAN A FEDERAL RESERVE 1
NOTE; OR 2

(II) A GIFT CARD. 3

(C) “CUSTOMER” MEANS A PURCHASER OF A GOOD OR SERVICE FR OM A 4
MERCHANT. 5

(D) “MERCHANT” MEANS A PERSON ENGAGED IN THE TRADE OR B USINESS 6
OF THE SALE OF GOODS OR SERVICES. 7

(E) “TOTAL PRICE PRICE” MEANS THE PRICE AMOUNT DUE AND PAYAB LE 8
BY A CUSTOMER IS RESPONSIBLE FOR P AYING FOR A GOOD OR SERVIC E AFTER A 9
MERCHANT: 10

(1) SUBTRACTS ANY DISCOUNT OR DEDUCTION; AND 11

(2) APPLIES ANY APPLICABLE TAX OR FEE; AND 12

(3) ROUNDS THE TRANSACTION CONSISTENT WITH THIS SUBTITLE. 13

1–602. 14

THIS SUBTITLE: 15

(1) DOES NOT APPLY TO A CASH TRANSACTION FOR A GO OD OR 16
SERVICE IN EXCHANGE FOR PAID WITH EXACT CHANGE; AND 17

(2) MAY NOT BE CONSTRUED TO AUTHORIZE A MERCHANT TO ROUND 18
A PRICE FOR A GOOD OR SERVICE IN A MANNER THAT ALTERS THE CALCULATION OF 19
ANY TAX OR FEE APPLICABLE TO THE TRANSACTION. 20

1–603. 21

(A) THIS SECTION APPLIES TO: 22

(1) THE PORTION OF THE PRICE OF AN IN –PERSON, CASH 23
TRANSACTION IF THE PRICE TOTALS AT LEAST 5 CENTS; OR 24

(2) OR A TELEPHONE, MAIL, OR INTERNET TRANSACTION FOR 25
WHICH A CUSTOMER PAYS USING CASH IF THE PRICE TOTALS AT LEAST 5 CENTS. 26

4 SENATE BILL 893

(B) NOTWITHSTANDING ANY O THER PROVISION OF LA W, A MERCHANT 1
DOING BUSINESS IN THE STATE MAY: 2

(1) DETERMINE THE TOTAL PRICE OF ROUND THE PRICE FOR A GOOD 3
OR SERVICE, AFTER SUBTRACTING ANY DISCOUNT OR DEDUCTION FROM THE PRICE 4
AND APPLYING ANY APP LICABLE TAX OR FEE T O THE PRICE , IN THE FOLLOWING 5
MANNER: 6

(I) IF THE PRICE ENDS IN 1 CENT, 2 CENTS, 6 CENTS, OR 7 7
CENTS, BY ROUNDING THE PRICE DOWN TO THE NEAREST CENT DIVISIBLE BY FIVE; 8
OR 9

(II) IF THE PRICE ENDS IN 3 CENTS, 4 CENTS, 8 CENTS, OR 9 10
CENTS, BY ROUNDING THE PRICE UP TO THE NEAREST CENT DIVISIBLE BY FIVE; OR 11

(2) ROUND THE AMOUNT OF CHANGE DUE TO A CUST OMER UP OR 12
DOWN CONSISTENT WITH ITEM (1) OF THIS SUBSECTION. 13

1–604. 14

(A) THIS SECTION APPLIES TO: 15

(1) THE PORTION OF THE PRICE OF AN IN –PERSON, CASH 16
TRANSACTION IF THE PRICE TOTALS LESS THAN 5 CENTS; OR 17

(2) OR A TELEPHONE , MAIL, OR INTERNET TRANSACTION FOR 18
WHICH A PERSON CUSTOMER PAYS USING CASH IF THE PRICE TOTALS LESS THAN 5 19
CENTS. 20

(B) NOTWITHSTANDING ANY O THER PROVISION OF LA W, A MERCHANT 21
DOING BUSINESS IN THE STATE MAY DETERMINE THE TOTAL PRICE OF ROUND THE 22
PRICE FOR A GOOD OR SERVICE , AFTER SUBTRACTING AN Y DISCOUNT OR 23
DEDUCTION FROM THE PRICE AND APPLYING ANY APPLICABLE TAX OR FEE TO THE 24
PRICE, BY ROUNDING THE PRICE UP TO 5 CENTS. 25

1–605. 26

AN EMPLOYER , AS DEFINED IN § 3–501 OF THE LABOR AND EMPLOYMENT 27
ARTICLE, MAY ROUND A WAGE , AS DEFINED IN § 3–501 OF THE LABOR AND 28
EMPLOYMENT ARTICLE, THAT THE EMPLOYER PAYS USING CASH CONSISTENT WITH 29
THIS SUBTITLE. 30

1–606. 1–605. 31
SENATE BILL 893 5

THIS SUBTITLE SUPERSEDES ANY REGULATION, RULE, OR ORDINANCE THAT 1
CONFLICTS WITH THIS SUBTITLE. 2

1–607. 1–606. 3

THE SECRETARY MAY ADOPT REGULATIONS TO CARRY OUT THE PROVISIONS 4
OF THIS SUBTITLE. 5

Article – Labor and Employment 6

3–502. 7

(a) (1) Each employer: 8

(i) shall set regular pay periods; and 9

(ii) except as provided in paragraph (2) of this subsection, shall pay 10
each employee at least once in every 2 weeks or twice in each month. 11

(2) An employer may pay an administrative, executive, or professional 12
employee less frequently than required under paragraph (1)(ii) of this subsection. 13

(G) AN EMPLOYER MAY ROUND A WAGE THAT THE EMPL OYER PAYS USING 14
CASH, AS DEFINED IN § 1–601 OF THE BUSINESS REGULATION ARTICLE, 15
CONSISTENT WITH TITLE 1, SUBTITLE 6 OF THE BUSINESS REGULATION ARTICLE. 16

Article – Tax – General 17

11–101. 18

(a) In this title the following words have the meanings indicated. 19

(l) (1) “Taxable price” means the value, in money, of the consideration of any 20
kind that is paid, delivered, payable, or deliverable by a buyer to a vendor in the 21
consummation and complete performance of a sale without deduction for any expense or cost, 22
including the cost of: 23

(i) any labor or service rendered; 24

(ii) any material used; or 25

(iii) any property, digital code, or digital product sold. 26

(3) “Taxable price” does not include: 27

6 SENATE BILL 893

(i) a charge that is made in connection with a sale and is stated as a 1
separate item of the consideration for: 2

1. a delivery, freight, or other transportation service for 3
delivery directly to the buyer by the vendor or by another person acting for the vendor, unless 4
the transportation service is a taxable service; 5

2. a finance charge, interest, or similar charge for credit 6
extended to the buyer; 7

3. a labor or service for application or installation; 8

4. a mandatory gratuity or service charge in the nature of a 9
tip for serving food or beverage to a group of 10 or fewer individuals for consumption on the 10
premises of the vendor; 11

5. a professional service; 12

6. a tax: 13

A. imposed by a county on the sale of coal, electricity, oil, 14
nuclear fuel assemblies, steam, or artificial or natural gas; 15

B. imposed under § 3–302(a) of the Natural Resources Article, 16
as a surcharge on electricity, and added to an electric bill; 17

C. imposed under §§ 6 –201 through 6 –203 of the Tax – 18
Property Article, on tangible personal property subject to a lease that is for an initial period 19
that exceeds 1 year and is noncancellable except for cause; or 20

D. imposed under § 4–102 of this article on the gross receipts 21
derived from an admissions and amusement charge; 22

7. any service for the operation of equipment u sed for the 23
production of audio, video, or film recordings; or 24

8. reimbursement of incidental expenses paid to a third party 25
and incurred in connection with providing a taxable detective service; 26

(ii) the value of a used component or part (core value) received from a 27
purchaser of the following remanufactured truck parts: 28

1. an air brake system; 29

2. an engine; 30

3. a rear axle carrier; or 31
SENATE BILL 893 7

4. a transmission; 1

(iii) a charge for a nontaxable service that is made in connection with 2
a sale of a taxable communication service, even if the nontaxable charges are aggregated 3
with and not separately stated from the taxable charges for communications services, if the 4
vendor can reasonably identify charges not subject to tax from its books and records that are 5
kept in the regular course of business; [or] 6

(iv) a transportation network company impact fee imposed under § 7
10–408 of the Public Utilities Article; OR 8

(V) AN AMOUNT NOT EXCEEDING 2 CENTS COLLECTED DUE TO 9
ROUNDING THE PRICE F OR A GOOD OR SERVICE IN ACCORDANCE WITH TITLE 1, 10
SUBTITLE 6 OF THE BUSINESS REGULATION ARTICLE. 11

SECTION 2. AND BE IT FURTHER ENACTED, That this Act is an emergency 12
measure, is necessary fo r the immediate preservation of the public health or safety, has 13
been passed by a yea and nay vote supported by three –fifths of all the members elected to 14
each of the two Houses of the General Assembly, and shall take effect from the date it is 15
enacted. 16

Approved:
________________________________________________________________________________
Governor.
________________________________________________________________________________
President of the Senate.
________________________________________________________________________________
Speaker of the House of Delegates.